Muthoot Finance Ltd (IN:MUTHOOTFIN)
:MUTHOOTFIN
MUTHOOTFIN Stock Chart & Stats
₹3178.20
-₹29.95(-1.36%)
At close: 4:00 PM EST
₹3178.20
-₹29.95(-1.36%)
Day’s Range― - ―
52-Week Range₹1,964.35 - ₹4,149.00
Previous CloseN/A
Volume284.39K
Average Volume (3M)14.55K
Market Cap
₹1.28T
Enterprise Value₹2.61T
Total Cash (Recent Filing)₹81.21B
Total Debt (Recent Filing)₹1.23T
Price to Earnings (P/E)13.6
Beta0.80
Next Earnings
May 28, 2026EPS Estimate
55.86Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)66.16
Shares Outstanding401,468,480
10 Day Avg. Volume16,333
30 Day Avg. Volume14,548
Financial Highlights & Ratios
PEG Ratio0.75
Price to Book (P/B)3.20
Price to Sales (P/S)4.63
P/FCF Ratio-3.53
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹4,750.00Price Target Upside49.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)271.72
Revenue Forecast (FY)₹201.23B
Bulls Say, Bears Say
Bulls Say
Collateralized Gold‑loan Model & Branch NetworkMuthoot's core gold‑loan business is secured by pledged jewellery and distributed via an extensive branch footprint. Collateralized lending and dense retail distribution reduce unsecured credit risk, support stable origination volumes, and create durable, repeat customer flows over the medium term.
Strong Revenue Growth And Healthy MarginsNearly 47% reported revenue growth alongside robust gross and net margins indicates sustained product demand and pricing power in core lending. Persistent top‑line expansion with healthy margins supports reinvestment, branch expansion and long‑term earnings resilience if asset quality holds.
High Return On Equity (ROE)Elevated ROE reflects efficient capital deployment typical of successful retail NBFCs. High ROE allows faster equity‑light growth and can amplify shareholder returns, providing a structural advantage when combined with secured lending and disciplined credit underwriting.
Bears Say
Negative Free Cash Flow / Weak Cash ConversionNegative free cash flow driven by operating cash outflows signals that accounting profits are not reliably converting to cash. This structural cash conversion gap raises dependence on external funding for operations, growth and payouts, increasing medium‑term liquidity and refinancing risk.
Elevated Leverage / High Debt-to-equityA high debt‑to‑equity profile increases sensitivity to interest rates and funding markets. While common for NBFCs, elevated leverage constrains strategic flexibility, heightens refinancing exposure in stress periods, and can amplify earnings volatility if credit costs or funding rates rise.
Decreasing EBITDA Margin / Rising CostsA decline in EBITDA margin indicates margin pressure from higher operating costs or inefficiencies. Margin compression reduces the firm’s buffer against credit losses and higher funding costs, making sustained profitability more vulnerable given leverage and cash conversion weaknesses.
Muthoot Finance Ltd News
MUTHOOTFIN FAQ
What was Muthoot Finance Ltd’s price range in the past 12 months?
Muthoot Finance Ltd lowest stock price was ₹1964.35 and its highest was ₹4149.00 in the past 12 months.
What is Muthoot Finance Ltd’s market cap?
Muthoot Finance Ltd’s market cap is ₹1.28T.
When is Muthoot Finance Ltd’s upcoming earnings report date?
Muthoot Finance Ltd’s upcoming earnings report date is May 28, 2026 which is in 51 days.
How were Muthoot Finance Ltd’s earnings last quarter?
Muthoot Finance Ltd released its earnings results on Feb 12, 2026. The company reported ₹66.16 earnings per share for the quarter, beating the consensus estimate of ₹58.302 by ₹7.858.
Is Muthoot Finance Ltd overvalued?
According to Wall Street analysts Muthoot Finance Ltd’s price is currently Undervalued.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd pays a Annually dividend of ₹26 which represents an annual dividend yield of 0.68%. See more information on Muthoot Finance Ltd dividends here
What is Muthoot Finance Ltd’s EPS estimate?
Muthoot Finance Ltd’s EPS estimate is 55.86.
How many shares outstanding does Muthoot Finance Ltd have?
Muthoot Finance Ltd has 401,468,480 shares outstanding.
What happened to Muthoot Finance Ltd’s price movement after its last earnings report?
Muthoot Finance Ltd reported an EPS of ₹66.16 in its last earnings report, beating expectations of ₹58.302. Following the earnings report the stock price went up 3.454%.
Which hedge fund is a major shareholder of Muthoot Finance Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Muthoot Finance Ltd
Muthoot Finance Limited operates as a gold financing company in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans. In addition, the company generates electric power through windmills in Tamilnadu. As of March 31, 2022, it operated through approximately 4,617 branches in 23 states and 6 Union Territories. The company was founded in 1887 and is headquartered in Kochi, India.
MUTHOOTFIN Stock 12 Month Forecast
Average Price Target
₹4,750.00
▲(49.46% Upside)
Technical Analysis
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