Assurant (AIZ)
NYSE:AIZ
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Earnings Data
Report Date
Aug 04, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
5.21Last Year’s EPS
5.1Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized multiple clear strengths: record quarterly results, robust Global Lifestyle performance (notably Connected Living and reverse logistics), strong capital returns, improved reinsurance terms and an upgraded outlook. A notable headwind is lower favorable prior-year reserve development (≈ $94M) which reduced reported comparability, along with modest near-term pressure in Global Housing, early-stage Home Warranty investments (Corporate drag), and some seasonal/portfolio variability. Overall, the upbeat results, upgraded guidance, strong cash generation and major new carrier and partner wins outweigh the highlighted challenges.Company Guidance
Record First Quarter and Strong Earnings Growth
Company reported the strongest quarter in its history: adjusted EBITDA grew 6% and adjusted EPS grew 9% excluding reportable catastrophes; when excluding prior-year reserve development impacts, adjusted EBITDA grew 8% and adjusted EPS grew 12%.
Global Lifestyle Outperformance
Global Lifestyle adjusted EBITDA increased ~20% (~$39M). Connected Living EBITDA grew 18% (~$22M) and Global Automotive adjusted EBITDA rose 23% (~$17M, including a $10M real estate JV gain; +9% or ~$7M excluding that gain). Net earned premiums, fees and other income in Lifestyle were up 11%.
Mobile & Reverse Logistics Momentum
Added over 4 million subscribers across U.S. and international partnerships; total devices protected nearly 69 million globally; processed ~7.5 million devices in trade-in/reverse logistics (≈ +2 million YoY). Announced new/expanded deals with T-Mobile (U.S. Cellular migration), Xfinity Mobile expansion, Straight Talk Protect and other large carriers.
Global Housing Durability and Renewals
Global Housing adjusted EBITDA was $237M (includes $24M of cats), or $261M excluding cats. Non-cat loss ratio was ~38% (more normalized). Completed two long-term renewals covering over 5 million loans and saw double-digit top-line growth in homeowners; full-year combined ratio expected in the low- to mid-80s (ex-prior development).
Improved Cat Reinsurance Outcome and Lower Program Cost
2026 catastrophe reinsurance premiums estimated at ~$180M versus ~$200M in 2025 (≈ -10%), with retention of $160M and primary U.S. coverage of nearly $1.6B in excess (Florida coverage ~$1.8B excess of retention); placement terms improved vs. prior year.
Strong Capital Position and Shareholder Returns
Liquidity of $836M at quarter-end. Returned $169M to shareholders in Q1 (including $125M share repurchases and $44M dividends) and repurchased an additional $30M on May 1. Increased 2026 repurchase expectation to $300M–$350M.
Raised Outlook and Clear Growth Drivers
Updated 2026 outlook: now expect full-year adjusted EBITDA and EPS to grow low single digits excluding catastrophes; excluding prior-year reserve development headwinds, management expects high single-digit underlying growth. Global Lifestyle expected to lead with ~10% growth; Global Auto and Housing have positive underlying levers.
AIZ Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AIZ Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 05, 2026 | $229.12 | $237.14 | +3.50% |
Feb 10, 2026 | $235.50 | $215.13 | -8.65% |
Nov 04, 2025 | $212.91 | $216.59 | +1.73% |
Aug 05, 2025 | $186.65 | $207.61 | +11.23% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Assurant (AIZ) report earnings?
Assurant (AIZ) is schdueled to report earning on Aug 04, 2026, After Close (Confirmed).
What is Assurant (AIZ) earnings time?
Assurant (AIZ) earnings time is at Aug 04, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AIZ EPS forecast?
AIZ EPS forecast for the fiscal quarter 2026 (Q2) is 5.21.