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Jana Small Finance Bank Ltd (IN:JSFB)
:JSFB
JSFB Stock Chart & Stats
₹414.60
₹6.15(1.54%)
At close: 4:00 PM EST
₹414.60
₹6.15(1.54%)
Day’s Range― - ―
52-Week Range₹339.00 - ₹552.90
Previous CloseN/A
Volume470.93K
Average Volume (3M)5.69K
Market Cap
₹39.04B
Enterprise Value₹38.94B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)12.6
Beta1.23
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.92
Shares Outstanding105,295,296
10 Day Avg. Volume4,739
30 Day Avg. Volume5,692
Financial Highlights & Ratios
PEG Ratio-0.18
Price to Book (P/B)1.06
Price to Sales (P/S)0.81
P/FCF Ratio-1.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)47
Revenue Forecast (FY)₹34.67B
Bulls Say, Bears Say
Bulls Say
Gross Profit MarginA 100% gross profit margin indicates extremely efficient cost management at the gross level, providing durable operating leverage. This margin strength supports resilience to funding cost swings and gives room to absorb credit losses or invest in retail distribution over the next 2-6 months.
Improving LeverageA lower debt-to-equity ratio denotes improved leverage management and reduced financial risk. For a regional small finance bank, better leverage increases balance sheet flexibility to expand lending, withstand shocks, and access funding markets more reliably over the medium term.
Free Cash Flow CoverageFCF covering net income suggests the bank can generate cash after investments sufficient to support reported earnings. This strengthens capacity to fund lending, regulatory capital needs or selective reinvestment, offering durable support despite short-term volatility in operating cash flows.
Bears Say
Revenue DeclineA 34% year-on-year revenue decline materially reduces the bank's scale and interest income base. Sustained revenue contraction undermines ability to cover fixed costs, invest in origination channels, and maintain lending growth, posing medium-term risks to earnings recovery and market position.
Operating Cash Flow WeaknessNegative operating cash flow implies core banking operations are not converting accounting earnings into cash, increasing liquidity and funding risk. Over several months this can constrain lending capacity, raise reliance on wholesale funding, and limit the bank's ability to absorb credit stress or grow loan book.
Declining Profitability And ROEFalling net margin and a sharp ROE drop signal reduced efficiency in converting assets and equity into shareholder returns. This deterioration pressures retained earnings, constrains capital generation internally, and weakens long-term return profiles unless operational or revenue trends reverse.
Jana Small Finance Bank Ltd News
JSFB FAQ
What was Jana Small Finance Bank Ltd’s price range in the past 12 months?
Jana Small Finance Bank Ltd lowest stock price was ₹339.00 and its highest was ₹552.90 in the past 12 months.
What is Jana Small Finance Bank Ltd’s market cap?
Jana Small Finance Bank Ltd’s market cap is ₹39.04B.
When is Jana Small Finance Bank Ltd’s upcoming earnings report date?
Jana Small Finance Bank Ltd’s upcoming earnings report date is May 04, 2026 which is in 63 days.
How were Jana Small Finance Bank Ltd’s earnings last quarter?
Jana Small Finance Bank Ltd released its earnings results on Feb 06, 2026. The company reported ₹0.921 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.921.
Is Jana Small Finance Bank Ltd overvalued?
According to Wall Street analysts Jana Small Finance Bank Ltd’s price is currently Overvalued.
Does Jana Small Finance Bank Ltd pay dividends?
Jana Small Finance Bank Ltd does not currently pay dividends.
What is Jana Small Finance Bank Ltd’s EPS estimate?
Jana Small Finance Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jana Small Finance Bank Ltd have?
Jana Small Finance Bank Ltd has 105,295,296 shares outstanding.
What happened to Jana Small Finance Bank Ltd’s price movement after its last earnings report?
Jana Small Finance Bank Ltd reported an EPS of ₹0.921 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.965%.
Which hedge fund is a major shareholder of Jana Small Finance Bank Ltd?
Currently, no hedge funds are holding shares in IN:JSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jana Small Finance Bank Ltd
Jana Small Finance Bank Limited provides various banking products and services to individuals and enterprises in India. It operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. The company was founded in 1999 and is based in Bengaluru, India.
Technical Analysis
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