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US Masters Residential Property Fund (AU:URF)
ASX:URF
Australian Market
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US Masters Residential Property Fund (URF) AI Stock Analysis

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AU:URF

US Masters Residential Property Fund

(Sydney:URF)

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Neutral 49 (OpenAI - 5.2)
Rating:49Neutral
Price Target:
AU$0.16
â–¼(-43.21% Downside)
Action:Reiterated
Date:08/04/26
The score is held back primarily by weak financial performance—shrinking revenue, large losses, and consistently negative operating/free cash flow—despite improved leverage. Technicals are a positive offset with the price above key moving averages and supportive momentum, while valuation is limited by negative earnings and no provided dividend yield.
Positive Factors
Improved leverage
A materially lower debt-to-equity ratio reduces balance-sheet risk and interest burden, giving management more runway to stabilise operations. Improved leverage increases flexibility for refinancing, asset retention or selective acquisitions, supporting survival through cyclical headwinds.
Negative Factors
Shrinking revenue
Material top-line decline erodes the rental income base and signals occupancy, pricing or portfolio contraction issues. Reduced revenue weakens cash flow coverage for fixed costs and servicing obligations, lengthening the recovery horizon and increasing reliance on non-operational funding.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved leverage
A materially lower debt-to-equity ratio reduces balance-sheet risk and interest burden, giving management more runway to stabilise operations. Improved leverage increases flexibility for refinancing, asset retention or selective acquisitions, supporting survival through cyclical headwinds.
Read all positive factors

US Masters Residential Property Fund (URF) vs. iShares MSCI Australia ETF (EWA)

US Masters Residential Property Fund Business Overview & Revenue Model

Company Description
US Masters Residential Property Fund (Fund) was established in 2011 and is listed on the Australian Securities Exchange. The Fund was established to give investors exposure to US residential property and is the largest Australian-listed property t...
How the Company Makes Money
URF makes money primarily through (1) rental income generated by leasing its residential properties, and (2) capital gains realized from the sale of properties at prices higher than their acquisition and holding costs. Additional earnings can be c...

US Masters Residential Property Fund Financial Statement Overview

Summary
Weak financial profile driven by shrinking revenue (2025 down ~31% vs 2024), ongoing losses (very large net loss in 2025), and persistently negative operating/free cash flow across 2020–2025. The main positive is improved leverage, with debt-to-equity declining to ~0.49x by 2025, but negative returns and cash burn keep risk elevated.
Income Statement
27
Negative
Balance Sheet
58
Neutral
Cash Flow
22
Negative
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue21.28M36.74M46.19M45.78M39.57M
Gross Profit4.21M19.22M44.57M27.51M23.60M
EBITDA-85.59M-36.14M2.92M10.08M8.68M
Net Income-56.59M-44.56M-18.97M6.91M21.14M
Balance Sheet
Total Assets362.52M811.61M936.56M1.02B975.36M
Cash, Cash Equivalents and Short-Term Investments92.49M84.51M43.54M55.03M57.51M
Total Debt117.52M360.59M459.09M505.02M482.95M
Total Liabilities124.56M411.24M515.32M565.96M530.56M
Stockholders Equity238.47M399.36M419.33M453.21M444.80M
Cash Flow
Free Cash Flow-22.45M-10.77M-5.84M-4.94M-8.89M
Operating Cash Flow-11.84M-10.77M-5.84M-4.94M-8.89M
Investing Cash Flow330.30M206.94M67.31M27.59M116.12M
Financing Cash Flow-303.61M-154.84M-68.96M-39.28M-127.99M

US Masters Residential Property Fund Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.28
Price Trends
50DMA
0.15
Positive
100DMA
0.15
Positive
200DMA
0.15
Positive
Market Momentum
MACD
<0.01
Positive
RSI
60.20
Neutral
STOCH
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:URF, the sentiment is Positive. The current price of 0.28 is above the 20-day moving average (MA) of 0.16, above the 50-day MA of 0.15, and above the 200-day MA of 0.15, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 60.20 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:URF.

US Masters Residential Property Fund Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
AU$852.05M9.8313.71%6.47%45.30%82.35%
70
Outperform
AU$1.83B12.888.46%2.17%-2.09%133.93%
69
Neutral
AU$609.14M8.2414.27%3.32%13.87%36.54%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
53
Neutral
AU$1.69B34.9722.46%0.26%6.03%-13.41%
49
Neutral
AU$110.15M-2.01-18.52%2.62%-37.37%-28.64%
48
Neutral
AU$656.44M-3.24-31.66%―-46.34%-474.61%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:URF
US Masters Residential Property Fund
0.16
>-0.01
-2.44%
AU:PPC
Peet Limited
1.80
0.24
15.14%
AU:INA
Ingenia Communities Group
4.43
-1.02
-18.73%
AU:CWP
Cedar Woods Properties Limited
7.07
0.09
1.30%
AU:LIC
Lifestyle Communities Ltd
5.42
0.64
13.39%
AU:GLF
Gemlife Communities Group
4.42
0.03
0.71%

US Masters Residential Property Fund Corporate Events

US Masters Residential Property Group Posts Preliminary July NAV Ahead of Half-Year Valuation
Aug 5, 2026
US Masters Residential Property Group has reported an estimated unaudited net asset value of $0.180 per security as at 31 July 2026, down from a reference monthly NAV of $0.184 per security at 30 June 2026. The latest calculation reflects an updat...
US Masters Residential Property Group Retires Global Atlantic Loan Facility
Jul 29, 2026
US Masters Residential Property Group has fully repaid its Global Atlantic Loan Facility, with the repayment completed on 24 July 2026 and written confirmation received on 27 July 2026. The move marks a notable step in the fund&#8217;s capital man...
US Masters Residential Property Group Posts Preliminary July NAV Ahead of Half-Year Valuation
Jul 22, 2026
US Masters Residential Property Group has released an estimated unaudited net asset value of $0.181 per security as at 17 July 2026, down from its most recent monthly reference NAV of $0.184 per security at 30 June 2026. The calculation reflects a...
US Masters Residential Property Group Issues Preliminary July NAV Ahead of Half-Year Valuation
Jul 15, 2026
US Masters Residential Property Group has reported a preliminary unaudited net asset value of $0.182 per security as at 10 July 2026, slightly down from the most recent estimated monthly NAV of $0.184 per security as at 30 June 2026. The latest fi...
US Masters Residential Property Group Lifts Weekly NAV on Currency Moves
Jul 8, 2026
US Masters Residential Property Group reported an estimated unaudited net asset value of $0.185 per security after tax as at 3 July 2026, up from a reference NAV of $0.179 per security at 31 May 2026. The latest figure reflects adjustments for cur...
Harvest Lane Lifts Stake in US Masters Residential Property Fund
Jul 7, 2026
Harvest Lane Asset Management has increased its substantial holding in US Masters Residential Property Fund, lifting its stake from 6.09% to 7.11% of the fund&#8217;s ordinary shares. The change reflects additional share acquisitions across nomine...
US Masters Residential Property Group Updates Weekly NAV on Currency Moves
Jul 1, 2026
US Masters Residential Property Group reported an estimated unaudited net asset value of $0.186 per security after tax as at 26 June 2026, reflecting movements since its most recent monthly NAV of $0.179 per security as at 31 May 2026. The update ...
US Masters Residential Property Group Updates Weekly NAV on Currency Shift
Jun 24, 2026
US Masters Residential Property Group reported that its estimated unaudited post-tax net asset value stood at $0.183 per security as of 19 June 2026, based on a reference monthly NAV of $0.179 per security at 31 May 2026. The latest figure incorpo...
US Masters Residential Property Group Updates Weekly NAV on Currency Shift
Jun 17, 2026
US Masters Residential Property Group reported an estimated unaudited post-tax net asset value of $0.183 per security as at 12 June 2026, up from a reference NAV of $0.179 per security at 31 May 2026. The weekly NAV reflects the impact of a strong...
US Masters Residential Property Group Updates Weekly NAV on Currency Shift
Jun 10, 2026
US Masters Residential Property Group reported an estimated unaudited after-tax net asset value of $0.183 per security as at 5 June 2026. This weekly figure is derived from the most recent estimated unaudited monthly NAV of $0.221 per security as ...
US Masters Residential Internalises Administration as Portfolio Selldown Continues
Jun 5, 2026
US Masters Residential Property Group has announced that its Administrative Services Agreement with K2 Asset Management will terminate on 5 June 2026, with all administration and investor relations functions to be brought in-house by that date. Th...
US Masters Residential Property Group Updates Weekly NAV and Pays Special Distribution
Jun 3, 2026
US Masters Residential Property Group reported an estimated unaudited post-tax net asset value of $0.182 per security as at 29 May 2026, down from a reference NAV of $0.221 per security at 30 April 2026, reflecting updated foreign exchange assumpt...
US Masters Residential Property Fund labels special payout fully tax-deferred for non-residents
May 28, 2026
US Masters Residential Property Fund has detailed the tax components of its previously announced $0.04 per fully paid stapled security special distribution, confirming that the entire amount is classified as tax-deferred income for managed investm...
US Masters Residential Property Group Updates Weekly NAV After Special Distribution
May 27, 2026
US Masters Residential Property Group has reported an estimated unaudited post-tax net asset value of $0.183 per security as at 22 May 2026, reflecting movements from its most recent monthly NAV of $0.221 per security. The updated figure incorpora...
US Masters Residential Property Group Updates Weekly NAV and Declares Special Distribution
May 13, 2026
US Masters Residential Property Group reported an estimated unaudited net asset value of $0.182 per security after tax as at 8 May 2026, down from the most recent monthly reference NAV of $0.232 per security. The change largely reflects the impact...
US Masters Residential Property Group Declares 4c Special Distribution
May 7, 2026
US Masters Residential Property Group has announced a special distribution of 4 cents per stapled security to its securityholders, to be paid from the US Masters Residential Property Fund. The stapled securities will trade ex-distribution on 12 Ma...
US Masters Residential Property Fund Announces Special AUD 0.04 Distribution
May 7, 2026
US Masters Residential Property Fund has declared a distribution of AUD 0.04 per fully paid stapled security for its URF unitholders. The distribution does not relate to a specific financial period and will be paid on 29 May 2026, with an ex-date ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026