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CINF Stock Chart & Stats
$182.81
$3.43(1.91%)
At close: 4:00 PM EDT
$182.81
$3.43(1.91%)
Day’s Range― - ―
52-Week Range$150.00 - $194.81
Previous CloseN/A
Volume742.11K
Average Volume (3M)907.35K
Market Cap
$26.25B
Enterprise Value$29.70K
Total Cash (Recent Filing)$34.03B
Total Debt (Recent Filing)$876.00M
Price to Earnings (P/E)8.1
Beta0.46
Next Earnings
Oct 22, 2026EPS Estimate
1.93Next Dividend Ex-DateN/A
Dividend Yield2.11%
Share Statistics
EPS (TTM)21.28
Shares Outstanding153,478,040
10 Day Avg. Volume826,795
30 Day Avg. Volume907,348
Financial Highlights & Ratios
PEG Ratio3.03
Price to Book (P/B)1.62
Price to Sales (P/S)2.04
P/FCF Ratio8.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$195.60Price Target Upside7.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)8.46
Revenue Forecast (FY)$10.59B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and rising equity provide durable capital flexibility through insurance cycles. Conservative funding reduces default and refinancing risk, supports sustained dividend/repurchase programs, and allows management to absorb underwriting shocks without jeopardizing solvency or long-term strategic initiatives.
Improving Investment IncomeHigher yields and growing investment income are structurally supportive for an insurer that relies on portfolio returns to offset underwriting volatility. Rising fixed-income yields and realized/unrealized gains bolster book value, generate cash for capital returns, and sustainably improve net income sensitivity to interest-rate normalization.
Segment Diversification & Strong Niche PerformanceOutperformance in reinsurance and E&S creates durable earnings diversification beyond core commercial/personal lines. These profitable niches provide margin upside and premium growth that can offset cyclical weakness elsewhere, reducing enterprise-level underwriting volatility over multi-quarter horizons.
Bears Say
Underwriting Profitability PressureA combined ratio above 100% signals underwriting losses and indicates core operations are not covering claims and expenses. Persistently weak underwriting compresses durable earnings power, can force rate increases or stricter underwriting that slow premium growth, and makes results more dependent on investment returns.
Large Reserve StrengtheningSubstantial reserve builds, especially IBNR, reflect prior underestimation of liabilities and lock in future cash outflows. While prudent, large additions reduce near-term underwriting profitability and free cash flow, increase earnings volatility across quarters, and may constrain capital deployment until development stabilizes.
Commercial & Personal New Business Softening And Rising ExpensesDeterioration in commercial results, soft personal-line new business, and rising underwriting expenses signal weaker organic growth and margin pressure. These trends can persist for multiple quarters, forcing trade-offs between pricing, retention and agent incentives, and limiting sustainable premium expansion and operating leverage.
Cincinnati Financial News
CINF FAQ
What was Cincinnati Financial’s price range in the past 12 months?
Cincinnati Financial lowest stock price was $150.00 and its highest was $194.81 in the past 12 months.
What is Cincinnati Financial’s market cap?
Cincinnati Financial’s market cap is $26.25B.
When is Cincinnati Financial’s upcoming earnings report date?
Cincinnati Financial’s upcoming earnings report date is Oct 22, 2026 which is in 64 days.
How were Cincinnati Financial’s earnings last quarter?
Cincinnati Financial released its earnings results on Jul 27, 2026. The company reported $1.43 earnings per share for the quarter, missing the consensus estimate of $1.837 by -$0.407.
Is Cincinnati Financial overvalued?
According to Wall Street analysts Cincinnati Financial’s price is currently Undervalued.
Does Cincinnati Financial pay dividends?
Cincinnati Financial pays a Quarterly dividend of $0.94 which represents an annual dividend yield of 2.11%. See more information on Cincinnati Financial dividends here
What is Cincinnati Financial’s EPS estimate?
Cincinnati Financial’s EPS estimate is 1.93.
How many shares outstanding does Cincinnati Financial have?
Cincinnati Financial has 153,478,040 shares outstanding.
What happened to Cincinnati Financial’s price movement after its last earnings report?
Cincinnati Financial reported an EPS of $1.43 in its last earnings report, missing expectations of $1.837. Following the earnings report the stock price went down -0.868%.
Which hedge fund is a major shareholder of Cincinnati Financial?
Currently, no hedge funds are holding shares in CINF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cincinnati Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$195.60 (7.00% Upside)
$195.60 (7.00% Upside)
Blogger Sentiment
Bullish
CINF Sentiment 67%
Sector Average 54%
Sector Average 54%
Hedge Fund Trend
Decreased
By 86.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.7%
Last 30 Days ▼ 5.8%
Last 30 Days ▼ 5.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.39%
12-Months-Change
Fundamentals
Return on Equity
2.11%
Trailing 12-Months
Asset Growth
11.88%
Trailing 12-Months
Company Description
Cincinnati Financial
Cincinnati Financial Corporation (CINF) is an insurance holding company whose primary operations are conducted through its property and casualty insurance group, The Cincinnati Insurance Company. The company offers commercial lines and personal lines property and casualty coverage, as well as surety and fidelity products, and it also has life insurance operations through Cincinnati Life Insurance Company. Cincinnati Financial markets its products mainly through a network of independent insurance agents and, as an insurer, also manages an investment portfolio that supports policy obligations and contributes to overall results.
CINF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of strong balance-sheet and investment-driven positives — record book value, robust operating cash flow, investment income growth, solid performance in reinsurance and E&S, and ongoing capital returns — offset by meaningful underwriting pressures: an overall property casualty combined ratio above 100%, weaker commercial and global underwriting results, large reserve additions, and a ~28% year-over-year decline in non-GAAP operating income. Management emphasized disciplined pricing and a strong capital position to navigate underwriting headwinds.View all CINF earnings summariesCINF Revenue Breakdown
99.86% Earned premiums
0.14% Fee revenues
CINF Stock 12 Month Forecast
Average Price Target
$195.60
▲(7.00% Upside)
Technical Analysis
Ownership Overview
1.83% Insiders
17.22% Mutual Funds
11.33% Other Institutional Investors
34.88% Public Companies and
Individual Investors