The earnings call reflects a strong financial performance with significant growth in key segments like Global Housing and Lifestyle. Highlights include robust cash flow, strategic acquisitions, and new partnerships. However, some concerns remain regarding external economic challenges such as tariffs and inflation, and the volatility in investment income.

Company Guidance -

Q3 2025

During Assurant's second quarter 2025 conference call, the company provided optimistic guidance, highlighting strong financial performance and increased growth expectations for the full year. Adjusted EBITDA for the first half of 2025 rose by 14%, and adjusted earnings per share (EPS) increased by 16%, both excluding catastrophe impacts. For the full year, Assurant now expects adjusted EPS growth to approach 10%, with mid- to high single-digit growth in adjusted EBITDA. The company emphasized strong cash generation and capital allocation, supporting long-term shareholder value. Since 2019, Assurant has achieved a compound annual growth rate of 12% in adjusted EBITDA and 18% in adjusted EPS, excluding catastrophic impacts. The Global Housing segment saw a 25% increase in adjusted EBITDA for the first half of the year, and Global Lifestyle earnings rose 2% on a constant currency basis. Assurant's strong market position is supported by strategic acquisitions, innovative services, and partnerships with leading brands, positioning the company for its ninth consecutive year of profitable growth.

Strong Financial Performance

Double-digit growth in both adjusted EBITDA and earnings per share, excluding catastrophes, with a 14% increase in adjusted EBITDA and a 16% rise in adjusted EPS year-to-date.

Growth in Global Housing

Global Housing segment's adjusted EBITDA increased by 25% in the first half of the year, excluding reportable catastrophes, driven by increased demand for lender-placed insurance and significant expense leverage.

Expansion in Global Lifestyle

Connected Living adjusted EBITDA increased by 4% year-to-date on a constant currency basis, with a global expansion of mobile subscribers to 65 million and new acquisitions like U-Solutions in Japan.

Automotive Sector Developments

Net written premiums in Global Automotive increased 8% year-to-date, with new partnerships such as Ciocca Automotive and acquisitions like Gestauto in Brazil expanding the distribution network.

Strong Cash Flow and Share Repurchases

Robust cash flow with $230 million upstreamed to the holding company, allowing $105 million returned to shareholders, including $62 million of share repurchases.

Assurant (AIZ) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AIZ Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 04, 2025	2025 (Q3)	3.92 / -	3	―	―	―
Aug 05, 2025	2025 (Q2)	4.50 / 5.10	4.08	25.00% (+1.02)
May 06, 2025	2025 (Q1)	2.75 / 3.39	4.78	-29.08% (-1.39)
Feb 11, 2025	2024 (Q4)	4.13 / 4.79	4.58	4.59% (+0.21)
Nov 05, 2024	2024 (Q3)	2.52 / 3.00	4.29	-30.07% (-1.29)
Aug 06, 2024	2024 (Q2)	3.71 / 4.08	3.89	4.88% (+0.19)
May 07, 2024	2024 (Q1)	3.88 / 4.78	2.75	73.82% (+2.03)
Feb 06, 2024	2023 (Q4)	3.72 / 4.58	3.23	41.80% (+1.35)
Oct 31, 2023	2023 (Q3)	2.65 / 4.29	1.01	324.75% (+3.28)
Aug 01, 2023	2023 (Q2)	2.52 / 3.89	2.95	31.86% (+0.94)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AIZ Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$188.83	$210.04	+11.23%
May 06, 2025	$197.04	$196.28	-0.39%
Feb 11, 2025	$211.96	$206.53	-2.56%
Nov 05, 2024	$190.93	$204.06	+6.88%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Assurant (AIZ) report earnings?

Assurant (AIZ) is schdueled to report earning on Nov 04, 2025, After Close (Confirmed).

What is Assurant (AIZ) earnings time?

Assurant (AIZ) earnings time is at Nov 04, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AIZ EPS forecast?

AIZ EPS forecast for the fiscal quarter 2025 (Q3) is 3.93.

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