Banco di Desio e Della Brianza SPA (IT:BDB)
:BDB
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BDB Stock Chart & Stats
€9.28
€0.26(3.62%)
At close: 4:00 PM EST
€9.28
€0.26(3.62%)
Day’s Range― - ―
52-Week Range€6.78 - €12.92
Previous CloseN/A
Volume394.67K
Average Volume (3M)141.20K
Market Cap
€1.69B
Enterprise Value€4.99B
Total Cash (Recent Filing)€846.68M
Total Debt (Recent Filing)€3.90B
Price to Earnings (P/E)13.4
Beta0.93
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.86%
Share Statistics
EPS (TTM)N/A
Shares Outstanding131,474,810
10 Day Avg. Volume166,969
30 Day Avg. Volume141,203
Financial Highlights & Ratios
PEG Ratio3.05
Price to Book (P/B)0.83
Price to Sales (P/S)2.05
P/FCF Ratio-4.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Profitability / MarginsSustained high net and EBIT margins indicate efficient core banking operations and pricing power in lending and fees. For a regional bank, ~21% net margin and ~32% EBIT margin provide a durable earnings cushion, supporting internal capital generation and dividend capacity across business cycles.
Strengthening Capital BaseSteady equity growth enhances regulatory buffers and loss-absorbing capacity. A larger capital base (~€1.49B in 2025) improves resilience to credit stress, reduces probability of dilutive capital raises, and supports continued lending and strategic investments over the medium term.
Diversified Retail/SME FranchiseA business model focused on net interest income plus fees from retail and SME clients creates diversified, recurring revenue streams. A deposit-funded lending franchise and payment/fee services provide low-cost funding and cross-sell opportunities that underpin durable revenue generation across cycles.
Bears Say
Weak Cash GenerationThe shift to negative operating and free cash flow undermines internal funding and increases reliance on external financing. Persistent cash deficits constrain reinvestment, loan growth, and dividend sustainability, and raise execution risk if earnings or funding conditions worsen over the next several quarters.
Revenue Volatility / Recent DeclineA steep revenue decline in 2025 and material drop from 2023 peak signal unstable top-line performance. Ongoing revenue volatility hampers forecasting, capital allocation and margin planning, and may reflect portfolio rebalancing or one-off impacts that weaken sustainable growth prospects.
Elevated LeverageAlthough leverage has improved, a debt-to-equity ratio in the ~2.1x–2.7x range remains elevated for a regional bank. Higher leverage reduces headroom to absorb shocks, limits strategic flexibility, increases funding and regulatory sensitivity, and amplifies downside risk in stressed scenarios.
Banco di Desio e Della Brianza SPA News
BDB FAQ
What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €6.78 and its highest was €12.92 in the past 12 months.
What is Banco di Desio e Della Brianza SPA’s market cap?
Banco di Desio e Della Brianza SPA’s market cap is €1.69B.
When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
Currently, no data Available
Is Banco di Desio e Della Brianza SPA overvalued?
According to Wall Street analysts Banco di Desio e Della Brianza SPA’s price is currently Overvalued.
Does Banco di Desio e Della Brianza SPA pay dividends?
Banco di Desio e Della Brianza SPA pays a Annually dividend of €0.51 which represents an annual dividend yield of 4.86%. See more information on Banco di Desio e Della Brianza SPA dividends here
What is Banco di Desio e Della Brianza SPA’s EPS estimate?
Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banco di Desio e Della Brianza SPA have?
Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
Currently, no hedge funds are holding shares in IT:BDB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banco di Desio e Della Brianza SPA
Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers current and deposit accounts; and debit and credit cards. It also provides financing products and mortgages; insurance and social security services; investments and saving products, insurance investment products, and funds and SICAVs; POS solutions; business partnerships services, such as corporate advisory and private debt, and energy self-sufficiency solutions; and financing products for the international market, risk coverage solutions, and international bank guarantees. In addition, the company offers asset management; DesioValue and titles; and internet banking services. The company was incorporated in 1909 and is headquartered in Desio, Italy. Banco di Desio e della Brianza S.p.A. is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A.
Technical Analysis
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Options Prices
Currently, No data available
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