Insurance Australia Group Limited (AU:IAG)
ASX:IAG
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IAG Stock Chart & Stats
AU$7.47
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$7.47
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.18
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
AU$18.40B
Enterprise ValueAU$21.07B
Total Cash (Recent Filing)AU$571.00M
Total Debt (Recent Filing)AU$3.64B
Price to Earnings (P/E)17.2
Beta0.05
Next Earnings
Aug 13, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend Yield3.91%
Share Statistics
EPS (TTM)0.46
Shares Outstanding2,337,953,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.23Price Target Upside10.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.44
Revenue Forecast (FY)AU$18.37B
Bulls Say, Bears Say
Bulls Say
Underlying Insurance Profitability And GuidanceSustained underlying profit and a reiterated FY‑26 insurance profit range signal durable underwriting strength and credible management forecasting. This consistency supports capital planning, dividends and the $200m buyback, underpinning long‑term shareholder returns and operational resilience.
Stable Balance Sheet And Moderate LeverageA moderate leverage profile and strong equity ratio provide financial flexibility to absorb catastrophe shocks, fund integration (RACQ) organically and maintain regulatory capital buffers. This reduces refinancing risk and preserves capacity for strategic actions over the medium term.
Robust Free Cash Flow GenerationMaterial FCF growth and a high FCF-to-net-income ratio indicate effective cash conversion from operations. Strong cash generation supports dividends, buybacks and reinvestment in claims management or platform rollouts, improving capital returns and funding strategic initiatives without raising debt.
Bears Say
Revenue Decline And Uneven ReturnsA recent meaningful revenue decline and volatile ROE point to uneven top‑line momentum and inconsistent profitability. Persistent soft segments or pricing pressure could erode underwriting scale and margin sustainability, limiting predictable earnings growth over the medium term.
Material Catastrophe/weather ExposureLarge weather and catastrophe losses create volatility in underwriting results and capital metrics. Frequent or severe perils increase claims volatility, strain reserves, and can raise reinsurance spend, making profit delivery and capital planning less predictable across reporting periods.
Rising Reinsurance And Integration CostsHigher reinsurance expenses and acquisition/integration costs (RACQ) compress underwriting margins and raise break‑even thresholds. If reinsurance pricing remains elevated or integration synergies take longer, earnings and margin recovery could be delayed, pressuring medium‑term profitability.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.18 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$18.40B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 13, 2026 which is in 63 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.12 which represents an annual dividend yield of 3.91%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.21.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,337,953,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$8.23 (10.22% Upside)
AU$8.23 (10.22% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
14.85%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited (IAG), headquartered in Sydney, Australia, is a prominent provider of general insurance underwriting and investment management services across Australia and New Zealand. The company offers a comprehensive array of personal and commercial insurance policies. Its personal lines encompass coverage for home and contents, various motor vehicles (including comprehensive, classic, veteran, vintage, boat, and caravan policies), travel, life, and income protection. For commercial clients, IAG delivers solutions such as commercial property, motor fleet, diverse liability coverage (public, product, professional indemnity, and directors and officers), construction, engineering, workers' compensation, and policies tailored for rural and horticultural sectors (including farm, crop, and livestock). Additionally, it provides consumer credit and extended warranty insurance, alongside reinsurance services. IAG distributes its products through a wide network of channels, including company-owned branches and agencies, call centers, digital platforms, independent brokers, authorized representatives, financial institutions, and other third-party partnerships. These services are marketed under a robust portfolio of brands, notably NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance. Established in 1920, the company was initially known as NRMA Insurance Group Limited before adopting its current name, Insurance Australia Group Limited, in 2002.
IAG Company Deck
IAG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys a confident, constructive tone: management highlighted strong underlying profitability (underlying profit $804m, 15.1% margin), robust capital position (CET1 above target), successful reinsurance protections, expense and claims ratio improvements, and a path to realize RACQ synergies. These positives are tempered by material weather-related losses (notably RACQ/Queensland perils), short-term drag from RACQ integration and reinsurance unwind, weaker investment yields H1, and softness in some New Zealand and motor markets. Management retained FY'26 guidance, announced a $200m buyback, and expects stronger H2 growth, indicating overall resilience and recovery momentum.View all AU:IAG earnings summariesIAG Stock 12 Month Forecast
Average Price Target
AU$8.23
▲(10.22% Upside)
Technical Analysis
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Options Prices
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