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Admiral Group (AMIGY)
OTHER OTC:AMIGY
US Market
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Admiral Group (AMIGY) Price & Analysis

30 Followers

AMIGY Stock Chart & Stats

$41.02
-$0.74(-2.24%)
At close: 4:00 PM EST
$41.02
-$0.74(-2.24%)

Bulls Say, Bears Say

Bulls Say
Improved Cash GenerationMaterial improvement in operating and free cash flow in 2025 strengthens the company's ability to fund dividends, buybacks and working capital without relying on external financing. Sustained cash conversion supports resilience through underwriting cycles and funds tech/expansion investments.
Strong Capital Position & Shareholder ReturnsA robust solvency ratio near 193% and a clear capital-return framework (dividends plus buybacks) provide durable financial flexibility. High regulatory capital coverage supports underwriting capacity, supports strategic deals and cushions claims shocks while enabling consistent returns to shareholders.
Scalable AI And Tech-driven EfficiencySignificant, organization-wide AI adoption (predictive and gen-AI) is producing measurable loss-ratio and efficiency gains. These technology-driven improvements are structural, lowering claims and expense ratios over time and creating a repeatable, scalable advantage in underwriting and cost base.
Bears Say
Rising LeverageLeverage has materially increased, raising financial risk if underwriting weakens. Higher debt amplifies earnings volatility, limits capital flexibility and could constrain future dividend/buyback capacity or force tighter underwriting when claims inflate, increasing refinancing and solvency pressures.
Cautious 2026 Profit OutlookA guidance of broadly flat profits and reduced reserve releases signals limited near-term earnings growth. This reflects structural underwriting headwinds (higher loss ratios/claims inflation) and reduces visibility for investors, constraining reinvestment plans and raising sensitivity to market pricing moves.
Competitive Pricing And Market Margin RiskSustained downward pressure on premiums and intense competition can structurally erode underwriting margins. If market pricing lags inflation and claims severity, the company may face prolonged higher combined ratios and lower ancillary fee income, limiting durable profitability and capital generation.

Admiral Group News

AMIGY FAQ

What was Admiral Group’s price range in the past 12 months?
Admiral Group lowest stock price was $35.94 and its highest was $49.45 in the past 12 months.
    What is Admiral Group’s market cap?
    Admiral Group’s market cap is $14.33B.
      When is Admiral Group’s upcoming earnings report date?
      Admiral Group’s upcoming earnings report date is Aug 06, 2026 which is in 74 days.
        How were Admiral Group’s earnings last quarter?
        Admiral Group released its earnings results on Mar 05, 2026. The company reported $1.492 earnings per share for the quarter, beating the consensus estimate of $1.422 by $0.07.
          Is Admiral Group overvalued?
          According to Wall Street analysts Admiral Group’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Admiral Group pay dividends?
            Admiral Group pays a Quarterly dividend of $1.487 which represents an annual dividend yield of 7.1%. See more information on Admiral Group dividends here
              What is Admiral Group’s EPS estimate?
              Admiral Group’s EPS estimate is 1.57.
                How many shares outstanding does Admiral Group have?
                Admiral Group has 306,304,700 shares outstanding.
                  What happened to Admiral Group’s price movement after its last earnings report?
                  Admiral Group reported an EPS of $1.492 in its last earnings report, beating expectations of $1.422. Following the earnings report the stock price went up 7.265%.
                    Which hedge fund is a major shareholder of Admiral Group?
                    Currently, no hedge funds are holding shares in AMIGY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Admiral Group Stock Smart Score

                      6
                      Neutral
                      1
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                      3
                      4
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                      6
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                      8
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                      10

                      Technicals

                      SMA
                      Negative
                      20 days / 200 days
                      Momentum
                      40.18%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      51.59%
                      Trailing 12-Months
                      Asset Growth
                      21.98%
                      Trailing 12-Months

                      Company Description

                      Admiral Group

                      Admiral Group plc provides car insurance products in the United Kingdom, Spain, Italy, France, India, and the United States. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. It underwrites car, van, household, and travel insurance, as well as offers unsecured personal and car loans, and legal services. It offers its insurance products under the Admiral, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, Gladiator, L'Olivier, Qualitas Auto, and WiYou Seguros brand names, as well as through Compare.com and ConTe.it. The company was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

                      Admiral Group (AMIGY) Earnings & Revenues

                      AMIGY Company Deck

                      AMIGY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed a strongly positive operational and financial performance in FY2025 — record group and U.K. Motor profits, robust capital and dividend increases, clear progress on AI and data, and improving diversification (Admiral Money, Other Personal Lines and Europe). Near‑term headwinds were acknowledged: U.K. Motor pricing pressure in 2025, higher loss ratios and claims inflation, some one‑off impacts in Europe, and a cautious 2026 profit outlook (expected to be broadly flat) as reserve and underwriting dynamics normalize. Overall, the strategic direction (AI acceleration, multi‑product growth, selective M&A, and a revised capital return framework) and strong balance sheet underpin a positive medium‑term outlook despite cyclical and market‑pricing risks.View all AMIGY earnings summaries
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                      Ownership Overview

                      <0.01%<0.01%100.00%
                      Insiders
                      <0.01% Other Institutional Investors
                      100.00% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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