Gruppo Mutuionline SpA (IT:MOL)
:MOL
Want to see IT:MOL full AI Analyst Report?
MOL Stock Chart & Stats
€35.55
-€0.15(-0.41%)
At close: 4:00 PM EST
€35.55
-€0.15(-0.41%)
Day’s Range― - ―
52-Week Range€28.95 - €50.00
Previous CloseN/A
Volume18.85K
Average Volume (3M)27.31K
Market Cap
€1.27B
Enterprise Value€1.69B
Total Cash (Recent Filing)€155.83M
Total Debt (Recent Filing)€653.88M
Price to Earnings (P/E)32.3
Beta0.64
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.34%
Share Statistics
EPS (TTM)1.14
Shares Outstanding40,000,000
10 Day Avg. Volume30,061
30 Day Avg. Volume27,308
Financial Highlights & Ratios
PEG Ratio-1.43
Price to Book (P/B)3.98
Price to Sales (P/S)1.96
P/FCF Ratio13.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€57.70Price Target Upside62.31% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)2.58
Revenue Forecast (FY)€751.26M
Bulls Say, Bears Say
Bulls Say
Revenue GrowthRevenue accelerated into 2025 (roughly 24% annual growth), showing durable demand for digital credit intermediation and B2B services. Sustained top-line momentum supports scale benefits, higher bargaining power with partners, and the ability to invest in product and platform improvements long-term.
Cash GenerationConsistently high free cash flow in 2024–2025 (≈€97–101m) and FCF near parity with net income indicate strong cash conversion versus earnings. This durable cash generation supports reinvestment, servicing debt and maintaining operations even as margins fluctuate, enhancing financial flexibility.
Business Model Diversity & B2B Recurring RevenueA two‑pillar model—transactional intermediation plus recurring B2B technology/outsourcing—creates revenue diversification and stickiness. Long-term contracts and institutional clients provide predictable streams, lowering customer concentration risk and enabling cross-sell of platform services over time.
Bears Say
Rising LeverageA material jump in total debt and debt-to-equity materially increases financial risk and interest exposure. Higher leverage reduces balance-sheet flexibility, limits capacity for opportunistic investments or buybacks, and raises refinancing and covenant risks if profits or cash flow weaken.
Margin CompressionSharp drops in gross and net margins point to durable pressure on profitability, whether from pricing, cost increases, or mix shifts. Lower margin conversion erodes the company’s ability to fund growth internally, weakens returns, and heightens sensitivity to revenue volatility over the medium term.
Weaker Return Metrics & Modest Cash CoverageFalling ROE and only modest cash coverage suggest declining capital efficiency: returns on equity weakened while cash flow does not fully cover broader balance-sheet demands. Combined with past FCF volatility, this raises concern about sustained funding for growth or distributions under stress.
MOL FAQ
What was Gruppo Mutuionline SpA’s price range in the past 12 months?
Gruppo Mutuionline SpA lowest stock price was €28.95 and its highest was €50.00 in the past 12 months.
What is Gruppo Mutuionline SpA’s market cap?
Gruppo Mutuionline SpA’s market cap is €1.27B.
When is Gruppo Mutuionline SpA’s upcoming earnings report date?
Gruppo Mutuionline SpA’s upcoming earnings report date is Sep 08, 2026 which is in 90 days.
How were Gruppo Mutuionline SpA’s earnings last quarter?
Gruppo Mutuionline SpA released its earnings results on May 14, 2026. The company reported €0.594 earnings per share for the quarter, beating the consensus estimate of N/A by €0.594.
Is Gruppo Mutuionline SpA overvalued?
According to Wall Street analysts Gruppo Mutuionline SpA’s price is currently Undervalued.
Does Gruppo Mutuionline SpA pay dividends?
Gruppo Mutuionline SpA pays a Annually dividend of €0.15 which represents an annual dividend yield of 0.34%. See more information on Gruppo Mutuionline SpA dividends here
What is Gruppo Mutuionline SpA’s EPS estimate?
Gruppo Mutuionline SpA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Gruppo Mutuionline SpA have?
Gruppo Mutuionline SpA has 40,000,000 shares outstanding.
What happened to Gruppo Mutuionline SpA’s price movement after its last earnings report?
Gruppo Mutuionline SpA reported an EPS of €0.594 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.074%.
Which hedge fund is a major shareholder of Gruppo Mutuionline SpA?
Currently, no hedge funds are holding shares in IT:MOL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Gruppo Mutuionline SpA
Moltiply Group S.p.A., originally established in Milan, Italy, in 2000 under the name Gruppo MutuiOnline S.p.A. until its May 2024 rebranding, specializes in digital comparison services and business-to-business support. The company's operations encompass operating various online comparison platforms and delivering outsourcing solutions for credit application processes, as well as managing assets and insurance claims within Italy. The group maintains a robust portfolio of online resources dedicated to financial product comparisons. These include mutuionline.it, a mortgage brokerage platform facilitating home loans, remortgages, and associated insurance; prestitionline.it, which provides personal loans and online financing options; and Money360, a credit broker offering services for property purchase mortgages, remortgages, personal and employee loans, and credit insurance. Beyond finance-specific offerings, Moltiply Group oversees a range of broader comparison platforms. For instance, segugio.it allows users to compare insurance products, mortgages, various loans, bank accounts, and utility services such as internet, gas, and electricity. Similarly, rastreator.com, lelynx.fr, and rastreator.mx serve diverse markets for comparing different types of insurance (e.g., motor, health, home), financial products, telephony, and utilities. Cercassicurazioni.it further specializes in insurance for vehicles including cars, motorcycles, trucks, and mopeds. Additional comparison tools include sostariffe.it, which helps users find the best deals on home internet, gas/electricity tariffs, pay TV, bank accounts, and mobile services. Fondionline.it is dedicated to comparing investment funds, SICAVs, and pension funds, while confrontaconti.it focuses on deposit and current accounts. The company also runs trovaprezzi.it, a platform for general price comparison, and operates online directories like notai.it for finding notaries and trovabanche.it for locating bank branches and agencies.
MOL Stock 12 Month Forecast
Average Price Target
€57.70
▲(62.31% Upside)
Technical Analysis
Options Prices
Currently, No data available
---