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Shimizu Bank, Ltd. (JP:8364)
:8364
Japanese Market
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Shimizu Bank, Ltd. (8364) Price & Analysis

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8364 Stock Chart & Stats

¥2287.00
-¥5.00(-0.35%)
At close: 4:00 PM EST
¥2287.00
-¥5.00(-0.35%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth Acceleration2026 revenue growth accelerating 21.6% YoY indicates improving loan demand and fee income at the core franchise. Sustained top-line momentum can produce scale benefits, help absorb fixed costs and provide a durable path to rebuild core profitability if credit trends and margins hold.
Improved Leverage And Capital BaseDebt-to-equity improving to ~1.0x and sizable equity (¥79.3B) versus debt (¥77.2B) strengthens the bank's buffer against credit shocks. Better capital structure enhances regulatory resilience and preserves lending capacity, enabling measured growth and risk-taking without immediate external capital needs.
Stronger Cash Generation In 2026Solid operating cash flow (¥8.8B) and free cash flow (¥7.8B) in 2026 with FCF near 0.88x net income shows the bank can convert earnings into cash. Improved cash generation supports dividends, internal investment and provisioning capacity, reducing dependency on short-term funding over the medium term.
Bears Say
Low Returns On EquityA persistent ROE around 2.5% is structurally low for a banking business and limits organic capital formation and shareholder returns. Low returns constrain the ability to fund expansion from retained earnings, slow balance-sheet growth and increase sensitivity to profit shocks over multi-year horizons.
Modest Net MarginsNet margin near 6.2% in 2026 is modest relative to stronger historical periods, reducing earnings leverage from revenue growth. Narrow margins provide limited cushion against rising funding costs, competitive pressure on loan spreads, or higher credit provisions, compressing long-term profitability resilience.
Volatile Cash Flows And EarningsMulti-year swings — a 2024 loss with negative cash flows, zero OCF/FCF in 2025, then recovery in 2026 — highlight unstable cash conversion and earnings quality. This volatility complicates capital planning, provisioning and strategic investment, increasing execution risk in future economic downturns.

Shimizu Bank, Ltd. News

8364 FAQ

What was Shimizu Bank, Ltd.’s price range in the past 12 months?
Shimizu Bank, Ltd. lowest stock price was ¥1403.00 and its highest was ¥2945.00 in the past 12 months.
    What is Shimizu Bank, Ltd.’s market cap?
    Shimizu Bank, Ltd.’s market cap is ¥30.89B.
      When is Shimizu Bank, Ltd.’s upcoming earnings report date?
      Shimizu Bank, Ltd.’s upcoming earnings report date is Aug 03, 2026 which is in 18 days.
        How were Shimizu Bank, Ltd.’s earnings last quarter?
        Shimizu Bank, Ltd. released its earnings results on May 15, 2026. The company reported -¥33.91 earnings per share for the quarter, missing the consensus estimate of N/A by -¥33.91.
          Is Shimizu Bank, Ltd. overvalued?
          According to Wall Street analysts Shimizu Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shimizu Bank, Ltd. pay dividends?
            Shimizu Bank, Ltd. pays a Semiannually dividend of ¥30 which represents an annual dividend yield of 2.59%. See more information on Shimizu Bank, Ltd. dividends here
              What is Shimizu Bank, Ltd.’s EPS estimate?
              Shimizu Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Shimizu Bank, Ltd. have?
              Shimizu Bank, Ltd. has 11,641,318 shares outstanding.
                What happened to Shimizu Bank, Ltd.’s price movement after its last earnings report?
                Shimizu Bank, Ltd. reported an EPS of -¥33.91 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Shimizu Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8364
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Shimizu Bank, Ltd.

                    Headquartered in Shizuoka, Japan, The Shimizu Bank, Ltd. has been delivering a comprehensive suite of banking and related financial services across Japan since its establishment in 1928. Its offerings encompass fundamental banking operations like currency handling, credit assurance, and providing leasing and credit card facilities. The company also diversifies its activities through real estate portfolio management, personnel dispatch services, and specialized financial and economic analytical research, along with professional training programs. By March 31, 2021, The Shimizu Bank maintained a network comprising 78 branches and one smaller sub-branch.

                    Shimizu Bank, Ltd. (8364) Earnings & Revenues

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