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India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹81.36B
Enterprise Value₹134.79B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)17.6
Beta0.45
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)11.40
Shares Outstanding108,715,750
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)45.57
Revenue Forecast (FY)₹10.78B
Bulls Say, Bears Say
Bulls Say
High Profit MarginsSustained high gross and net margins provide a durable earnings buffer versus peers, allowing the firm to absorb credit costs and fund operations. Over months this margin strength supports internal capital generation and provides flexibility to invest in origination and risk management.
Underserved Retail Housing FranchiseA focused branch-led model targeting low/middle-income and informal-income borrowers builds deep local distribution and customer relationships. This structural niche offers steady origination potential and lower competition in affordable housing finance, supporting durable loan growth over several months.
Solid Return On EquityA near-14% ROE signals efficient use of equity capital and a capacity to generate acceptable returns despite scale limits. Persisting ROE at this level supports reinvestment and incremental growth, underpinning long-term shareholder value if asset quality and margins hold.
Bears Say
High LeverageA D/E around 1.8 raises refinancing and interest-rate exposure for a housing finance company reliant on borrowings. Over a multi-month horizon this leverage can strain capital flexibility, amplify earnings volatility with rate moves, and constrain growth if funding costs rise.
Negative Operating Cash FlowPersistent negative operating and free cash flows undermine liquidity and force continued external funding. This structural cash deficit risks higher funding costs, limits deleveraging or investment, and increases vulnerability if market credit conditions tighten over the coming months.
Revenue Volatility And Recent DeclineMaterial revenue volatility and the recent year-on-year decline reduce earnings visibility and complicate provisioning and planning. Over a 2-6 month horizon this trend can pressure margins, slow loan book scaling, and weaken the firm's ability to sustain investment in distribution or risk mitigation.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹81.36B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is May 13, 2026 which is in 55 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Feb 07, 2026. The company reported ₹11.4 earnings per share for the quarter, beating the consensus estimate of N/A by ₹11.4.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,715,750 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹11.4 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
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