Ugro Capital Limited (UGROCAP) Price & Analysis

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UGROCAP Stock Chart & Stats

₹165.40

₹12.54(5.32%)

At close: Jan 08 4:00 PM EST

₹165.40

₹12.54(5.32%)

Day’s Range― - ―

52-Week Range₹101.05 - ₹195.89

Previous CloseN/A

Volume150.78K

Average Volume (3M)20.96K

Market Cap

₹14.92B

Enterprise Value₹76.46B

Total Cash (Recent Filing)₹0.00

Total Debt (Recent Filing)₹0.00

Price to Earnings (P/E)13.5

Beta1.40

Next Earnings

May 27, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)3.25

Shares Outstanding142,989,440

10 Day Avg. Volume15,127

30 Day Avg. Volume20,963

Financial Highlights & Ratios

PEG Ratio0.67

Price to Book (P/B)0.81

Price to Sales (P/S)1.72

P/FCF Ratio-0.66

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)13.6

Revenue Forecast (FY)₹13.82B

Bulls Say, Bears Say

Bulls Say

SME-focused Lending ModelUgro's core business concentrates on SME lending and a suite of products (term loans, working capital) addressing persistent financing gaps in India. That focused model targets a structurally large, underserved market, supporting durable loan demand and repeat customer relationships over multiple cycles.

Data-driven UnderwritingA data-driven credit assessment framework improves risk selection, pricing precision and scalability in origination. Over 2-6 months, stronger analytics can reduce default volatility, lower loss rates, and enable faster portfolio growth through fintech partnerships and automated decisioning.

High Reported MarginsReported gross and net margins indicate strong revenue retention on lending operations and an ability to generate profitable spreads after costs. Sustainable margins provide buffer to absorb credit costs and support reinvestment or provisioning, strengthening long-term earnings resilience.

Bears Say

High LeverageA debt-to-equity of 3.37 implies heavy reliance on borrowed funds, reducing financial flexibility. In a rising-rate or stress environment, elevated leverage amplifies solvency and refinancing risk, constraining capacity to grow the book or absorb higher credit costs over the medium term.

Weak Cash GenerationNegative operating and free cash flows signal that accounting profitability may not be translating into cash. This undermines internal funding for loan growth, increases dependence on external financing, and raises concerns about the quality of earnings and liquidity over the coming quarters.

Sharp Revenue DeclineA near 50% revenue drop indicates material deterioration in origination, collections or customer access. Such a structural decline can degrade scale economics, reduce fee and interest income consistency, and pressure margins and provisioning needs unless growth drivers are restored.

Ugro Capital Limited News

UGRO Capital Restructures MyShubhLife Deal to All-Cash Payout as Acquisition Nears Close

Ugro Capital Limited ( ($IN:UGROCAP) ) has provided an update. UGRO Capital has moved to close its acquisition...

4d ago

UGRO Capital Secures RBI Nod for Amalgamation of Profectus Capital

Ugro Capital Limited ( ($IN:UGROCAP) ) has issued an announcement. UGRO Capital has received a conditional ‘No Objection’...

12d ago

UGRO Capital Raises Rs. 50 Crore via Short-Term Unlisted Commercial Papers

Ugro Capital Limited ( ($IN:UGROCAP) ) has issued an announcement. UGRO Capital Limited has approved and completed the...

13d ago

UGRO Capital Releases Revised Q3 FY26 Investor Presentation on MSME Lending Business

The latest announcement is out from Ugro Capital Limited ( ($IN:UGROCAP) ). UGRO Capital Limited has released a...

1M ago

UGRO Capital Releases Revised Investor Presentation for Q3 and Nine Months FY26

Ugro Capital Limited ( ($IN:UGROCAP) ) just unveiled an announcement. UGRO Capital Limited has released a revised investor...

1M ago

UGRO Capital Realigns MSME Lending Business to Boost Earnings Quality and Cut Costs

An announcement from Ugro Capital Limited ( ($IN:UGROCAP) ) is now available. UGRO Capital has announced a strategic...

1M ago

UGRO Capital Clears Q3 Results, Board Changes and Insider Trading Code Update

Ugro Capital Limited ( ($IN:UGROCAP) ) has provided an update. UGRO Capital’s board, at its meeting on 7...

1M ago

UGRO Capital Re-opens ₹100-Crore Non-Convertible Debenture Issue

An update from Ugro Capital Limited ( ($IN:UGROCAP) ) is now available. UGRO Capital has announced that it...

3M ago

UGRO Capital Increases Equity through CCD Conversion, Enhances Transparency

An announcement from Ugro Capital Limited ( ($IN:UGROCAP) ) is now available. UGRO Capital Limited has announced the...

3M ago

UGRO Capital Allots EUR 10 Million in Bonds to Boost Financial Flexibility

Ugro Capital Limited ( ($IN:UGROCAP) ) just unveiled an announcement. UGRO Capital Limited has announced the allotment of...

3M ago

UGROCAP FAQ

What was Ugro Capital Limited’s price range in the past 12 months?

Ugro Capital Limited lowest stock price was ₹101.05 and its highest was ₹195.89 in the past 12 months.

What is Ugro Capital Limited’s market cap?

Ugro Capital Limited’s market cap is ₹14.92B.

When is Ugro Capital Limited’s upcoming earnings report date?

Ugro Capital Limited’s upcoming earnings report date is May 27, 2026 which is in 78 days.

How were Ugro Capital Limited’s earnings last quarter?

Ugro Capital Limited released its earnings results on Feb 07, 2026. The company reported ₹3.25 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.25.

Is Ugro Capital Limited overvalued?

According to Wall Street analysts Ugro Capital Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Ugro Capital Limited pay dividends?

Ugro Capital Limited pays a Notavailable dividend of ₹3.5 which represents an annual dividend yield of N/A. See more information on Ugro Capital Limited dividends here

What is Ugro Capital Limited’s EPS estimate?

Ugro Capital Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Ugro Capital Limited have?

Ugro Capital Limited has 142,989,440 shares outstanding.

What happened to Ugro Capital Limited’s price movement after its last earnings report?

Ugro Capital Limited reported an EPS of ₹3.25 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.339%.

Which hedge fund is a major shareholder of Ugro Capital Limited?

Currently, no hedge funds are holding shares in IN:UGROCAP

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Ugro Capital Limited

UGRO Capital Limited, a non-banking financial company, engages in the lending business. It provides business loans to healthcare, education, chemicals, food processing/FMCG, hospitality, electrical equipment and components, auto components, and light engineering sectors. The company was formerly known as Chokhani Securities Limited and changed its name to Ugro Capital Limited in September 2018. UGRO Capital Limited was incorporated in 1993 and is based in Mumbai, India.