Assurant (AIZ)
NYSE:AIZ
Want to see AIZ full AI Analyst Report?
AIZ Stock Chart & Stats
$227.76
-$0.48(-0.23%)
At close: 4:00 PM EST
$227.76
-$0.48(-0.23%)
Day’s Range― - ―
52-Week Range$183.39 - $260.97
Previous CloseN/A
Volume42.78K
Average Volume (3M)451.19K
Market Cap
$12.33B
Enterprise Value$12.95B
Total Cash (Recent Filing)$1.92B
Total Debt (Recent Filing)$2.21B
Price to Earnings (P/E)12.4
Beta0.62
Next Earnings
Aug 04, 2026EPS Estimate
5.16Next Dividend Ex-DateN/A
Dividend Yield1.36%
Share Statistics
EPS (TTM)19.82
Shares Outstanding49,547,638
10 Day Avg. Volume392,639
30 Day Avg. Volume451,187
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)2.07
Price to Sales (P/S)0.95
P/FCF Ratio7.60
Enterprise Value/Market Cap1.05
Enterprise Value/Revenue0.98
Enterprise Value/Gross Profit1.26
Enterprise Value/Ebitda8.54
Forecast
1Y Price Target
$278.60Price Target Upside22.32% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)20.95
Revenue Forecast (FY)$13.90B
Bulls Say, Bears Say
Bulls Say
Improving Profitability & ReturnsAssurant has materially improved underlying profitability and ROE over several years, evidence of stronger underwriting discipline and operating leverage. Higher margins and returns create durable free cash flow potential and more optionality for capital returns, reinvestment, and reinsurance spending.
Global Lifestyle Scale & DistributionLarge scale in device protection and partnerships (carriers, retailers) drives recurring fee income and program stickiness. Strong subscriber adds and processed device volume create distribution advantages and cost efficiencies in claims, repairs and reverse logistics, supporting durable segment growth.
Stronger Cat Reinsurance TermsLower reinsurance cost and meaningful excess capacity reduce tail volatility and expected loss hit to capital from large events. Improved placement terms and defined retention levels materially lower earnings sensitivity to severe catastrophes over the medium term, stabilizing combined ratios.
Bears Say
Prior-Year Reserve Development VolatilityMaterial swings in prior-year reserve development create recurring comparability noise and can mask true underlying performance. A $94M headwind this cycle highlights forecasting risk and reduces confidence in near-term reported growth and margin trends until reserve patterns normalize.
Catastrophe & Housing Earnings SensitivityDespite better reinsurance economics, housing results remain sensitive to catastrophe frequency and severity. Raised cat assumptions and recent reportable losses show ongoing exposure that can quickly widen combined ratios and swing segment earnings, stressing capital and underwriting results.
Variable Cash Conversion / FCF DeclinePositive but inconsistent cash conversion and a recent ~9% drop in FCF versus prior year weaken predictability of internal funding. This variability can constrain sustained buybacks, dividend growth, or investment in new businesses and increases reliance on disciplined capital allocation and liquidity buffers.
Assurant News
AIZ FAQ
What was Assurant’s price range in the past 12 months?
Assurant lowest stock price was $183.39 and its highest was $260.96 in the past 12 months.
What is Assurant’s market cap?
Assurant’s market cap is $12.33B.
When is Assurant’s upcoming earnings report date?
Assurant’s upcoming earnings report date is Aug 04, 2026 which is in 63 days.
How were Assurant’s earnings last quarter?
Assurant released its earnings results on May 05, 2026. The company reported $5.95 earnings per share for the quarter, beating the consensus estimate of $5.288 by $0.662.
Is Assurant overvalued?
According to Wall Street analysts Assurant’s price is currently Undervalued.
Does Assurant pay dividends?
Assurant pays a Quarterly dividend of $0.88 which represents an annual dividend yield of 1.36%. See more information on Assurant dividends here
What is Assurant’s EPS estimate?
Assurant’s EPS estimate is 5.16.
How many shares outstanding does Assurant have?
Assurant has 49,547,638 shares outstanding.
What happened to Assurant’s price movement after its last earnings report?
Assurant reported an EPS of $5.95 in its last earnings report, beating expectations of $5.288. Following the earnings report the stock price went up 3.5%.
Which hedge fund is a major shareholder of Assurant?
Currently, no hedge funds are holding shares in AIZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Assurant Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$278.60 (22.32% Upside)
$278.60 (22.32% Upside)
Blogger Sentiment
Bullish
AIZ Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 211.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.1%
Last 30 Days ▲ 1.6%
Last 30 Days ▲ 1.6%
News Sentiment
Bullish
Bullish news 79%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.48%
12-Months-Change
Fundamentals
Return on Equity
17.40%
Trailing 12-Months
Asset Growth
5.79%
Trailing 12-Months
Company Description
Assurant
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.
AIZ Company Deck
AIZ Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear strengths: record quarterly results, robust Global Lifestyle performance (notably Connected Living and reverse logistics), strong capital returns, improved reinsurance terms and an upgraded outlook. A notable headwind is lower favorable prior-year reserve development (≈ $94M) which reduced reported comparability, along with modest near-term pressure in Global Housing, early-stage Home Warranty investments (Corporate drag), and some seasonal/portfolio variability. Overall, the upbeat results, upgraded guidance, strong cash generation and major new carrier and partner wins outweigh the highlighted challenges.View all AIZ earnings summariesAIZ Revenue Breakdown
81.81% Net earned premiums
14.64% Fees and other income
4.11% Net investment income
-0.56% Net realized losses on investments and fair value changes to equity securities
AIZ Stock 12 Month Forecast
Average Price Target
$278.60
▲(22.32% Upside)
Technical Analysis
Fidelity National Financial
―
First American Financial
―
MGIC Investment
―
Essent Group
―
Ryan Specialty Group
―
Ownership Overview
0.76% Insiders
36.36% Mutual Funds
20.11% Other Institutional Investors
11.53% Public Companies and
Individual Investors