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IAG Stock Chart & Stats
AU$8.55
AU$0.03(0.35%)
At close: 4:00 PM EDT
AU$8.55
AU$0.03(0.35%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.17
Previous CloseN/A
Volume6.84M
Average Volume (3M)5.86M
Market Cap
AU$19.24B
Enterprise ValueAU$24.16K
Total Cash (Recent Filing)AU$571.00M
Total Debt (Recent Filing)AU$3.64B
Price to Earnings (P/E)17.3
Beta0.08
Next Earnings
Feb 12, 2027EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.9%
Share Statistics
EPS (TTM)0.46
Shares Outstanding2,337,953,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.60Price Target Upside0.58% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.48
Revenue Forecast (FY)AU$19.17B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GenerationA 31.26% rise in free cash flow and a strong FCF-to-net-income ratio indicate durable internal cash generation. This strengthens capital flexibility, funds buybacks, organic deals like RACQ, and reinsurance needs without needing significant external financing, supporting resilience over the next months.
Underwriting Profitability And GuidanceSustained underlying insurance profit and management’s decision to reiterate FY‑26 guidance reflect effective pricing discipline and claims control. A target ~15% reported margin and a $200m buyback show consistent capital generation and strategic confidence that underpin earnings durability over the medium term.
Reinsurance And Downside ProtectionsAn expanded quota share and material reinsurance profit commissions reduce catastrophe volatility and protect capital. Strong reinsurance arrangements smooth earnings, limit downside from large perils, and provide predictability in underwriting outcomes—key durable risk-management strength for P&C insurers.
Bears Say
Revenue DeclineA 12.27% revenue decline signals pressure on top-line scale and could reflect competitive pricing or lower volumes in key lines. Reduced premium scale can erode operating leverage and constrain margin expansion, making it harder to absorb cost or claims shocks without restoring premium growth or expense cuts.
Severe Weather / RACQ Losses & Integration DragLarge weather-driven losses and the RACQ integration caused meaningful one-off costs and margin dilution. Catastrophe exposure is an enduring structural risk for P&C insurers; such events raise reinsurance needs, elevate loss volatility and can pressure capital and reported profitability for multiple quarters.
Investment Yield CompressionA near-90bp fall in investment yield reduces income on the float and produced mark-to-market pressure on technical reserves. If yields remain suppressed, investment income contribution to earnings will be weaker, forcing greater reliance on underwriting improvements or cost cuts to sustain returns.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.17 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$19.24B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Feb 12, 2027 which is in 181 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Aug 12, 2026. The company reported AU$0.218 earnings per share for the quarter, missing the consensus estimate of AU$0.231 by -AU$0.013.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.12 which represents an annual dividend yield of 3.9%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,337,953,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.218 in its last earnings report, missing expectations of AU$0.231. Following the earnings report the stock price went down -5.103%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$8.60 (0.58% Upside)
AU$8.60 (0.58% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
3.90%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited (IAG), headquartered in Sydney, Australia, is a prominent provider of general insurance underwriting and investment management services across Australia and New Zealand. The company offers a comprehensive array of personal and commercial insurance policies. Its personal lines encompass coverage for home and contents, various motor vehicles (including comprehensive, classic, veteran, vintage, boat, and caravan policies), travel, life, and income protection. For commercial clients, IAG delivers solutions such as commercial property, motor fleet, diverse liability coverage (public, product, professional indemnity, and directors and officers), construction, engineering, workers' compensation, and policies tailored for rural and horticultural sectors (including farm, crop, and livestock). Additionally, it provides consumer credit and extended warranty insurance, alongside reinsurance services. IAG distributes its products through a wide network of channels, including company-owned branches and agencies, call centers, digital platforms, independent brokers, authorized representatives, financial institutions, and other third-party partnerships. These services are marketed under a robust portfolio of brands, notably NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance. Established in 1920, the company was initially known as NRMA Insurance Group Limited before adopting its current name, Insurance Australia Group Limited, in 2002.
IAG Company Deck
IAG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents clear positive momentum: top‑line growth (7.6% GWP), rising underlying profit (+2.3% to ~$1.58bn), improved claims and expense efficiency, strong capital returns (dividend increase, $200m buyback) and accelerated AI/tech adoption. These strengths largely offset material near‑term headwinds from natural perils, elevated home claims inflation (~15%), higher non‑quota reinsurance costs, and weakness in intermediated New Zealand and some bank/partner channels. Management’s FY27 guidance (5–8% premium growth, reported insurance margin 14.5–16.5%) and resilience of the reinsurance/perils program support a constructive outlook.View all AU:IAG earnings summariesIAG Stock 12 Month Forecast
Average Price Target
AU$8.60
▲(0.58% Upside)
Technical Analysis
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