India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹82.66B
Enterprise Value₹135.78B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)17.6
Beta0.39
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)44.20
Shares Outstanding108,758,446
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.56
Revenue Forecast (FY)₹13.26B
Bulls Say, Bears Say
Bulls Say
High Profit MarginsVery high gross and net margins indicate durable earnings power from core lending operations. Strong margins provide internal buffer for credit costs and support reinvestment into distribution or provisions, helping sustain profitability over intermediate horizons.
Solid ROE & EfficiencyA mid-teens ROE combined with strong operating margins reflects effective use of equity and operational discipline. This supports long-term capital generation and retention, enabling steady growth or buffer against adverse credit cycles without immediate dilution.
Secured, Retail-Focused Business ModelA branch-led focus on secured housing loans to underserved segments creates durable collateralization and sticky customer relationships. Structural housing demand and mortgage collateral reduce loss severity and support steady net interest income over time.
Bears Say
High LeverageElevated leverage increases refinancing and interest-rate sensitivity, constraining financial flexibility. In periods of stress higher funding costs or tighter credit could amplify risk to capital and growth, limiting the firm's ability to absorb shocks in 2-6 months.
Negative Operating Cash FlowPersistent negative operating cash flow signals reliance on external funding to support loan growth and operations. This raises short- to mid-term liquidity and funding risks, potentially forcing tighter origination or more expensive borrowings if not remedied.
Volatile / Declining Revenue GrowthRecent revenue contraction and volatility undermines scale economics and may reflect funding constraints or weakening demand in key segments. Slower or inconsistent top-line growth can pressure margins and limit ability to build reserves or expand distribution sustainably.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹82.66B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is May 13, 2026 which is in 33 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Feb 07, 2026. The company reported ₹44.2 earnings per share for the quarter, beating the consensus estimate of N/A by ₹44.2.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,758,446 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹44.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
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