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Nu Holdings (NU)
NYSE:NU
NU Analyst Ratings
Strong Buy
7 Buy
2 Hold
0 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
NU Stock 12 Month Forecast
Average Price Target
$17.50
▲(0.63% Upside)
| Highest Price Target$19.00 | Average Price Target$17.50 | Lowest Price Target$16.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
J.P. Morgan
$17→$18
Buy
3.51%
Upside
Reiterated
11/20/25
Morgan Stanley
$18
Buy
3.51%
Upside
Reiterated
11/17/25
Nu Holdings' Strategic AI and Pricing Initiatives Drive Buy RatingWe hosted an investor roundtable with Nubank's CFO following 3Q25 results. Key topics included: the path for NIM, deposits and funding costs in the CLIP program, SME lending, personal loans in Mexico, US expansion, and NuPay. For our 3Q25 earnings report, please see: Top Pick, Top Print. Below are the key takeaways from our CFO Deep Dive.
KeyBanc
―
Buy
―
Reiterated
11/14/25
Susquehanna
$17→$19
Buy
9.26%
Upside
Reiterated
11/14/25
Bank of America Securities
$16
Hold
-7.99%
Downside
Reiterated
11/13/25
UBS
$16
Hold
-7.99%
Downside
Reiterated
11/11/25
Nu Holdings: Balancing Growth and Asset Quality Concerns Amid Market Expansion3Q25 indicators point to expansion on Nu's loan portfolio The credit card loans of the Brazilian financial system expanded 3% QoQ in 3Q25 (and up 16% YoY), with the top 3 private incumbent banks increasing 2% YoY . As for personal loans, the system reported a R$14bn QoQ, while incumbents showed a R$1bn QoQ increase - which shows room for decent expansion in Nu's credit card and consumer loans, in our view.
Wolfe Research
$17
Buy
-2.24%
Downside
Reiterated
10/01/25
Rothschild & Co Redburn
$18
Buy
3.51%
Upside
Reiterated
10/01/25
Citi
$18
Buy
3.51%
Upside
Reiterated
09/10/25
Jefferies
―
Buy
―
Reiterated
08/26/25
Banco Santander
$16
Hold
-7.99%
Downside
Upgraded
08/24/25
Itau Unibanco
$18
Buy
3.51%
Upside
Upgraded
08/18/25
BTG Pactual
$18
Buy
3.51%
Upside
Upgraded
08/18/25
Goldman Sachs
$19→$20
Buy
15.01%
Upside
Reiterated
08/15/25
We increase our price target to $20 from $19, implying 67% upside potential, supported by an attractive valuation (in our view) of 12.8x ‘26E P/E with expected EPS CAGR of 45% from 2024-2027. Maintain Buy.
Analyst Type
Any
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
J.P. Morgan
$17→$18
Buy
3.51%
Upside
Reiterated
11/20/25
Morgan Stanley
$18
Buy
3.51%
Upside
Reiterated
11/17/25
Nu Holdings' Strategic AI and Pricing Initiatives Drive Buy RatingWe hosted an investor roundtable with Nubank's CFO following 3Q25 results. Key topics included: the path for NIM, deposits and funding costs in the CLIP program, SME lending, personal loans in Mexico, US expansion, and NuPay. For our 3Q25 earnings report, please see: Top Pick, Top Print. Below are the key takeaways from our CFO Deep Dive.
KeyBanc
―
Buy
―
Reiterated
11/14/25
Susquehanna
$17→$19
Buy
9.26%
Upside
Reiterated
11/14/25
Bank of America Securities
$16
Hold
-7.99%
Downside
Reiterated
11/13/25
UBS
$16
Hold
-7.99%
Downside
Reiterated
11/11/25
Nu Holdings: Balancing Growth and Asset Quality Concerns Amid Market Expansion3Q25 indicators point to expansion on Nu's loan portfolio The credit card loans of the Brazilian financial system expanded 3% QoQ in 3Q25 (and up 16% YoY), with the top 3 private incumbent banks increasing 2% YoY . As for personal loans, the system reported a R$14bn QoQ, while incumbents showed a R$1bn QoQ increase - which shows room for decent expansion in Nu's credit card and consumer loans, in our view.
Wolfe Research
$17
Buy
-2.24%
Downside
Reiterated
10/01/25
Rothschild & Co Redburn
$18
Buy
3.51%
Upside
Reiterated
10/01/25
Citi
$18
Buy
3.51%
Upside
Reiterated
09/10/25
Jefferies
―
Buy
―
Reiterated
08/26/25
Banco Santander
$16
Hold
-7.99%
Downside
Upgraded
08/24/25
Itau Unibanco
$18
Buy
3.51%
Upside
Upgraded
08/18/25
BTG Pactual
$18
Buy
3.51%
Upside
Upgraded
08/18/25
Goldman Sachs
$19→$20
Buy
15.01%
Upside
Reiterated
08/15/25
We increase our price target to $20 from $19, implying 67% upside potential, supported by an attractive valuation (in our view) of 12.8x ‘26E P/E with expected EPS CAGR of 45% from 2024-2027. Maintain Buy.
Best Analysts Covering Nu Holdings
1 Month
xxx
Success Rate
5/8 ratings generated profit
Average Return
+4.54%
reiterated a xxx
rating 11 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 62.50% of your transactions generating a profit, with an average return of +4.54% per trade.
3 Months
xxx
Success Rate
6/8 ratings generated profit
Average Return
+13.40%
reiterated a xxx
rating 11 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 75.00% of your transactions generating a profit, with an average return of +13.40% per trade.
1 Year
Success Rate
8/8 ratings generated profit
Average Return
+16.29%
reiterated a buy rating 7 months ago
Copying John Coffey's trades and holding each position for 1 Year would result in 100.00% of your transactions generating a profit, with an average return of +16.29% per trade.
2 Years
xxx
Success Rate
8/8 ratings generated profit
Average Return
+21.30%
reiterated a xxx
rating 7 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 100.00% of your transactions generating a profit, with an average return of +21.30% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
NU Analyst Recommendation Trends
Rating
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Strong Buy
1
2
1
1
0
Buy
18
22
13
15
11
Hold
1
1
2
4
5
Sell
0
0
0
0
0
Strong Sell
0
0
0
0
0
total
20
25
16
20
16
Each month's total comprises the sum of three months' worth of ratings.
NU Financial Forecast
NU Stock Forecast FAQ
What is NU’s average 12-month price target, according to analysts?
Based on analyst ratings, Nu Holdings’s 12-month average price target is 17.50.
What is NU’s upside potential, based on the analysts’ average price target?
Nu Holdings has 0.63% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is NU a Buy, Sell or Hold?
Nu Holdings has a consensus rating of Strong Buy which is based on 7 buy ratings, 2 hold ratings and 0 sell ratings.
What is Nu Holdings’s price target?
The average price target for Nu Holdings is 17.50. This is based on 9 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $19.00 ,the lowest forecast is $16.00. The average price target represents 0.63% Increase from the current price of $17.39.
The highest analyst price target is $19.00 ,the lowest forecast is $16.00. The average price target represents 0.63% Increase from the current price of $17.39.
What do analysts say about Nu Holdings?
Nu Holdings’s analyst rating consensus is a Strong Buy. This is based on the ratings of 9 Wall Streets Analysts.
How can I buy shares of NU?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.