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Banco Santander US (SAN)
NYSE:SAN
SAN Stock Chart & Stats
$12.81
-$0.04(-0.85%)
At close: 4:00 PM EST
$12.81
-$0.04(-0.85%)
Day’s Range― - ―
52-Week Range$5.54 - $13.24
Previous CloseN/A
Volume865.75K
Average Volume (3M)14.34M
Market Cap
$176.15B
Enterprise Value$602.62B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$461.38B
Price to Earnings (P/E)12.1
Beta0.98
Next Earnings
Apr 29, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend Yield1.85%
Share Statistics
EPS (TTM)0.28
Shares Outstanding14,689,319,000
10 Day Avg. Volume14,124,625
30 Day Avg. Volume14,342,538
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.50
Price to Sales (P/S)1.29
P/FCF Ratio0.00
Enterprise Value/Market Cap3.42
Enterprise Value/Revenue8.03
Enterprise Value/Gross Profit12.84
Enterprise Value/Ebitda26.92
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.2
Revenue Forecast (FY)$73.51B
Bulls Say, Bears Say
Bulls Say
Scale & Customer Base GrowthStrong, broad customer growth and record profit signal durable revenue scale and cross-sell capacity. A 178M customer base increases low-cost deposits, fee opportunities, and revenue diversification across retail, payments, and wealth, supporting sustained top-line resilience.
Improved Return And Capital PositionHigher RoTE and a stronger capital ratio indicate more efficient use of equity and greater loss-absorbing capacity. This supports continued investment, dividend/buyback capacity and resilience through credit cycles, reducing structural funding and regulatory risk over months.
Shift To Fee Income & Efficiency GainsRising fee and payments revenues combined with efficiency improvements reflect a structural mix shift to higher-margin, less cyclical businesses and successful cost programs. This enhances margin sustainability and improves operating leverage over the medium term.
Bears Say
High Financial LeverageA debt-to-equity ratio near 3.3 implies elevated leverage that can amplify losses and limit strategic flexibility. In adverse credit or rate environments, high leverage raises funding and regulatory pressures, constraining capital allocation and growth options over months.
Weak Cash Flow GenerationA large swing to negative operating cash flow signals difficulty converting reported earnings into liquid cash. This strains liquidity, complicates predictable shareholder returns, and increases reliance on external funding or asset sales, affecting stability over the medium term.
Elevated Credit Costs In Key MarketsPersistently high costs of risk in Brazil and Argentina reflect structural macro and interest-rate challenges that depress margins and consume capital. These market-specific credit pressures can persist for quarters, limiting profit conversion and increasing provisioning volatility.
Banco Santander SA News
SAN FAQ
What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was $5.54 and its highest was $13.24 in the past 12 months.
What is Banco Santander US’s market cap?
Banco Santander US’s market cap is $176.15B.
When is Banco Santander US’s upcoming earnings report date?
Banco Santander US’s upcoming earnings report date is Apr 29, 2026 which is in 56 days.
How were Banco Santander US’s earnings last quarter?
Banco Santander US released its earnings results on Feb 03, 2026. The company reported $0.283 earnings per share for the quarter, beating the consensus estimate of $0.244 by $0.039.
Is Banco Santander US overvalued?
According to Wall Street analysts Banco Santander US’s price is currently Overvalued.
Does Banco Santander US pay dividends?
Banco Santander US pays a Semiannually dividend of $0.095 which represents an annual dividend yield of 1.85%. See more information on Banco Santander US dividends here
What is Banco Santander US’s EPS estimate?
Banco Santander US’s EPS estimate is 0.28.
How many shares outstanding does Banco Santander US have?
Banco Santander US has 14,689,319,000 shares outstanding.
What happened to Banco Santander US’s price movement after its last earnings report?
Banco Santander US reported an EPS of $0.283 in its last earnings report, beating expectations of $0.244. Following the earnings report the stock price went down -6.355%.
Which hedge fund is a major shareholder of Banco Santander US?
Currently, no hedge funds are holding shares in SAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander SA Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
SAN Sentiment 70%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Decreased
By 10.8M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.6%
Last 30 Days ▲ 7.6%
Last 30 Days ▲ 7.6%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
91.57%
12-Months-Change
Fundamentals
Return on Equity
13.08%
Trailing 12-Months
Asset Growth
15.30%
Trailing 12-Months
Company Description
Banco Santander US
Banco Santander, S.A. provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. It offers demand and time deposits, and current and savings accounts; mortgages, consumer finance, syndicated corporate loans, structured financing, cash management, export and agency finance, trade and working capital solutions, and corporate finance; and insurance products. The company also provides cash, asset, and wealth management; and private banking services. In addition, it is involved in the corporate banking; treasury, risk hedging, foreign trade, confirming, custody, and investment banking activities. The company operates through a network of 9,879 branches. The company was formerly known as Banco Santander Central Hispano S.A. and changed its name to Banco Santander, S.A. in June 2007. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain.
SAN Company Deck
SAN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a positive overall sentiment, with record profits, strong fee income growth, and improved efficiency ratios. However, challenges such as currency depreciation, high cost of risk in Brazil, and litigation provisions present areas of concern.View all SAN earnings summariesTechnical Analysis
Ownership Overview
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Insiders
0.03% Mutual Funds
1.17% Other Institutional Investors
98.67% Public Companies and Individual Investors