PB Fintech Limited (IN:POLICYBZR)
:POLICYBZR
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POLICYBZR Stock Chart & Stats
₹1743.35
-₹76.70(-3.69%)
At close: 4:00 PM EST
₹1743.35
-₹76.70(-3.69%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,977.75
Previous CloseN/A
Volume1.75M
Average Volume (3M)42.26K
Market Cap
₹829.05B
Enterprise Value₹826.23B
Total Cash (Recent Filing)₹14.95B
Total Debt (Recent Filing)₹6.09B
Price to Earnings (P/E)63.2
Beta1.03
Next Earnings
Aug 11, 2026EPS Estimate
2.86Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.09
Shares Outstanding462,693,080
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio1.12
Price to Book (P/B)8.97
Price to Sales (P/S)9.66
P/FCF Ratio314.42
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.69
Revenue Forecast (FY)₹88.27B
Bulls Say, Bears Say
Bulls Say
Top-line GrowthSustained revenue scaling from 2021 through 2026 with mid-to-high teens growth in the latest annual period indicates expanding reach and product traction. Durable demand for comparison/distribution supports medium-term revenue compounding and platform monetization opportunities.
Conservative Balance SheetA low-leverage capital structure and steadily growing equity provide financial flexibility to invest in customer acquisition and product development without heavy refinancing risk, supporting resilience through growth cycles and funding strategic initiatives.
Profitability RecoveryA clear turnaround from losses to positive net income and strong EPS growth signals improving unit economics and cost discipline. If sustained, this shift supports reinvestment, stronger free cash generation potential, and credibility with partners and investors over the next several quarters.
Bears Say
Cash-flow VolatilityIrregular operating and free cash flow—positive in some years but meaningfully negative in 2022, 2023 and sharply in 2025—creates execution risk around funding growth and sustaining marketing/investment programs, making capital planning and margins less predictable.
Operating-profit InstabilityVolatile operating performance and the presence of operating losses in recent periods, even as net income turned positive, suggest earnings quality depends on non-operating items or episodic effects, raising the risk that margins may not sustainably expand without structural cost changes.
Revenue Concentration & Partner DependenceA commission-led marketplace model concentrates revenue on insurer partner economics, conversion rates, and marketing efficiency. Changes in partner terms, commission rates, or elevated customer acquisition costs can structurally pressure revenue mix and margin sustainability over the medium term.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1977.75 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹829.05B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is Aug 11, 2026 which is in 78 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on May 06, 2026. The company reported ₹5.64 earnings per share for the quarter, beating the consensus estimate of ₹4.834 by ₹0.806.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Overvalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 2.86.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,693,080 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹5.64 in its last earnings report, beating expectations of ₹4.834. Following the earnings report the stock price went up 1.387%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited operates an online platform for insurance and lending products in India. It operates in two segments, Insurance Web Aggregator Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as term, health, motor, home, and travel insurance for consumers and insurance partners; and Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. It also provides call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. The company was incorporated in 2008 and is based in Gurugram, India.
Technical Analysis
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