Assurant (AIZ)
NYSE:AIZ
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Total Valuation
Assurant has a market cap or net worth of $12.33B. The enterprise value is $12.95B.
Market Cap$12.33B
Enterprise Value$12.95B
Share Statistics
Assurant has 49,547,638 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding49,547,638
Owned by Insiders0.76%
Owned by Institutions20.11%
Financial Efficiency
Assurant’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 7.04%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)7.04%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee902.42K
Profits Per Employee61.46K
Employee Count14,200
Asset Turnover0.35
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Assurant is 12.4. Assurant’s PEG ratio is 0.74.
PE Ratio12.4
PS Ratio0.95
PB Ratio2.07
Price to Fair Value2.07
Price to FCF7.60
Price to Operating Cash Flow7.35
PEG Ratio0.74
Income Statement
In the last 12 months, Assurant had revenue of 12.81B and earned 872.70M in profits. Earnings per share was 17.29.
Revenue12.81B
Gross Profit9.89B
Operating Income1.09B
Pretax Income1.09B
Net Income872.70M
EBITDA1.45B
Earnings Per Share (EPS)17.29
Cash Flow
In the last 12 months, operating cash flow was 1.68B and capital expenditures -229.80M, giving a free cash flow of 1.45B billion.
Operating Cash Flow1.68B
Free Cash Flow1.45B
Free Cash Flow per Share29.31
Dividends & Yields
Assurant pays an annual dividend of $0.88, resulting in a dividend yield of 1.36%
Dividend Per Share$0.88
Dividend Yield1.36%
Payout Ratio17.23%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.62
52-Week Price Change23.77%
50-Day Moving Average232.26
200-Day Moving Average224.66
Relative Strength Index (RSI)57.11
Average Volume (3m)451.19K
Important Dates
Assurant upcoming earnings date is Aug 4, 2026, After Close (Confirmed).
Last Earnings DateMay 5, 2026
Next Earnings DateAug 4, 2026
Ex-Dividend Date―
Financial Position
Assurant as a current ratio of 0.55, with Debt / Equity ratio of 37.61%
Current Ratio0.55
Quick Ratio0.55
Debt to Market Cap0.18
Net Debt to EBITDA0.26
Interest Coverage Ratio9.91
Taxes
In the past 12 months, Assurant has paid 214.70M in taxes.
Income Tax214.70M
Effective Tax Rate0.20
Enterprise Valuation
Assurant EV to EBITDA ratio is 8.66, with an EV/FCF ratio of 7.84.
EV to Sales0.98
EV to EBITDA8.66
EV to Free Cash Flow7.84
EV to Operating Cash Flow6.83
Balance Sheet
Assurant has $1.92B in cash and marketable securities with $2.21B in debt, giving a net cash position of -$286.00M billion.
Cash & Marketable Securities$1.92B
Total Debt$2.21B
Net Cash-$286.00M
Net Cash Per Share-$5.77
Tangible Book Value Per Share-$148.29
Margins
Gross margin is 77.83%, with operating margin of 8.49%, and net profit margin of 6.81%.
Gross Margin77.83%
Operating Margin8.49%
Pretax Margin8.49%
Net Profit Margin6.81%
EBITDA Margin11.29%
EBIT Margin9.34%
Analyst Forecast
The average price target for Assurant is $278.60, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$278.60
Price Target Upside22.32% Upside
Analyst ConsensusStrong Buy
Analyst Count7
Revenue Growth Forecast9.02%
EPS Growth Forecast53.71%