Top Page
Genworth Mortgage Insurance Australia Ltd
(Sydney:HLI)
Genworth Mortgage Insurance Australia Ltd (HLI) vs. iShares MSCI Australia ETF (EWA)
Genworth Mortgage Insurance Australia Ltd Business Overview & Revenue Model
Genworth Mortgage Insurance Australia Ltd Financial Statement Overview
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 471.20M | 517.68M | 538.29M | 579.69M | 372.09M |
| Gross Profit | 471.20M | 517.68M | 511.71M | 466.24M | 372.09M |
| EBITDA | 362.20M | 475.98M | 421.37M | 303.02M | 290.26M |
| Net Income | 244.90M | 231.54M | 275.06M | 186.77M | 192.82M |
Balance Sheet | |||||
| Total Assets | 2.54B | 2.93B | 3.20B | 3.46B | 3.91B |
| Cash, Cash Equivalents and Short-Term Investments | 45.70M | 112.38M | 57.05M | 23.84M | 76.72M |
| Total Debt | 8.50M | 196.52M | 197.29M | 191.06M | 195.89M |
| Total Liabilities | 1.52B | 1.85B | 2.06B | 2.26B | 2.36B |
| Stockholders Equity | 1.02B | 1.08B | 1.14B | 1.21B | 1.56B |
Cash Flow | |||||
| Free Cash Flow | 108.40M | 134.33M | -18.27M | 75.51M | 344.67M |
| Operating Cash Flow | 108.40M | 134.43M | -18.03M | 76.11M | 344.67M |
| Investing Cash Flow | 324.00M | 213.84M | 397.10M | 199.89M | -344.26M |
| Financing Cash Flow | -499.10M | -292.93M | -345.90M | -328.96M | -27.69M |
Genworth Mortgage Insurance Australia Ltd Technical Analysis
Genworth Mortgage Insurance Australia Ltd Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | AU$1.66B | 6.12 | 25.94% | 5.51% | -7.39% | 30.01% | |
69 Neutral | AU$1.02B | 9.15 | 12.11% | 11.71% | -6.49% | -5.40% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
56 Neutral | AU$1.80B | 8.08 | 5.31% | ― | 16.78% | 22.86% | |
53 Neutral | AU$768.68M | 7.11 | 5.92% | 4.63% | 26.01% | -17.55% | |
50 Neutral | AU$1.11B | 4.10 | 11.19% | 11.83% | 2.11% | 15.71% |
Genworth Mortgage Insurance Australia Ltd Corporate Events
Helia Group Limited has applied for the quotation of 292,747 new fully paid ordinary shares on the ASX, to be issued on 2 March 2026. The new securities arise from an employee incentive scheme and will be quoted, signaling further equity-based remuneration for staff and a modest expansion of the company’s listed share base.
The issuance under an employee incentive scheme underscores Helia’s continued use of equity to attract and retain talent in a competitive financial services market. For shareholders, the move represents a small level of dilution but also aligns employee interests more closely with long-term company performance and share price outcomes.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has applied to the ASX for quotation of 1,388,519 new ordinary fully paid shares, with the securities issued on 26 February 2026 under an employee incentive scheme. The issuance expands Helia’s quoted share capital and reflects ongoing use of equity-based remuneration, which may marginally dilute existing shareholders while aiming to align employee interests with long-term company performance.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has notified the market of the issue of 864,797 unquoted share rights under its employee incentive scheme, split across two tranches scheduled for late February and early March 2026. These share rights are not intended to be quoted on the ASX, signalling the company’s continued use of long-term equity incentives to align staff remuneration with company performance and support its ongoing operational and strategic objectives.
The issuance of these unquoted securities reflects Helia’s focus on strengthening employee engagement and retention in a competitive financial services labour market. For existing shareholders, the move indicates a measured approach to equity-based compensation that may have a modest dilutive effect over time while aiming to reinforce management alignment with long-term value creation.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has released its full-year 2025 financial results and accompanying investor presentation, outlining statutory and non-IFRS financial information drawn from its audited income statement and balance sheet. The company stresses that the presentation is general in nature, is not investment advice, and should be read alongside its other disclosures lodged with the Australian Securities Exchange.
Helia emphasises that parts of the document may include forward-looking statements that are inherently uncertain and subject to change, and it disclaims any obligation to update them except as required by law. The group also highlights legal and distribution restrictions, reinforces that investors must rely on their own analysis and professional advice, and reserves all rights over reproduction of its materials, underscoring a cautious and compliance-focused approach to investor communications.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited reported a 6% rise in statutory net profit after tax to $244.9 million for 2025, with underlying profit up 12% to $247.0 million, and announced higher ordinary and special dividends reflecting its strong capital position. Management highlighted resilient performance in a challenging lenders’ mortgage insurance market, as the company navigates the non-renewal of its CBA contract, regulatory schemes that are shrinking the first-home-buyer segment, and a strategic shift toward upgraders and investors while simplifying operations and increasing automation to sustain growth.
The Australian economy’s recovery, robust labour market, and rising dwelling values have supported mortgage serviceability and kept claims benign, even as cost-of-living pressures and interest-rate movements weigh on borrowers. LMI industry premium growth remains modest due to government deposit schemes and lender self-insurance, prompting Helia to refine its go-to-market strategy, renew key lender relationships, and advocate for policy settings that complement rather than displace private mortgage insurance.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has released its Corporate Governance Statement dated 25 February 2026, in line with ASX Listing Rule 4.7.4 requirements. The statement, authorised by the board, outlines Helia’s governance framework and reinforces its adherence to regulatory and market standards, signalling ongoing attention to transparent oversight and compliance for investors and other stakeholders.
The publication underscores Helia’s intent to maintain strong governance practices as part of its positioning on the Australian Securities Exchange. This focus on governance is likely to support investor confidence and demonstrates the board’s formal involvement in setting and endorsing the company’s oversight and accountability structures.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has lodged its Appendix 4G with the Australian Securities Exchange, detailing how its corporate governance disclosures align with ASX Corporate Governance Council principles for the year ended 31 December 2025. The company has also confirmed that its updated corporate governance statement, current as of 25 February 2026, is available on its investor website and has been approved by the board, reinforcing transparency and compliance for shareholders and regulators.
The filing of Appendix 4G, alongside the corporate governance statement, acts as both a roadmap for stakeholders to locate key governance disclosures and a verification tool that Helia is meeting ASX Listing Rule requirements. This reinforces the company’s governance framework, supports investor confidence, and underscores its commitment to best-practice oversight in a regulated financial services environment.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has declared a dividend of A$0.83 per fully paid ordinary share, relating to the six‑month period ended 31 December 2025. The distribution applies to its HLI ordinary shares traded on the ASX.
The company has set 10 March 2026 as the ex‑dividend date, 11 March 2026 as the record date, and 26 March 2026 as the payment date. This payout signals the board’s decision to return capital to shareholders for the latest half‑year period, providing income certainty and a clear timetable for investors to position their holdings.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has released its Annual Report for the financial year ended 31 December 2025, providing shareholders and the market with a detailed account of the company’s performance and activities. The publication, authorised by the Board, underlines Helia’s ongoing strategy of accelerating financial wellbeing through home ownership and offers investors and analysts a formal basis for assessing the group’s operational and financial position.
The release of the 2025 Annual Report also reinforces Helia’s commitment to transparency and regulatory compliance as an ASX-listed entity. By making the report publicly available, the company ensures that stakeholders, including investors, analysts and media, have the necessary information to evaluate Helia’s progress and outlook within the Australian mortgage insurance and housing finance landscape.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has scheduled its 2026 Annual General Meeting for 7 May 2026, and set 3 March 2026 as the closing date for nominations from individuals seeking election as directors at that meeting. The timetable signals the start of Helia’s formal governance and board renewal process for the year, giving investors and potential nominees clear visibility on key dates and supporting orderly engagement around the company’s oversight and strategic direction.
The company’s confirmation that a detailed Notice of Meeting will be lodged with the ASX closer to the AGM date indicates that further information on resolutions, board composition and any proposed changes to governance will follow. This structured approach aligns with Helia’s role as a major ASX 200 financial services issuer, and provides institutional and retail shareholders with a predictable framework for participating in corporate decision-making.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has announced that it will release its financial results for the full year ended 31 December 2025 to the Australian Securities Exchange before the market opens on 25 February 2026. The company will host a conference call and webcast at 10:00am Sydney time the same day to brief analysts, investors and media on the results, with an archived webcast to be made available on its investor website, signalling active engagement with the investment community ahead of its annual financial disclosure.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.
Helia Group Limited has completed its on-market share buy-back program, acquiring a total of 19,266,782 ordinary fully paid shares for approximately AUD 79.25 million. The conclusion of this buy-back, first notified in May 2024 and now confirmed as final, reflects the company’s continued focus on capital management and may enhance earnings per share and capital efficiency for remaining shareholders, potentially strengthening its positioning in the market.
The most recent analyst rating on (AU:HLI) stock is a Buy with a A$6.50 price target. To see the full list of analyst forecasts on Genworth Mortgage Insurance Australia Ltd stock, see the AU:HLI Stock Forecast page.