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Banco di Desio e Della Brianza SPA (IT:BDB)
:BDB
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Banco di Desio e Della Brianza SPA (BDB) Price & Analysis

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BDB Stock Chart & Stats

€9.28
€0.26(3.62%)
At close: 4:00 PM EST
€9.28
€0.26(3.62%)

Bulls Say, Bears Say

Bulls Say
Sustained ProfitabilityHigh and stable reported margins (net ~21%, EBIT ~32% in 2025) provide a durable earnings cushion vs peers. Sustained profitability supports internal capital generation, dividend capacity and the ability to absorb credit shocks over the medium term.
Strengthening Capital BaseSteady equity growth materially improves regulatory buffers and loss-absorbing capacity. A larger capital base supports lending growth and reduces solvency strain, improving resilience to cyclical or idiosyncratic shocks over the next several quarters.
Core Banking Revenue MixA diversified core revenue model—net interest income plus fee/commission streams—gives structural stability. Reliance on deposit-funded lending and recurring fees from retail and SME clients supports predictable cashflows and competitive positioning in regional banking.
Bears Say
Sharp Revenue DeclineA 30% revenue contraction is a material structural setback that pressures earnings scalability and may reflect lost business, repricing, or portfolio changes. Such a decline can persistently reduce operating leverage and limit reinvestment or lending expansion.
Weak Cash GenerationReversal to negative operating and free cash flow across 2024–2025 indicates reduced internal funding capacity. Persistent cash weakness raises reliance on external funding, constrains loan origination and dividend flexibility, and heightens refinancing and liquidity risk.
Elevated LeverageAlthough leverage improved, debt levels remain elevated relative to peers, limiting financial flexibility. Higher leverage increases sensitivity to credit losses and rate shocks, raising funding costs and reducing capacity for strategic investment without further capital.

Banco di Desio e Della Brianza SPA News

BDB FAQ

What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €6.78 and its highest was €9.57 in the past 12 months.
    What is Banco di Desio e Della Brianza SPA’s market cap?
    Banco di Desio e Della Brianza SPA’s market cap is €1.19B.
      When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
      Currently, no data Available
      Is Banco di Desio e Della Brianza SPA overvalued?
      According to Wall Street analysts Banco di Desio e Della Brianza SPA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Banco di Desio e Della Brianza SPA pay dividends?
        Banco di Desio e Della Brianza SPA pays a Annually dividend of €0.457 which represents an annual dividend yield of 4.86%. See more information on Banco di Desio e Della Brianza SPA dividends here
          What is Banco di Desio e Della Brianza SPA’s EPS estimate?
          Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Banco di Desio e Della Brianza SPA have?
          Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
            What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
            Currently, no hedge funds are holding shares in IT:BDB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Banco di Desio e Della Brianza SPA

              Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers deposits and loans. It also provides financial, banking, payment, documentary credit, leasing, factoring, insurance, and asset management products and services, as well as debit and credit cards. The company was incorporated in 1909 and is based in Desio, Italy.

              Banco di Desio e Della Brianza SPA (BDB) Earnings & Revenues

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