India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
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INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹85.41B
Enterprise Value₹144.78B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)16.2
Beta0.42
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)41.33
Shares Outstanding108,785,095
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)2.56
Price to Sales (P/S)5.35
P/FCF Ratio13.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.59
Revenue Forecast (FY)₹13.21B
Bulls Say, Bears Say
Bulls Say
Secured Retail Housing Loan FranchiseA branch-led franchise focusing on secured home loans builds durable net interest income and lower loss severity than unsecured products. Physical distribution plus mortgage collateral supports steady origination flows and predictable servicing economics over multiple cycles.
Consistent, High Loan-book Revenue GrowthSustained high revenue growth reflects expanding loan book and market penetration. Structural loan growth increases net interest income and operating leverage, enabling reinvestment in distribution and technology while spreading fixed costs across a larger asset base for durable margin support.
Improving Profitability And Return On EquityRising ROE and strong net margins indicate effective pricing and underwriting in the core retail mortgage mix. Improved profitability supports internal capital generation and resilience versus moderate funding cost increases, aiding sustainable growth and shareholder returns over time.
Bears Say
Elevated Leverage And Funding SensitivityHigh debt-to-equity amplifies refinancing and liquidity risk for a mortgage lender. Reliance on borrowed funds makes margins and growth highly sensitive to interest-rate moves and wholesale funding availability, constraining flexibility in stressed markets or tighter credit conditions.
Historic Cash-flow VolatilityLarge swings in operating and free cash flow suggest dependence on funding cycles and loan book timing. Erratic cash generation complicates reserve building and capital planning, increasing reliance on external funding for growth and raising execution risk during adverse funding backdrops.
Concentration In Informal/self‑employed Borrower SegmentA portfolio concentrated in self‑employed and informal-income borrowers increases underwriting complexity and sensitivity to economic cycles. This structural credit profile can elevate provisioning volatility and requires stronger collections, documentation and monitoring to maintain asset quality.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹85.41B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is Aug 06, 2026 which is in 71 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on May 02, 2026. The company reported ₹19.35 earnings per share for the quarter, beating the consensus estimate of N/A by ₹19.35.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,785,095 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹19.35 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
Technical Analysis
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