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Insurance Australia Group Limited
(OTC:IAG)
Insurance Australia Group Limited (IAG) vs. iShares MSCI Australia ETF (EWA)
Insurance Australia Group Limited Business Overview & Revenue Model
Insurance Australia Group Limited Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 17.55B | 14.76B | 15.99B | 409.00M | 7.57B | 7.88B |
| Gross Profit | 15.06B | 15.06B | 15.99B | 8.93B | 7.57B | 7.88B |
| EBITDA | 2.40B | 2.63B | 1.88B | 1.69B | 779.00M | -67.00M |
| Net Income | 1.36B | 1.36B | 898.00M | 832.00M | 347.00M | -427.00M |
Balance Sheet | ||||||
| Total Assets | 26.31B | 26.31B | 25.62B | 35.03B | 34.16B | 33.46B |
| Cash, Cash Equivalents and Short-Term Investments | 703.00M | 703.00M | 631.00M | 1.35B | 938.00M | 2.00B |
| Total Debt | 2.96B | 2.96B | 2.94B | 2.64B | 2.58B | 2.57B |
| Total Liabilities | 18.52B | 18.52B | 18.50B | 27.98B | 27.66B | 26.90B |
| Stockholders Equity | 7.33B | 7.33B | 6.66B | 6.65B | 6.16B | 6.25B |
Cash Flow | ||||||
| Free Cash Flow | 324.00M | 1.35B | 1.16B | 452.00M | -526.00M | -799.00M |
| Operating Cash Flow | 1.35B | 1.35B | 1.80B | 452.00M | 900.00M | 1.61B |
| Investing Cash Flow | 38.00M | 38.00M | -628.00M | 394.00M | -1.46B | -2.42B |
| Financing Cash Flow | -982.00M | -982.00M | -682.00M | -437.00M | -527.00M | 516.00M |
Insurance Australia Group Limited Technical Analysis
Insurance Australia Group Limited Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| ― | $21.87B | 14.40 | 12.51% | 23.55% | -0.54% | 26.37% | |
| ― | €1.54B | 5.85 | 25.94% | 5.67% | -7.39% | 30.01% | |
| ― | $13.14B | 26.24 | 21.28% | 3.67% | 6.37% | 1.73% | |
| ― | €3.54B | 17.69 | 18.51% | 3.88% | 5.90% | 7.22% | |
| ― | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | AU$30.87B | 10.22 | 18.97% | 4.60% | 5.93% | 14.80% | |
| ― | AU$19.35B | 14.23 | 19.09% | 3.79% | 8.47% | 54.09% |
Insurance Australia Group Limited Corporate Events
At the 2025 Annual General Meeting, IAG successfully passed all proposed resolutions, including the re-election of board members and the adoption of the remuneration report. These outcomes reflect strong shareholder support and are expected to positively influence IAG’s governance and operational strategies, thereby reinforcing its market position and stakeholder confidence.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.65 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
At its 2025 Annual General Meeting, IAG announced an upgrade to its FY26 guidance, highlighting its commitment to improving customer service and community support. The company has focused on enhancing claims processes and disaster management, achieving a 98% settlement rate for retail customers in Australia. IAG’s efforts in building resilience are underscored by the launch of the NRMA Insurance Help Fund, aimed at supporting climate resilience initiatives. These strategic moves reflect IAG’s dedication to growth and maintaining strong customer relationships, positioning it well within the industry.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.65 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) has upgraded its FY26 financial guidance following the acquisition of the Royal Automobile Club of Queensland’s (RACQ) insurance business. The company now anticipates a 10% growth in gross written premium and an increase in reported insurance profit to between $1,550 million and $1,750 million. This acquisition, which is performing slightly ahead of expectations, aligns with IAG’s strategic growth ambitions and strengthens its market position in Queensland, supporting its targets of a 15% reported insurance margin and return on equity.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.65 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced the issuance and conversion of unquoted equity securities, totaling over 3.4 million ordinary fully paid shares. This move is part of the company’s ongoing financial strategies and could potentially impact its market positioning by enhancing its equity base, which may influence stakeholder perceptions and investment decisions.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.65 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited announced the cessation of certain securities, specifically the lapse of 684,171 performance rights and 37,670 award rights. This cessation occurred because the conditions for these securities were not met or became incapable of being satisfied, impacting the company’s issued capital.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.65 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited announced a change in the director’s interest in securities, specifically for Wendy Thorpe. The change involved the acquisition of 534 Fully Paid Ordinary Shares through the IAG Dividend Reinvestment Plan, increasing her total holdings to 24,954 shares. This update reflects the company’s ongoing commitment to aligning director interests with shareholder value through its dividend reinvestment initiatives.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.00 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited announced a change in the director’s interest, with Thomas William Pockett acquiring 2,488 fully paid ordinary shares through the company’s Dividend Reinvestment Plan. This change increases his total holdings to 116,059 shares, reflecting a strategic move to enhance stakeholder alignment and confidence in the company’s financial strategies.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.00 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) has announced the issuance of A$350 million in Tier 2 subordinated unsecured notes, which may convert into ordinary shares under certain conditions. This move is part of IAG’s strategy to strengthen its capital base, with the notes being treated as Tier 2 Capital. The issuance will not materially impact IAG’s financial position, but conversion could reduce liabilities and increase shareholders’ equity, potentially affecting the company’s financial structure and shareholder value.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.00 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
IAG announced the successful pricing of A$350 million in subordinated notes, which are expected to qualify as Tier 2 Capital under the Australian Prudential Regulation Authority’s framework. This move is part of IAG’s strategy to strengthen its capital base, offering investors quarterly interest at a floating rate. The issuance reflects IAG’s commitment to maintaining robust financial health and could enhance its competitive positioning in the insurance market.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has released its 2025 Notice of Annual General Meeting, detailing the meeting’s schedule and related documents. This announcement is part of IAG’s compliance with ASX Listing Rules and provides stakeholders with essential information for participation in the AGM, reflecting the company’s commitment to transparency and stakeholder engagement.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) has announced a new offering of A$ Tier 2 subordinated notes to wholesale investors, aiming to raise subordinated debt qualifying as Tier 2 Capital under the Australian Prudential Regulation Authority’s framework. This move is part of IAG’s strategic financial management, potentially impacting its capital structure and market positioning. The notes will have a floating interest rate and a maturity date in 2038, with options for early redemption or conversion under specific conditions, subject to regulatory approval.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a new distribution for its security IAGPF, with a distribution amount of AUD 1.443 per security. The payment is scheduled for December 15, 2025, following an ex-date of December 2, 2025, and a record date of December 3, 2025. This announcement reflects IAG’s ongoing commitment to providing returns to its stakeholders, with a distribution rate of 5.788% per annum, adjusted for franking. This move is likely to reinforce IAG’s market position and provide financial benefits to its investors.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a new dividend distribution for its security IAGPE, with a payment amount of AUD 1.5069 per security. The distribution, which is set to be paid on December 15, 2025, reflects a distribution rate of 6.0441% per annum after accounting for franking adjustments. This announcement is significant for stakeholders as it indicates the company’s ongoing commitment to providing returns to its investors, potentially impacting its market positioning and investor relations positively.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) announced the immediate retirement of David Armstrong from its Board of Directors due to medical reasons. Armstrong, who joined the board in September 2021, served as Chair of the Board Audit Committee and was a member of the Risk Committee. IAG Chair Tom Pockett praised Armstrong’s significant contributions, particularly his expertise in listed company operations and understanding of industry regulatory and risk challenges. This change may impact IAG’s board dynamics and strategic oversight, given Armstrong’s role in key committees.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$8.80 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced an update regarding its dividend distribution, specifically including the Dividend Reinvestment Plan (DRP) Volume Weighted Average Price (VWAP) for the pricing period. This update, which follows a previous announcement made on August 13, 2025, pertains to the dividend distribution for the six-month period ending June 30, 2025, and is relevant to stakeholders interested in the company’s financial operations and shareholder returns.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$10.00 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
IAG has acknowledged the Australian Competition and Consumer Commission’s (ACCC) release of a Statement of Issues concerning its proposed strategic alliance with the Royal Automobile Club of Western Australia (RAC). This alliance aims to offer general insurance products and services to RAC members and Western Australians. The ACCC’s Statement of Issues outlines preliminary views and is not a final decision, with a final announcement expected on 27 November. IAG is committed to collaborating with the ACCC and believes the alliance will enhance its service to Western Australians, leveraging its mutual heritage with RAC.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.50 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
The Australian Competition and Consumer Commission (ACCC) has expressed concerns over IAG’s proposed acquisition of RAC Insurance Pty Limited, citing potential reductions in competition within Western Australia’s motor and home insurance markets. The ACCC fears that the acquisition could lead to increased premiums and reduced service quality, as well as limit competitors’ access to repair services, thereby affecting market competitiveness.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.50 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
IAG has completed the acquisition of RACQ’s insurance underwriting business, marking a strategic alliance with RACQ to enhance its retail business in Queensland. This acquisition, valued at $855 million, includes a 25-year distribution agreement, positioning IAG as RACQ’s exclusive partner for insurance underwriting. The partnership is expected to provide RACQ members with improved service through IAG’s advanced technology and underwriting expertise, while also creating new career opportunities for RACQ employees.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.50 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a change in the director’s interest, with JoAnne Maree Stephenson acquiring 10,000 Fully Paid Ordinary Shares through an on-market purchase. This transaction reflects a strategic move by the director, potentially indicating confidence in the company’s future performance and stability, which may impact stakeholders’ perception positively.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.00 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced the issuance of 1,732,441 ordinary fully paid securities as of August 19, 2025. This move signifies a strategic financial maneuver that could potentially impact the company’s capital structure and market positioning, reflecting on its commitment to growth and stakeholder value enhancement.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$9.50 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has completed a buy-back of its ordinary fully paid securities, acquiring a total of 4,955,680 shares for AUD 36,977,774.41. This buy-back, finalized as of August 20, 2025, reflects the company’s strategic financial management, potentially enhancing shareholder value and optimizing capital structure.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.75 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited announced a change in the director’s interest notice, revealing that Wendy Thorpe has increased her indirect holdings in the company by acquiring 9,689 Fully Paid Ordinary Shares. This acquisition was executed through the exercise of Non-Executive Director Award Rights, reflecting a strategic move to strengthen her stake in the company. The change in holdings is indicative of confidence in the company’s future performance and could potentially influence stakeholder perceptions positively.
The most recent analyst rating on (AU:IAG) stock is a Buy with a A$9.75 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited announced a change in the director’s interest, specifically concerning Nicholas Hawkins. The change involved the acquisition and disposal of fully paid ordinary shares, resulting in Hawkins holding 857,832 shares after the transactions. This adjustment was part of the exercise of Deferred Award Rights and Executive Performance Rights, with some shares disposed of to cover tax obligations. This update reflects ongoing adjustments in executive compensation and shareholding, potentially impacting stakeholder perceptions of executive alignment with company performance.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) is the largest general insurance company in Australia and New Zealand, offering a wide range of insurance products through various brands and channels, with a focus on personal and commercial lines.
Insurance Australia Group Limited has released its key dates for 2026, including the announcement of half-year and full-year financial results, interim and final dividend dates, and the annual general meeting. These dates are crucial for stakeholders as they outline the timeline for financial disclosures and shareholder engagement, impacting investor relations and market perceptions.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a new dividend distribution for its security IAGPF, with a distribution amount of AUD 1.4715. The payment is scheduled for September 15, 2025, following the record date on September 3, 2025. This announcement reflects IAG’s ongoing commitment to providing returns to its investors, potentially enhancing its market position and investor confidence.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a new distribution for its security IAGPE, with a distribution amount of AUD 1.5353 to be paid on September 15, 2025. This announcement reflects IAG’s ongoing commitment to providing returns to its stakeholders, with a distribution rate adjusted for franking at 6.1581% per annum, highlighting the company’s stable financial performance.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has released its Appendix 4G and 2025 Corporate Governance Statement in compliance with ASX Listing Rules. This announcement underscores IAG’s commitment to transparency and adherence to corporate governance standards, which may enhance its reputation and trust among stakeholders.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited (IAG) has released its financial results for the year ending June 30, 2025. The announcement highlights the company’s adherence to both statutory and non-IFRS financial reporting standards. While the release does not provide specific financial figures, it emphasizes the inherent uncertainties and risks associated with forward-looking statements and market conditions. IAG’s strategic goals and targets are subject to various assumptions and dependencies, which may impact the company’s ability to achieve its objectives. Stakeholders are advised to consider these factors when evaluating the company’s future performance.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
IAG reported a strong financial performance for FY25, with a net profit after tax of $1,359 million, marking a 51.3% increase from the previous year. The company achieved significant growth in net earned premiums and insurance profit, supported by favorable natural perils and investment markets. Strategic alliances and investments in technology and customer support have positioned IAG for continued growth and improved customer experience, while maintaining high customer satisfaction and renewal levels.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has announced a dividend distribution of AUD 0.19 per share for its ordinary fully paid securities, covering the six-month period ending June 30, 2025. The ex-dividend date is set for August 21, 2025, with the record date on August 22, 2025, and payment scheduled for September 18, 2025. This announcement reflects the company’s ongoing financial performance and commitment to returning value to its shareholders, potentially impacting its market positioning and stakeholder confidence.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.
Insurance Australia Group Limited has reported a significant increase in its financial performance for the year ended 30 June 2025, with revenue rising by 7.4% to $18.5 billion and net profit after tax increasing by 51.3% to $1.36 billion. The company announced a final dividend of 19.0 cents per share, with a dividend reinvestment plan available to shareholders, indicating a strong financial position and potential positive impact on shareholder value.
The most recent analyst rating on (AU:IAG) stock is a Hold with a A$6.85 price target. To see the full list of analyst forecasts on Insurance Australia Group Limited stock, see the AU:IAG Stock Forecast page.