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IF Stock Chart & Stats
€14.92
€0.26(1.74%)
At close: 4:00 PM EDT
€14.92
€0.26(1.74%)
Day’s Range― - ―
52-Week Range€12.02 - €27.72
Previous CloseN/A
Volume284.23K
Average Volume (3M)145.18K
Market Cap
€911.76M
Enterprise Value€9.37K
Total Cash (Recent Filing)€568.05M
Total Debt (Recent Filing)€9.14B
Price to Earnings (P/E)3.5
Beta1.12
Next Earnings
Nov 11, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield14.21%
Share Statistics
EPS (TTM)4.32
Shares Outstanding61,540,455
10 Day Avg. Volume166,734
30 Day Avg. Volume145,175
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.55Price Target Upside4.22% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.8
Revenue Forecast (FY)€796.58M
Bulls Say, Bears Say
Bulls Say
Profitability ExpansionThe substantial improvement in earnings and margins indicates stronger operating profitability and better earnings conversion. If maintained, this provides a more resilient base for capital generation and supports the bank’s specialized finance model.
Improved ReturnsHigher return on equity shows that the bank generated more profit from its capital base, suggesting improved business execution and asset productivity. Sustained returns would strengthen internal capital formation and support competitiveness in specialized banking.
Specialized Business ModelExposure to both SME finance and credit management gives Banca Ifis multiple recurring earnings channels, including lending spreads, fees, recoveries, and servicing income. This specialization can deepen expertise and diversify revenue across different credit activities.
Bears Say
Higher LeverageThe sharp increase in leverage raises balance-sheet risk and reduces financial flexibility if credit conditions tighten or asset performance weakens. Higher funding obligations can also constrain growth and increase sensitivity to refinancing and interest-rate pressures.
Negative Cash GenerationTwo consecutive years of negative operating and free cash flow weaken confidence in the quality and durability of reported earnings. Persistent cash deficits may increase reliance on funding markets and limit the bank’s ability to invest, distribute capital, or absorb shocks.
Limited Recent Revenue GrowthNear-flat recent revenue suggests that the earnings improvement was driven mainly by profitability rather than sustained business expansion. Without stronger origination or fee growth, future earnings may be more exposed to margin normalization and fluctuations in credit recoveries.
IF FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €12.02 and its highest was €27.72 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €911.76M.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Nov 11, 2026 which is in 76 days.
How were Banca Ifis SPA’s earnings last quarter?
Banca Ifis SPA released its earnings results on Aug 04, 2026. The company reported €0.128 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Undervalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA pays a Semiannually dividend of €0.92 which represents an annual dividend yield of 14.21%. See more information on Banca Ifis SPA dividends here
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Banca Ifis SPA reported an EPS of €0.128 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.536%.
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in IT:IF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
IF Stock 12 Month Forecast
Average Price Target
€15.55
▲(4.22% Upside)
Technical Analysis
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