Education
About Us
Working with TipRanks
Follow Us
Insurance Australia Group Limited (AU:IAG)
ASX:IAG
IAG Stock Chart & Stats
AU$6.93
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$6.93
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.76 - AU$9.18
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
$16.25B
Enterprise ValueAU$18.44B
Total Cash (Recent Filing)$571.00M
Total Debt (Recent Filing)$3.64B
Price to Earnings (P/E)14.9
Beta0.34
Next Earnings
Aug 07, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.91%
Share Statistics
EPS (TTM)0.21
Shares Outstanding2,365,284,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue1.00
Enterprise Value/Gross Profit1.15
Enterprise Value/Ebitda9.50
Forecast
1Y Price Target
$8.41Price Target Upside21.41% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GrowthA 31% rise in free cash flow and a 1.0 free cash flow to net income ratio indicate materially improved cash generation. Durable cash conversion strengthens claims-paying ability, funds reinvestment or dividends, and provides flexibility to absorb losses or fund strategic initiatives over the medium term.
Stable Balance SheetA moderate 0.40 debt-to-equity and strong equity ratio point to conservative leverage and solid capitalisation. This balance sheet strength supports regulatory capital buffers, access to capital if needed, and resilience to underwriting shocks, sustaining business operations over cycles.
Healthy Operating MarginsExceptionally high gross margins and healthy EBIT/EBITDA margins reflect pricing power and operational efficiency in underwriting and claims handling. Sustained margins underpin long-term profitability, enabling reinvestment in distribution and product development while absorbing episodic claim volatility.
Bears Say
Recent Revenue DeclineA 12% revenue drop in the latest year reduces scale and may signal premium attrition, weakened new business or competitive pressure. Lower top-line limits underwriting leverage, constrains margin expansion opportunities, and can make fixed-cost absorption harder, impacting medium-term earnings durability.
Inconsistent ProfitabilityInconsistent ROE indicates volatile underwriting and investment outcomes. Persistent variability complicates capital allocation, investor expectations, and long-term planning, and may force more conservative reserving or capital buffers that reduce return on deployed capital over time.
Catastrophe & Reinsurance ExposureMaterial exposure to natural perils and reliance on reinsurance create structural earnings volatility and recurring cost pressure. Increasing frequency/severity trends can raise reinsurance premiums and claims, pressuring margins and forcing higher premiums or tighter underwriting over the medium term.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.76 and its highest was AU$9.18 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is $16.25B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 07, 2026 which is in 170 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.19 which represents an annual dividend yield of 3.91%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,365,284,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$8.41 (21.41% Upside)
$8.41 (21.41% Upside)
Blogger Sentiment
Bullish
AU:IAG Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
19.09%
Trailing 12-Months
Asset Growth
0.78%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.
IAG Company Deck
IAG Earnings Call
Q2 2026
0:00 / 0:00
IAG Stock 12 Month Forecast
Average Price Target
AU$8.41
▲(21.41% Upside)
Technical Analysis
Genworth Mortgage Insurance Australia Ltd
―
Medibank Private
―
NIB Holdings Ltd
―
QBE Insurance Group Limited
―
Suncorp Group
―
Options Prices
Currently, No data available
---