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Admiral Group (AMIGY)
OTHER OTC:AMIGY
AMIGY Stock Chart & Stats
$41.02
-$0.74(-2.24%)
At close: 4:00 PM EST
$41.02
-$0.74(-2.24%)
Day’s Range― - ―
52-Week Range$35.94 - $49.45
Previous CloseN/A
Volume330.00
Average Volume (3M)3.81K
Market Cap
$13.17B
Enterprise Value$11.45B
Total Cash (Recent Filing)$300.57M
Total Debt (Recent Filing)$1.89B
Price to Earnings (P/E)13.4
Beta0.17
Next Earnings
Aug 19, 2026EPS Estimate
1.57Next Dividend Ex-DateN/A
Dividend Yield7.1%
Share Statistics
EPS (TTM)1.49
Shares Outstanding306,304,700
10 Day Avg. Volume0
30 Day Avg. Volume3,813
Financial Highlights & Ratios
PEG Ratio1.22
Price to Book (P/B)6.78
Price to Sales (P/S)1.79
P/FCF Ratio15.31
Enterprise Value/Market Cap0.87
Enterprise Value/Revenue2.08
Enterprise Value/Gross Profit2.06
Enterprise Value/Ebitda22.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.14
Revenue Forecast (FY)$6.96B
Bulls Say, Bears Say
Bulls Say
Cash GenerationAdmiral materially strengthened cash generation in 2025 with operating cash flow ~£711m and free cash flow ~£638m, converting ~0.9x of net income. This durable cash flow capacity funds dividends, buybacks, tech investment and M&A optionality, cushioning underwriting cycles and supporting capital returns.
Strong Capital Position & PayoutsA solvency ratio around 193% with a clear dividend and buyback framework signals robust capitalisation and shareholder-focused capital allocation. This structural strength allows sustained ordinary dividends, special returns and selective investments, increasing resilience and strategic flexibility over the medium term.
Technology And AI-led EfficiencySignificant progress in predictive and generative AI (150+ initiatives supporting ~4,000 colleagues) has already yielded >£100m of loss-ratio improvement and targets >£100m p.a. efficiency by 2028. These structural tech gains can sustainably lower expense and claims costs and improve underwriting discipline.
Bears Say
Rising LeverageLeverage increased materially in 2025, raising debt relative to equity. Elevated debt-to-equity boosts ROE but reduces balance-sheet flexibility, magnifies earnings volatility if underwriting weakens, and could constrain capital returns or require deleveraging in adverse claims or market conditions.
Pricing And Loss-ratio PressureCompetitive pricing and mid-single-digit claims inflation pushed the undiscounted U.K. Motor loss ratio to ~85% in 2025, compressing margins while average premiums declined. Persistent weak pricing or continued severity inflation would structurally pressure underwriting profitability and capital generation.
Reserve And Regulatory UncertaintyReserves sit near the top percentiles and management expects to move them toward mid-range, reducing release tailwinds. Concurrently, internal model approval is pending; timing or adverse outcomes could affect solvency metrics and capital planning, creating durable regulatory and capital execution risk.
Admiral Group News
AMIGY FAQ
What was Admiral Group’s price range in the past 12 months?
Admiral Group lowest stock price was $35.94 and its highest was $49.45 in the past 12 months.
What is Admiral Group’s market cap?
Admiral Group’s market cap is $13.17B.
When is Admiral Group’s upcoming earnings report date?
Admiral Group’s upcoming earnings report date is Aug 19, 2026 which is in 159 days.
How were Admiral Group’s earnings last quarter?
Admiral Group released its earnings results on Mar 05, 2026. The company reported $1.492 earnings per share for the quarter, beating the consensus estimate of $1.422 by $0.07.
Is Admiral Group overvalued?
According to Wall Street analysts Admiral Group’s price is currently Overvalued.
Does Admiral Group pay dividends?
Admiral Group pays a Quarterly dividend of $1.487 which represents an annual dividend yield of 7.1%. See more information on Admiral Group dividends here
What is Admiral Group’s EPS estimate?
Admiral Group’s EPS estimate is 1.57.
How many shares outstanding does Admiral Group have?
Admiral Group has 306,304,700 shares outstanding.
What happened to Admiral Group’s price movement after its last earnings report?
Admiral Group reported an EPS of $1.492 in its last earnings report, beating expectations of $1.422. Following the earnings report the stock price went up 7.265%.
Which hedge fund is a major shareholder of Admiral Group?
Currently, no hedge funds are holding shares in AMIGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Group Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
AMIGY Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
40.18%
12-Months-Change
Fundamentals
Return on Equity
63.86%
Trailing 12-Months
Asset Growth
20.85%
Trailing 12-Months
Company Description
Admiral Group
Admiral Group plc provides car insurance products in the United Kingdom, Spain, Italy, France, India, and the United States. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. It underwrites car, van, household, and travel insurance, as well as offers unsecured personal and car loans, and legal services. It offers its insurance products under the Admiral, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, Gladiator, L'Olivier, Qualitas Auto, and WiYou Seguros brand names, as well as through Compare.com and ConTe.it. The company was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
AMIGY Company Deck
AMIGY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance in FY2025 — record group and U.K. Motor profits, robust capital and dividend increases, clear progress on AI and data, and improving diversification (Admiral Money, Other Personal Lines and Europe). Near‑term headwinds were acknowledged: U.K. Motor pricing pressure in 2025, higher loss ratios and claims inflation, some one‑off impacts in Europe, and a cautious 2026 profit outlook (expected to be broadly flat) as reserve and underwriting dynamics normalize. Overall, the strategic direction (AI acceleration, multi‑product growth, selective M&A, and a revised capital return framework) and strong balance sheet underpin a positive medium‑term outlook despite cyclical and market‑pricing risks.View all AMIGY earnings summariesTechnical Analysis
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Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
100.00% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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