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Insurance Australia Group Limited (AU:IAG)
ASX:IAG
IAG Stock Chart & Stats
AU$6.47
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$6.47
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.18
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
AU$15.68B
Enterprise ValueAU$18.71B
Total Cash (Recent Filing)AU$571.00M
Total Debt (Recent Filing)AU$3.64B
Price to Earnings (P/E)9.3
Beta0.33
Next Earnings
Aug 07, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.91%
Share Statistics
EPS (TTM)0.21
Shares Outstanding2,365,284,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.50Price Target Upside31.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)0.45
Revenue Forecast (FY)AU$18.42B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GenerationA 31.26% rise in free cash flow indicates durable cash generation from operations and investing. Strong free cash flow supports claim payments, reinsurance buying, capital returns and reserves, providing long‑term financial flexibility even if underwriting cycles worsen.
Balance Sheet StrengthA moderate debt-to-equity ratio (~0.40) and strong equity ratio imply conservative leverage and capital buffer. This supports rating stability, ability to absorb large loss events and ongoing investments in distribution and IT without stressing solvency over the medium term.
Operational Efficiency And MarginsExceptionally high gross margins and healthy EBIT/EBITDA margins point to pricing power, effective cost control and operational scale in core personal and commercial lines. Sustained efficiency strengthens underwriting margins over cycles and enables disciplined pricing.
Bears Say
Revenue DeclineA 12.27% revenue decline is a structural concern for scale and premium base. Persisting top‑line contraction can reduce investment float, weaken marketing leverage and limit ability to spread fixed costs, pressuring long‑term earnings power if not reversed.
Inconsistent Profitability / ROEInconsistent return on equity signals volatile underwriting outcomes or uneven capital deployment. For insurers, unstable ROE complicates dividend policy and capital planning, and may require higher capital buffers that reduce return potential over multiple reporting periods.
Catastrophe And Reinsurance ExposureMaterial exposure to natural perils and the need for costly reinsurance are structural risks for P&C insurers. Rising catastrophe frequency and reinsurance prices can compress underwriting margins and increase earnings volatility over the medium term.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.18 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$15.68B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 07, 2026 which is in 149 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.19 which represents an annual dividend yield of 3.91%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,365,284,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
AU$8.50 (31.43% Upside)
AU$8.50 (31.43% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
14.85%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.
IAG Company Deck
IAG Earnings Call
Q2 2026
0:00 / 0:00
IAG Stock 12 Month Forecast
Average Price Target
AU$8.50
▲(31.43% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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