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SoFi (SOFI)
NASDAQ:SOFI
US Market
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SoFi (SOFI) Stock Forecast & Price Target

61,383 Followers
See the Price Targets and Ratings of:

SOFI Analyst Ratings

Hold
18Ratings
Hold
6 Buy
9 Hold
3 Sell
Based on 18 analysts giving stock ratings to
SoFi
in the past 3 months
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers​ in the past 3 months

SOFI Stock 12 Month Forecast

Average Price Target

$21.63
▲(11.30% Upside)
Based on 18 Wall Street analysts offering 12 month price targets for SoFi in the last 3 months. The average price target is $21.63 with a high forecast of $38.00 and a low forecast of $16.00. The average price target represents a 11.30% change from the last price of $19.43.
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Highest Price Target$38.00Average Price Target$21.63Lowest Price Target$16.00
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts​

Detailed List of Analyst Forecasts​
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
TD Cowen
$24$18
Hold
-7.36%
Downside
Assigned
04/30/26
Analysts Offer Insights on Financial Companies: TransUnion (NYSE: TRU) and SoFi (NASDAQ: SOFI)
Deutsche Bank  Analyst forecast on SOFI
Deutsche Bank
Deutsche Bank
$26$18
Hold
-7.36%
Downside
Reiterated
04/30/26
SoFi Technologies price target lowered to $18 from $26 at Deutsche BankSoFi Technologies price target lowered to $18 from $26 at Deutsche Bank
KBW
$17$16
Sell
-17.65%
Downside
Assigned
04/30/26
SoFi Technologies price target lowered to $16 from $17 at Keefe BruyetteSoFi Technologies price target lowered to $16 from $17 at Keefe Bruyette
Stephens Analyst forecast on SOFI
Stephens
Stephens
$26$25
Buy
28.67%
Upside
Reiterated
04/30/26
SoFi Technologies price target lowered to $25 from $26 at StephensSoFi Technologies price target lowered to $25 from $26 at Stephens
Barclays Analyst forecast on SOFI
Barclays
Barclays
$18
Hold
-7.36%
Downside
Reiterated
04/30/26
Barclays Sticks to Their Hold Rating for SoFi (SOFI)
UBS
$24.5$21
Hold
8.08%
Upside
Reiterated
04/30/26
UBS Sticks to Its Hold Rating for SoFi (SOFI)
Needham
$33$25
Buy
28.67%
Upside
Reiterated
04/30/26
Analysts Conflicted on These Financial Names: Axis Capital (NYSE: AXS), SoFi (NASDAQ: SOFI) and Navient (NASDAQ: NAVI)
Morgan Stanley Analyst forecast on SOFI
Morgan Stanley
Morgan Stanley
$18$16
Sell
-17.65%
Downside
Assigned
04/30/26
Morgan Stanley Remains a Sell on SoFi (SOFI)
Goldman Sachs Analyst forecast on SOFI
Goldman Sachs
Goldman Sachs
$20$17
Hold
-12.51%
Downside
Reiterated
04/30/26
SoFi Technologies price target lowered to $17 from $20 at Goldman SachsSoFi Technologies price target lowered to $17 from $20 at Goldman Sachs
Bank of America Securities Analyst forecast on SOFI
Bank of America Securities
Bank of America Securities
$18$17
Sell
-12.51%
Downside
Reiterated
04/29/26
Mihir Bhatia Reiterates Sell on SoFi as Tech Outlook Weakens and Price Target Is Cut from $18 to $17
BTIG
Hold
Reiterated
04/29/26
Analysts Have Conflicting Sentiments on These Financial Companies: Markel (NYSE: MKL), Federal National Mortgage Association (Other OTC: FNMA) and SoFi (NASDAQ: SOFI)
Truist Financial Analyst forecast on SOFI
Truist Financial
Truist Financial
$20
Hold
2.93%
Upside
Reiterated
04/28/26
SoFi (SOFI) Gets a Hold from Truist Financial
William Blair Analyst forecast on SOFI
William Blair
William Blair
Buy
Reiterated
04/27/26
Analyst Reiterates Buy on SoFi, Citing Strong Growth and Operating Leverage with Unchanged $18 Price Target
Wells Fargo Analyst forecast on SOFI
Wells Fargo
Wells Fargo
$19$18
Hold
-7.36%
Downside
Assigned
04/09/26
SoFi Technologies price target lowered to $18 from $19 at Wells FargoSoFi Technologies price target lowered to $18 from $19 at Wells Fargo
Mizuho Securities Analyst forecast on SOFI
Mizuho Securities
Mizuho Securities
$38
Buy
95.57%
Upside
Reiterated
03/26/26
Wall Street Analysts Are Bullish on Top Financial Picks
Analyst Type
Any
Any
Human Analysts
Ranks
Any
Any
Analyst Rating
Any
Any
Upside/ Downside
Any
Any
Action
Any
Any
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
TD Cowen
$24$18
Hold
-7.36%
Downside
Assigned
04/30/26
Analysts Offer Insights on Financial Companies: TransUnion (NYSE: TRU) and SoFi (NASDAQ: SOFI)
Deutsche Bank  Analyst forecast on SOFI
Deutsche Bank
Deutsche Bank
$26$18
Hold
-7.36%
Downside
Reiterated
04/30/26
SoFi Technologies price target lowered to $18 from $26 at Deutsche BankSoFi Technologies price target lowered to $18 from $26 at Deutsche Bank
KBW
$17$16
Sell
-17.65%
Downside
Assigned
04/30/26
SoFi Technologies price target lowered to $16 from $17 at Keefe BruyetteSoFi Technologies price target lowered to $16 from $17 at Keefe Bruyette
Stephens Analyst forecast on SOFI
Stephens
Stephens
$26$25
Buy
28.67%
Upside
Reiterated
04/30/26
SoFi Technologies price target lowered to $25 from $26 at StephensSoFi Technologies price target lowered to $25 from $26 at Stephens
Barclays Analyst forecast on SOFI
Barclays
Barclays
$18
Hold
-7.36%
Downside
Reiterated
04/30/26
Barclays Sticks to Their Hold Rating for SoFi (SOFI)
UBS
$24.5$21
Hold
8.08%
Upside
Reiterated
04/30/26
UBS Sticks to Its Hold Rating for SoFi (SOFI)
Needham
$33$25
Buy
28.67%
Upside
Reiterated
04/30/26
Analysts Conflicted on These Financial Names: Axis Capital (NYSE: AXS), SoFi (NASDAQ: SOFI) and Navient (NASDAQ: NAVI)
Morgan Stanley Analyst forecast on SOFI
Morgan Stanley
Morgan Stanley
$18$16
Sell
-17.65%
Downside
Assigned
04/30/26
Morgan Stanley Remains a Sell on SoFi (SOFI)
Goldman Sachs Analyst forecast on SOFI
Goldman Sachs
Goldman Sachs
$20$17
Hold
-12.51%
Downside
Reiterated
04/30/26
SoFi Technologies price target lowered to $17 from $20 at Goldman SachsSoFi Technologies price target lowered to $17 from $20 at Goldman Sachs
Bank of America Securities Analyst forecast on SOFI
Bank of America Securities
Bank of America Securities
$18$17
Sell
-12.51%
Downside
Reiterated
04/29/26
Mihir Bhatia Reiterates Sell on SoFi as Tech Outlook Weakens and Price Target Is Cut from $18 to $17
BTIG
Hold
Reiterated
04/29/26
Analysts Have Conflicting Sentiments on These Financial Companies: Markel (NYSE: MKL), Federal National Mortgage Association (Other OTC: FNMA) and SoFi (NASDAQ: SOFI)
Truist Financial Analyst forecast on SOFI
Truist Financial
Truist Financial
$20
Hold
2.93%
Upside
Reiterated
04/28/26
SoFi (SOFI) Gets a Hold from Truist Financial
William Blair Analyst forecast on SOFI
William Blair
William Blair
Buy
Reiterated
04/27/26
Analyst Reiterates Buy on SoFi, Citing Strong Growth and Operating Leverage with Unchanged $18 Price Target
Wells Fargo Analyst forecast on SOFI
Wells Fargo
Wells Fargo
$19$18
Hold
-7.36%
Downside
Assigned
04/09/26
SoFi Technologies price target lowered to $18 from $19 at Wells FargoSoFi Technologies price target lowered to $18 from $19 at Wells Fargo
Mizuho Securities Analyst forecast on SOFI
Mizuho Securities
Mizuho Securities
$38
Buy
95.57%
Upside
Reiterated
03/26/26
Wall Street Analysts Are Bullish on Top Financial Picks
Stocks with the Highest Top Analyst Consensus in the Financial Sector
Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering SoFi

3 Months
xxx
Success Rate
8/13 ratings generated profit
62%
Average Return
-6.05%
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 61.54% of your transactions generating a profit, with an average return of -6.05% per trade.
1 Year
Dan DolevMizuho Securities
Success Rate
22/34 ratings generated profit
65%
Average Return
+25.48%
Copying Dan Dolev's trades and holding each position for 1 Year would result in 64.71% of your transactions generating a profit, with an average return of +25.48% per trade.
2 Years
xxx
Success Rate
13/17 ratings generated profit
76%
Average Return
+22.99%
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 76.47% of your transactions generating a profit, with an average return of +22.99% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

SOFI Analyst Recommendation Trends

Rating
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
Strong Buy
0
1
1
2
3
Buy
7
3
6
4
4
Hold
12
6
12
17
25
Sell
5
5
5
5
8
Strong Sell
1
0
0
0
0
total
25
15
24
28
40
In the current month, SOFI has received 7 Buy Ratings, 25 Hold Ratings, and 8 Sell Ratings. SOFI average Analyst price target in the past 3 months is 21.63.
Each month's total comprises the sum of three months' worth of ratings.

SOFI Financial Forecast

SOFI Earnings Forecast

Next quarter’s earnings estimate for SOFI is $0.12 with a range of $0.10 to $0.17. The previous quarter’s EPS was $0.12. SOFI beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 65.60% of the time in the same period. In the last calendar year SOFI has Performed in-line its overall industry.
Next quarter’s earnings estimate for SOFI is $0.12 with a range of $0.10 to $0.17. The previous quarter’s EPS was $0.12. SOFI beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 65.60% of the time in the same period. In the last calendar year SOFI has Performed in-line its overall industry.

SOFI Sales Forecast

Next quarter’s sales forecast for SOFI is $1.12B with a range of $1.09B to $1.13B. The previous quarter’s sales results were $1.41B. SOFI beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 79.60% of the time in the same period. In the last calendar year SOFI has Performed in-line its overall industry.
Next quarter’s sales forecast for SOFI is $1.12B with a range of $1.09B to $1.13B. The previous quarter’s sales results were $1.41B. SOFI beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 79.60% of the time in the same period. In the last calendar year SOFI has Performed in-line its overall industry.

SOFI Stock Forecast FAQ

What is SOFI’s average 12-month price target, according to analysts?
Based on analyst ratings, SoFi’s 12-month average price target is 21.63.
    What is SOFI’s upside potential, based on the analysts’ average price target?
    SoFi has 11.30% upside potential, based on the analysts’ average price target.
      Can I see which stocks the top-ranking analysts are rating?
      Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
        How can I follow the stock ratings of top Wall Street analysts?
        Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
          Is SOFI a Buy, Sell or Hold?
          SoFi has a consensus rating of Hold which is based on 6 buy ratings, 9 hold ratings and 3 sell ratings.
            What is SoFi’s price target?
            The average price target for SoFi is 21.63. This is based on 18 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
            The highest analyst price target is $38.00 ,the lowest forecast is $16.00. The average price target represents 11.30% Increase from the current price of $19.43.
              What do analysts say about SoFi?
              SoFi’s analyst rating consensus is a Hold. This is based on the ratings of 18 Wall Streets Analysts.
                How can I buy shares of SOFI?
                Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.