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Assurant (AIZ)
NYSE:AIZ
Earnings Data
Report Date
May 05, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
5.34Last Year’s EPS
3.39Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed predominantly positive momentum: strong multi‑year financial performance, robust growth in Global Housing and Connected Living, new partnerships, significant subscriber and policy growth, active capital returns, and a constructive 2026 outlook on an underlying basis. Key near‑term headwinds include the removal of a $113 million favorable prior‑year reserve development tailwind, planned corporate investments to build the home warranty business (~$15–$20 million in 2026), catastrophe exposure (estimated $180–$185 million CAT load), and a few one‑time charges. Overall, management expects to overcome the PYD and investments and to deliver mid‑to‑high single‑digit underlying growth in 2026, which supports a positive forward view despite these manageable risks.Company Guidance
Sustained Profitable Growth
Ninth consecutive year of profitable growth; 2025 delivered double-digit growth: adjusted EBITDA +11% and adjusted EPS +12% excluding catastrophes, and adjusted EBITDA and adjusted EPS grew in a 16%–19% range including catastrophes.
Strong Multi-Year Financial Performance
Since 2020, adjusted EBITDA excluding CATS increased by well over $700 million (≈11% CAGR); adjusted EPS excluding CATS reached $22.81 per share with a high‑teens CAGR; five-year average ROE ≈14% and return on tangible equity >30%; total shareholder return of 93% over the period.
Global Housing Momentum
Global Housing adjusted EBITDA grew double digits excluding catastrophes and exceeded $1 billion in 2025 (more than doubled since 2022); achieved an underlying combined ratio of 80% excluding favorable prior‑year reserve development.
Lender-Placed and Renters Growth
Lender-placed in-force policies increased ~5% year‑over‑year and four major lender‑placed partnerships were renewed covering >4 million loans; renters policies rose 15% with new portfolios and PMC signings.
Connected Living Subscriber and Revenue Growth
Added nearly 2 million protected devices in 2025, protecting >66 million devices globally; Connected Living adjusted EBITDA grew mid‑single digits (Connected Living underlying Q4 EBITDA +7%, +$9 million); Global Lifestyle net earned premiums, fees and other income increased 7%.
Global Automotive Progress
Global Automotive delivered mid‑single‑digit earnings growth in 2025 and now protects ~57 million vehicles (nearly 2 million more than prior year); GAP product and claims process improvements contributed to loss improvement.
Strategic Partnerships and New Wins
Expanded partnerships including a new device protection plan with Verizon’s Total Wireless and a multiyear reverse logistics agreement with T‑Mobile; expanded Best Buy Geek Squad partnership and launched long‑term home warranty agreement with Compass International Holdings across six real‑estate brands.
Capital Returns and Liquidity
Returned $138 million to shareholders in the quarter ($94 million repurchases, $44 million dividends); 2025 share repurchases totaled $300 million (top end of range); year‑end liquidity of $887 million; 2026 repurchase plan increased to $250–$350 million.
M&A and Technology Investments
Completed four small acquisitions in 2025, including RL Circular Operations (Australia/New Zealand) to strengthen reverse logistics and AI capabilities; continued investments in AI, robotics and device care automation.
2026 Outlook (Underlying Growth)
Company expects 2026 adjusted EBITDA and EPS to be consistent with 2025 excluding CATS; excluding the $113 million favorable prior‑year development in 2025, expects mid‑ to high‑single‑digit growth in adjusted EBITDA and EPS excluding CATS, with Global Lifestyle leading growth (high single‑digit earnings expansion).
AIZ Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AIZ Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 10, 2026 | $235.50 | $215.13 | -8.65% |
Nov 04, 2025 | $212.91 | $216.59 | +1.73% |
Aug 05, 2025 | $186.65 | $207.61 | +11.23% |
May 06, 2025 | $194.76 | $194.01 | -0.38% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Assurant (AIZ) report earnings?
Assurant (AIZ) is schdueled to report earning on May 05, 2026, After Close (Confirmed).
What is Assurant (AIZ) earnings time?
Assurant (AIZ) earnings time is at May 05, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AIZ EPS forecast?
AIZ EPS forecast for the fiscal quarter 2026 (Q1) is 5.34.