Insurance Australia Group Limited (AU:IAG)
ASX:IAG
IAG Stock Chart & Stats
AU$7.30
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$7.30
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.18
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
AU$17.27B
Enterprise ValueAU$20.25B
Total Cash (Recent Filing)AU$571.00M
Total Debt (Recent Filing)AU$3.64B
Price to Earnings (P/E)9.3
Beta0.19
Next Earnings
Aug 07, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.91%
Share Statistics
EPS (TTM)0.21
Shares Outstanding2,365,284,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.10Price Target Upside10.97% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.45
Revenue Forecast (FY)AU$18.42B
Bulls Say, Bears Say
Bulls Say
Underlying Insurance Profitability And GuidanceSustained underlying profit and a reiterated FY‑26 insurance profit range signal durable underwriting strength and credible management forecasting. This consistency supports capital planning, dividends and the $200m buyback, underpinning long‑term shareholder returns and operational resilience.
Stable Balance Sheet And Moderate LeverageA moderate leverage profile and strong equity ratio provide financial flexibility to absorb catastrophe shocks, fund integration (RACQ) organically and maintain regulatory capital buffers. This reduces refinancing risk and preserves capacity for strategic actions over the medium term.
Robust Free Cash Flow GenerationMaterial FCF growth and a high FCF-to-net-income ratio indicate effective cash conversion from operations. Strong cash generation supports dividends, buybacks and reinvestment in claims management or platform rollouts, improving capital returns and funding strategic initiatives without raising debt.
Bears Say
Revenue Decline And Uneven ReturnsA recent meaningful revenue decline and volatile ROE point to uneven top‑line momentum and inconsistent profitability. Persistent soft segments or pricing pressure could erode underwriting scale and margin sustainability, limiting predictable earnings growth over the medium term.
Material Catastrophe/weather ExposureLarge weather and catastrophe losses create volatility in underwriting results and capital metrics. Frequent or severe perils increase claims volatility, strain reserves, and can raise reinsurance spend, making profit delivery and capital planning less predictable across reporting periods.
Rising Reinsurance And Integration CostsHigher reinsurance expenses and acquisition/integration costs (RACQ) compress underwriting margins and raise break‑even thresholds. If reinsurance pricing remains elevated or integration synergies take longer, earnings and margin recovery could be delayed, pressuring medium‑term profitability.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.18 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$17.27B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 07, 2026 which is in 126 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.19 which represents an annual dividend yield of 3.91%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,365,284,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$8.10 (10.97% Upside)
AU$8.10 (10.97% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
14.85%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.
IAG Company Deck
IAG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys a confident, constructive tone: management highlighted strong underlying profitability (underlying profit $804m, 15.1% margin), robust capital position (CET1 above target), successful reinsurance protections, expense and claims ratio improvements, and a path to realize RACQ synergies. These positives are tempered by material weather-related losses (notably RACQ/Queensland perils), short-term drag from RACQ integration and reinsurance unwind, weaker investment yields H1, and softness in some New Zealand and motor markets. Management retained FY'26 guidance, announced a $200m buyback, and expects stronger H2 growth, indicating overall resilience and recovery momentum.View all AU:IAG earnings summariesIAG Stock 12 Month Forecast
Average Price Target
AU$8.10
▲(10.97% Upside)
Technical Analysis
AUB Group
―
Medibank Private
―
QBE Insurance Group Limited
―
Steadfast Group Limited
―
Suncorp Group
―
Options Prices
Currently, No data available
---