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PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
PNBHOUSING Stock Chart & Stats
₹869.95
-₹11.70(-1.32%)
At close: 4:00 PM EST
₹869.95
-₹11.70(-1.32%)
Day’s Range― - ―
52-Week Range₹748.25 - ₹1,141.85
Previous CloseN/A
Volume658.32K
Average Volume (3M)28.57K
Market Cap
₹211.96B
Enterprise Value₹645.08B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)11.9
Beta1.54
Next Earnings
Apr 29, 2026EPS Estimate
21.46Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)19.97
Shares Outstanding260,508,580
10 Day Avg. Volume35,262
30 Day Avg. Volume28,566
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.34
Price to Sales (P/S)3.02
P/FCF Ratio-2.80
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)85.37
Revenue Forecast (FY)₹35.22B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthConsistent double-digit revenue growth (12.06%) signals an expanding loan book and sustained demand. For a housing finance franchise this expands the interest-earning asset base, strengthens net interest income, and provides scale to invest in risk controls and distribution over months.
Strong ROEA robust return on equity indicates efficient deployment of shareholder capital and strong capital productivity. Durable ROE supports internal capital generation, reduces dependence on equity raises for growth, and provides a structural buffer to absorb credit losses over the medium term.
Secured Lending FranchiseCore focus on secured retail and wholesale real-estate loans (home loans, LAP) underpins predictable, collateralized cash flows. Secured lending lowers loss severity versus unsecured products, sustaining net interest income stability and giving structural resilience across economic cycles.
Bears Say
High LeverageA relatively high debt-to-equity ratio shows heavy reliance on borrowed funding, increasing sensitivity to interest rates and refinancing risk. Over a multi-month horizon this limits funding flexibility, raises interest expense vulnerability, and heightens capital strain in stressed markets.
Negative Free Cash FlowPersistent negative free cash flow and weak operating cash conversion indicate the business spends more cash than it generates. This forces continued reliance on external funding for growth and debt servicing, constraining deleveraging and liquidity buffer building over the medium term.
Margin Volatility & Modest EquityVolatile net profit margins paired with a modest equity ratio reduce resilience to credit shocks. Earnings swings and a thinner equity cushion amplify capital pressure from higher credit costs or underwriting setbacks, making sustained earnings recovery and buffer rebuilding harder.
PNB Housing Finance Limited News
PNBHOUSING FAQ
What was PNB Housing Finance Limited’s price range in the past 12 months?
PNB Housing Finance Limited lowest stock price was ₹748.25 and its highest was ₹1141.85 in the past 12 months.
What is PNB Housing Finance Limited’s market cap?
PNB Housing Finance Limited’s market cap is ₹211.96B.
When is PNB Housing Finance Limited’s upcoming earnings report date?
PNB Housing Finance Limited’s upcoming earnings report date is Apr 29, 2026 which is in 54 days.
How were PNB Housing Finance Limited’s earnings last quarter?
PNB Housing Finance Limited released its earnings results on Jan 21, 2026. The company reported ₹19.97 earnings per share for the quarter, missing the consensus estimate of ₹21.36 by -₹1.39.
Is PNB Housing Finance Limited overvalued?
According to Wall Street analysts PNB Housing Finance Limited’s price is currently Overvalued.
Does PNB Housing Finance Limited pay dividends?
PNB Housing Finance Limited pays a Annually dividend of ₹5 which represents an annual dividend yield of 0.53%. See more information on PNB Housing Finance Limited dividends here
What is PNB Housing Finance Limited’s EPS estimate?
PNB Housing Finance Limited’s EPS estimate is 21.46.
How many shares outstanding does PNB Housing Finance Limited have?
PNB Housing Finance Limited has 260,508,580 shares outstanding.
What happened to PNB Housing Finance Limited’s price movement after its last earnings report?
PNB Housing Finance Limited reported an EPS of ₹19.97 in its last earnings report, missing expectations of ₹21.36. Following the earnings report the stock price went down -1.963%.
Which hedge fund is a major shareholder of PNB Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:PNBHOUSING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PNB Housing Finance Limited
PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and fixed deposit products. The company also provides Unnati home loans; and credit linked subsidy scheme for economical weaker section, and lower and middle income groups. As of March 31, 2022, it operated through a network of 99 branches. The company was incorporated in 1988 and is based in New Delhi, India.
Technical Analysis
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