Education
About Us
Working with TipRanks
Follow Us
Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹41.50
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹30.26B
Enterprise Value₹68.69B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)14.2
Beta1.93
Next Earnings
May 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.73
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)2.00
Price to Sales (P/S)4.00
P/FCF Ratio-3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsA consistently high gross margin (noted as ~100%) and healthy net/EBIT margins point to structural margin strength from the lending model. Durable margins provide capacity to absorb credit costs, fund technology investment and sustain returns even with moderate top-line growth.
Positive Return On Equity And Solid Equity BaseA positive ROE and a stable equity base indicate management can generate shareholder returns from invested capital. This supports access to equity funding and signals operational efficiency, underpinning durability of returns even while the firm manages leverage.
Digital Lending Model And Focused Market NicheA digitally native lending model targeting underserved individuals and small businesses leverages technology for scale and customer acquisition. Structural financial-inclusion demand plus partnerships noted in the company profile support sustainable origination growth and competitive differentiation.
Bears Say
High Leverage / Reliance On DebtSubstantial debt exposure raises refinancing and interest-rate sensitivity risks; high leverage constrains strategic flexibility and heightens vulnerability to credit stress. Over the medium term, this can limit capacity to invest or absorb shocks without raising costly external financing.
Persistent Negative Operating And Free Cash FlowNegative operating and free cash flows mean reported profits are not converting to cash, forcing reliance on external funding to sustain lending growth and service debt. This undermines self-funded expansion and raises structural funding risk over the next several quarters.
Moderate Revenue Growth And Declining EPSRevenue growth is moderate while EPS is contracting, suggesting margin pressures, higher costs, or funding expense impacts. Slower top-line momentum plus negative EPS trajectory weakens earnings durability and may limit reinvestment capacity over the medium term.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹41.50 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹30.26B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is May 30, 2026 which is in 96 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on Feb 06, 2026. The company reported ₹0.729 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.729.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.729 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
Arman Financial Services Limited
―
Fusion Finance Ltd
―
Spandana Sphoorty Financial Ltd.
―
Ugro Capital Limited
―
Utkarsh Small Finance Bank Limited
―