PB Fintech Limited (IN:POLICYBZR)
:POLICYBZR
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POLICYBZR Stock Chart & Stats
₹1743.35
-₹76.70(-3.69%)
At close: 4:00 PM EST
₹1743.35
-₹76.70(-3.69%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,977.75
Previous CloseN/A
Volume1.75M
Average Volume (3M)42.26K
Market Cap
₹769.30B
Enterprise Value₹775.98B
Total Cash (Recent Filing)₹14.95B
Total Debt (Recent Filing)₹6.09B
Price to Earnings (P/E)111.0
Beta1.15
Next Earnings
May 27, 2026EPS Estimate
4.83Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.10
Shares Outstanding462,693,080
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)10.87
Price to Sales (P/S)14.04
P/FCF Ratio-249.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,750.00Price Target Upside0.38% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)23.38
Revenue Forecast (FY)₹87.61B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMulti-year top-line growth reflects strong product-market fit for its insurance and credit marketplaces, expanding customer reach and cross-sell potential. Such scale supports long-term revenue durability, bargaining power with partners, and the opportunity for operating leverage as fixed costs are spread across higher volumes.
Conservative Balance SheetVery low leverage and a high equity ratio provide financial flexibility to invest in product development, marketing, or M&A without refinancing risk. This capital structure reduces solvency risk, supports multi-quarter resilience during cash flow pressure, and preserves optionality for strategic investments.
High Gross Margin & Improving EfficiencyA healthy gross margin indicates attractive unit economics of distribution and platform services, while improving EBITDA shows operational efficiency gains. Persistent high gross margins combined with continued operating leverage can translate into sustainable profit expansion as revenue growth continues.
Bears Say
Negative Free Cash FlowDespite revenue growth and improving accounting profitability, negative free cash flow signals weak cash conversion. Reliance on cash reserves to fund operations is not durable indefinitely; persistent negative FCF could constrain reinvestment or require financing, raising long-term funding and execution risk.
Thin Net ProfitabilityLow net margins despite scale indicate limited ability to translate revenue into shareholder returns. If margins remain compressed, ROI on customer acquisition and technology investments may be inadequate, making it harder to justify ongoing high marketing spend and slowing sustainable free cash flow improvement.
Regulatory & Commission ExposureThe business model depends heavily on commission and fee structures that can be altered by regulators or industry reforms. Structural changes to permitted commissions, persistency norms, or distribution rules would materially erode economics across the platform and could force business-model adjustments with long lead times.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1977.75 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹769.30B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is May 27, 2026 which is in 28 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on Feb 02, 2026. The company reported ₹4.1 earnings per share for the quarter, beating the consensus estimate of ₹3.649 by ₹0.451.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Undervalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 4.83.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,693,080 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹4.1 in its last earnings report, beating expectations of ₹3.649. Following the earnings report the stock price went down -5.473%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited operates an online platform for insurance and lending products in India. It operates in two segments, Insurance Web Aggregator Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as term, health, motor, home, and travel insurance for consumers and insurance partners; and Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. It also provides call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. The company was incorporated in 2008 and is based in Gurugram, India.
POLICYBZR Stock 12 Month Forecast
Average Price Target
₹1,750.00
▲(0.38% Upside)
Technical Analysis
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