Paisalo Digital Ltd. (IN:PAISALO)
:PAISALO
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PAISALO Stock Chart & Stats
₹36.36
₹0.89(1.96%)
At close: 4:00 PM EST
₹36.36
₹0.89(1.96%)
Day’s Range― - ―
52-Week Range₹29.40 - ₹51.10
Previous CloseN/A
Volume1.62M
Average Volume (3M)1.28M
Market Cap
₹41.83B
Enterprise Value₹86.95B
Total Cash (Recent Filing)₹566.72M
Total Debt (Recent Filing)₹37.61B
Price to Earnings (P/E)12.9
Beta1.52
Next Earnings
Aug 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)2.30
Shares Outstanding909,521,850
10 Day Avg. Volume422,023
30 Day Avg. Volume1,281,578
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)1.70
Price to Sales (P/S)3.24
P/FCF Ratio13.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.11
Revenue Forecast (FY)₹10.83B
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsSustained high margins in FY2026 (gross ~58%, net ~25%) indicate strong underwriting and pricing power in core small-ticket lending. Durable margin levels support internal capital generation for growth, cushion against credit cycles, and improve long-term return potential if maintained.
Revenue And Earnings GrowthConsistent revenue and earnings expansion culminating in a large FY2026 increase reflects scalable origination capacity and demand in underserved semi-urban/rural segments. Structural growth supports market-position gains and revenue diversification over a multi-quarter horizon.
Cash Flow ReboundA material swing to positive operating and free cash flow in FY2026 shows improving cash conversion and the potential to fund operations and delever organically. If sustained, this enhances balance-sheet flexibility and reduces refinancing dependence over the medium term.
Bears Say
Historic Weak Cash ConversionMulti-year negative operating and free cash flow through FY2025 signals inconsistent cash conversion, likely from working-capital timing or portfolio dynamics. This history raises risk that FY2026 cash improvement may be cyclical, not structural, challenging sustainable liquidity planning.
Rising LeverageSignificant increase in debt-to-equity heightens sensitivity to funding costs and credit conditions for an NBFC reliant on borrowings. Greater leverage constrains financial flexibility, increases refinancing risk, and can amplify earnings volatility during interest-rate or credit-market stress.
Sustainability Of FY2026 SpikeAn extreme FY2026 revenue jump and variable margins across years suggest parts of recent performance may be non-recurring or driven by one-off factors. This creates uncertainty about the durability of growth and profitability, complicating medium-term forecasting and capital allocation.
Paisalo Digital Ltd. News
PAISALO FAQ
What was Paisalo Digital Ltd.’s price range in the past 12 months?
Paisalo Digital Ltd. lowest stock price was ₹29.40 and its highest was ₹51.10 in the past 12 months.
What is Paisalo Digital Ltd.’s market cap?
Paisalo Digital Ltd.’s market cap is ₹41.83B.
When is Paisalo Digital Ltd.’s upcoming earnings report date?
Paisalo Digital Ltd.’s upcoming earnings report date is Aug 10, 2026 which is in 81 days.
How were Paisalo Digital Ltd.’s earnings last quarter?
Paisalo Digital Ltd. released its earnings results on May 10, 2026. The company reported ₹0.8 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.8.
Is Paisalo Digital Ltd. overvalued?
According to Wall Street analysts Paisalo Digital Ltd.’s price is currently Overvalued.
Does Paisalo Digital Ltd. pay dividends?
Paisalo Digital Ltd. pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.29%. See more information on Paisalo Digital Ltd. dividends here
What is Paisalo Digital Ltd.’s EPS estimate?
Paisalo Digital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paisalo Digital Ltd. have?
Paisalo Digital Ltd. has 909,521,850 shares outstanding.
What happened to Paisalo Digital Ltd.’s price movement after its last earnings report?
Paisalo Digital Ltd. reported an EPS of ₹0.8 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.362%.
Which hedge fund is a major shareholder of Paisalo Digital Ltd.?
Currently, no hedge funds are holding shares in IN:PAISALO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Paisalo Digital Ltd.
Paisalo Digital Limited provides business loans, SME and MSME loans, and income generation loans for business/self-employment purpose in India. It offers income generation loans for purchasing seeds, fodder, cattle's, etc.; and Paisalo- Joint Liability Group loans for agriculture and allied sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.
Technical Analysis
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