Banca Generali SpA (IT:BGN)
:BGN
Want to see IT:BGN full AI Analyst Report?
BGN Stock Chart & Stats
€56.65
-€0.10(-0.22%)
At close: 4:00 PM EST
€56.65
-€0.10(-0.22%)
Day’s Range― - ―
52-Week Range€45.48 - €60.90
Previous CloseN/A
Volume205.45K
Average Volume (3M)205.05K
Market Cap
€6.94B
Enterprise Value€6.82B
Total Cash (Recent Filing)€1.01B
Total Debt (Recent Filing)€438.00M
Price to Earnings (P/E)15.4
Beta0.90
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.75%
Share Statistics
EPS (TTM)3.44
Shares Outstanding116,851,640
10 Day Avg. Volume152,172
30 Day Avg. Volume205,053
Financial Highlights & Ratios
PEG Ratio4.25
Price to Book (P/B)4.45
Price to Sales (P/S)3.95
P/FCF Ratio13.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€66.00Price Target Upside16.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.59
Revenue Forecast (FY)€1.05B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained revenue acceleration through 2023–2025 indicates durable demand for wealth-management services and expanding fee-bearing assets. For a private bank with recurring AUM fees and advisor distribution, stronger organic revenue growth supports long-term fee income stability and scale economies.
High ProfitabilityElevated net margins and very strong ROE reflect pricing power and efficient operating leverage in advisory and distribution. High return metrics support internal capital generation, dividend capacity and reinvestment for growth, which are durable advantages for a wealth-focused bank.
Stronger Balance SheetA materially lower debt-to-equity ratio reduces financial risk and improves flexibility for capital allocation. The de-levered structure bolsters resilience to shocks, supports ongoing dividend or buyback capacity, and lowers refinancing risk over the medium term.
Bears Say
Cash-flow VolatilityHistorical swings in operating and free cash flow undermine predictability of internally generated funds. For a bank reliant on recurring fees and distributions, inconsistent cash conversion can complicate dividend sustainability, capital planning and the ability to fund growth without external financing.
Margin Compression Vs PeakA notable step-down from earlier peak margins suggests competitive pressure, product-mix shifts or higher operating costs as the business scales. If structural, this can limit earnings leverage from revenue growth and constrain long-term profitability and return-on-invested-capital.
Capital-structure VolatilityLarge year-to-year swings in leverage indicate episodic balance-sheet adjustments or earnings variability. Such volatility raises uncertainty about risk management consistency and future financing choices, which can affect investor confidence and strategic planning over multiple quarters.
Banca Generali SpA News
BGN FAQ
What was Banca Generali SpA’s price range in the past 12 months?
Banca Generali SpA lowest stock price was €45.48 and its highest was €60.90 in the past 12 months.
What is Banca Generali SpA’s market cap?
Banca Generali SpA’s market cap is €6.94B.
When is Banca Generali SpA’s upcoming earnings report date?
Banca Generali SpA’s upcoming earnings report date is Jul 29, 2026 which is in 45 days.
How were Banca Generali SpA’s earnings last quarter?
Banca Generali SpA released its earnings results on May 06, 2026. The company reported €1.11 earnings per share for the quarter, beating the consensus estimate of N/A by €1.11.
Is Banca Generali SpA overvalued?
According to Wall Street analysts Banca Generali SpA’s price is currently Undervalued.
Does Banca Generali SpA pay dividends?
Banca Generali SpA pays a Semiannually dividend of €0.701 which represents an annual dividend yield of 4.75%. See more information on Banca Generali SpA dividends here
What is Banca Generali SpA’s EPS estimate?
Banca Generali SpA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Generali SpA have?
Banca Generali SpA has 116,851,640 shares outstanding.
What happened to Banca Generali SpA’s price movement after its last earnings report?
Banca Generali SpA reported an EPS of €1.11 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.647%.
Which hedge fund is a major shareholder of Banca Generali SpA?
Currently, no hedge funds are holding shares in IT:BGN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Generali SpA
Banca Generali S.p.A., founded in 1997 and headquartered in Trieste, Italy, focuses on providing a wide array of financial products and services. The firm primarily caters to affluent and high-net-worth clients within Italy, distributing its offerings through a dedicated network of financial advisors. Its operational structure is divided into two main segments: Wealth Management and Private Banking. The company's extensive service portfolio includes asset management solutions such as personalized portfolio management, investment advisory, and the administration of mutual funds. It also offers sophisticated managed solutions, which encompass various funds, SICAVs, and both financial and insurance-linked wrapper products. Additionally, Banca Generali delivers traditional banking and insurance services, alongside specialized trade finance solutions. The company maintains a significant physical presence, operating 218 bank branches and financial advisor offices.
BGN Stock 12 Month Forecast
Average Price Target
€66.00
▲(16.50% Upside)
Technical Analysis
Credito Emiliano SPA Credem
―
FinecoBank SpA
―
Intesa Sanpaolo SpA
―
Mediobanca Banca di Credito Finanziario S.p.A.
―
Banca Mediolanum SpA
―
Options Prices
Currently, No data available
---