Aspen Group Limited (AU:APZ)
ASX:APZ
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Aspen Group Limited
(Sydney:APZ)
Select Model
Select Model
Rating:71Outperform
Price Target:
AU$5.00
▼(-11.19% Downside)
Action:Reiterated
Date:10/25/25
Aspen Group Limited's stock score is driven by strong financial performance, particularly in revenue growth and profitability, despite some cash flow challenges. The technical analysis indicates bullish momentum, though caution is advised due to overbought signals. Valuation is fair, with a reasonable P/E ratio and moderate dividend yield.
Positive Factors
High gross and net margins
Sustained gross and net margins above 50% indicate durable pricing power and efficient cost structure in Aspen's property operations. High margins provide recurring cash buffer, support reinvestment in developments and operations, and increase resilience to sector cycles over months.
Negative Factors
Negative FCF growth
Declining free cash flow growth signals constrained internal funding for development and operations. Over a 2–6 month horizon this can force slower project rollouts, tighter capital allocation, or increased external financing, raising execution and liquidity risk for the business.
Read all positive and negative factors
Positive Factors
Negative Factors
High gross and net margins
Sustained gross and net margins above 50% indicate durable pricing power and efficient cost structure in Aspen's property operations. High margins provide recurring cash buffer, support reinvestment in developments and operations, and increase resilience to sector cycles over months.
Read all positive factors
Aspen Group Limited (APZ) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$1.20B
Dividend Yield1.83%
Average Volume (3M)943.93K
Price to Earnings (P/E)18.1
Beta (1Y)0.77
Revenue Growth26.94%
EPS Growth-4.51%
CountryAU
Employees17
SectorReal Estate
Sector Strength53
IndustryReal Estate - Diversified
Share Statistics
EPS (TTM)0.29
Shares Outstanding227,665,440
10 Day Avg. Volume355,277
30 Day Avg. Volume943,930
Financial Highlights & Ratios
PEG Ratio1.83
Price to Book (P/B)1.48
Price to Sales (P/S)7.53
P/FCF Ratio35.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$5.88Price Target Upside4.48% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.21
Revenue Forecast (FY)AU$141.04M
Aspen Group Limited Business Overview & Revenue Model
Company Description
Aspen Group is a key operator in the accommodation market, supplying high-standard housing options at appealing prices. Their offerings span residential properties, retirement villages, and park communities. The company focuses its efforts on serv...
How the Company Makes Money
Aspen Group Limited makes money primarily through property-related income and value creation from its real estate portfolio. Key revenue streams typically include: (1) recurring property income from operating residential communities and similar ac...
Aspen Group Limited Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 127.96M | 108.13M | 91.12M | 65.67M | 46.68M | 35.52M |
| Gross Profit | 66.69M | 59.63M | 56.29M | 37.20M | 24.31M | 23.55M |
| EBITDA | 72.88M | 38.03M | 73.02M | 22.20M | 12.44M | 26.56M |
| Net Income | 61.82M | 57.05M | 48.44M | 54.40M | 75.38M | 25.39M |
Balance Sheet | ||||||
| Total Assets | 859.07M | 733.46M | 668.95M | 575.84M | 468.49M | 249.93M |
| Cash, Cash Equivalents and Short-Term Investments | 8.08M | 9.99M | 4.52M | 8.92M | 10.89M | 9.53M |
| Total Debt | 210.85M | 131.01M | 199.90M | 171.69M | 154.42M | 83.18M |
| Total Liabilities | 287.58M | 187.81M | 235.29M | 214.67M | 191.47M | 97.38M |
| Stockholders Equity | 575.33M | 549.49M | 437.49M | 365.00M | 280.86M | 156.39M |
Cash Flow | ||||||
| Free Cash Flow | 35.94M | 22.90M | 29.12M | 11.79M | 12.50M | 10.20M |
| Operating Cash Flow | 36.40M | 22.90M | 30.95M | 14.06M | 14.12M | 11.27M |
| Investing Cash Flow | -86.77M | 8.09M | -38.43M | -50.40M | -85.40M | -35.69M |
| Financing Cash Flow | 53.10M | -25.52M | 3.08M | 34.53M | 73.73M | 24.54M |
Aspen Group Limited Technical Analysis
Positive
5.63
Price Trends
4.82
Positive
5.06
Positive
5.07
Positive
Market Momentum
0.11
Negative
69.63
Neutral
82.65
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:APZ, the sentiment is Positive. The current price of 5.63 is above the 20-day moving average (MA) of 4.86, above the 50-day MA of 4.82, and above the 200-day MA of 5.07, indicating a bullish trend. The MACD of 0.11 indicates Negative momentum. The RSI at 69.63 is Neutral, neither overbought nor oversold. The STOCH value of 82.65 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:APZ.
Aspen Group Limited Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | AU$802.89M | 9.69 | 13.71% | 3.88% | 45.30% | 82.35% | |
71 Outperform | AU$1.20B | 18.05 | 10.99% | 1.83% | 26.94% | -4.51% | |
70 Outperform | AU$1.72B | 12.53 | 8.46% | 1.81% | -2.09% | 133.93% | |
69 Neutral | AU$587.02M | 7.93 | 14.27% | 3.32% | 13.87% | 36.54% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
53 Neutral | AU$1.79B | 55.90 | 17.59% | ― | 6.03% | -13.41% | |
48 Neutral | AU$595.65M | -2.99 | -31.66% | ― | -46.34% | -474.61% |
* Real Estate Sector Average
AU:APZ
Aspen Group Limited
5.25
1.42
36.97%
AU:PPC
Peet Limited
1.72
0.13
8.07%
AU:INA
Ingenia Communities Group
4.23
-1.13
-21.13%
AU:CWP
Cedar Woods Properties Limited
6.90
0.16
2.37%
AU:LIC
Lifestyle Communities Ltd
4.90
-1.84
-27.30%
AU:GLF
Gemlife Communities Group
4.71
0.63
15.44%
Aspen Group Limited Corporate Events
Aspen Group appoints new joint company secretary
Apr 24, 2026
Aspen Group Limited has announced a change in its joint company secretary role, appointing Sushma Kejriwal of Acclime Corporate Services Australia as joint company secretary effective 24 April 2026. The move follows the resignation of fellow Accli...
Aspen Group lifts earnings and development momentum as affordable housing demand stays strong
Apr 9, 2026
Aspen Group reported strong nine-month results to 31 March 2026, with net rental income up 20%, development profit up 153% and pre-tax earnings up 67%, leaving the company on track to meet its FY26 and FY27 earnings targets. Management highlighted...
Magellan Exits Substantial Holder Position in Aspen Group
Mar 17, 2026
Magellan Financial Group has notified Aspen Group Limited that it has ceased to be a substantial holder in the company as of 13 March 2026. The change reflects movements in Magellan’s relevant interest and voting power in Aspen’s secur...
Aspen Group Relocates Registered Office Within Surry Hills
Mar 13, 2026
Aspen Group has announced a change to its registered office and principal place of business, relocating within Surry Hills from Suite 21, 285A Crown Street to 111 Flinders Street, effective 16 March 2026. The move, approved by the board, represent...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.