Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
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FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹338.05 - ₹827.00
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹146.86B
Enterprise Value₹209.38B
Total Cash (Recent Filing)₹22.25B
Total Debt (Recent Filing)₹83.76B
Price to Earnings (P/E)14.5
Beta0.84
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)9.10
Shares Outstanding294,566,160
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)2.32
Price to Sales (P/S)19.59
P/FCF Ratio-46.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)41.95
Revenue Forecast (FY)₹28.72B
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained high net margins (~40%) and rising net income provide a durable earnings buffer for a lending business. This profitability supports internal capital generation, funds provisioning, enables reinvestment in origination capacity, and helps absorb credit volatility over multiple cycles.
Consistent Revenue GrowthMulti-year revenue expansion (double-digit growth historically) and a step-up in scale enable better absorption of fixed costs and improved operating leverage. For an NBFC, sustained loan book growth underpins interest income stability and long-term earnings compounding.
Secured Lending ModelA collateral-backed lending focus to underserved micro and small businesses reduces expected credit losses versus unsecured portfolios. Collateral recoveries and secured structures enhance loss mitigation, supporting credit quality and recoveries across economic cycles.
Bears Say
Rising LeverageLeverage increasing from below 1x to ~1.2–1.3x reduces balance-sheet flexibility and raises sensitivity to funding cost shocks. For an NBFC, higher debt levels amplify refinancing and liquidity risk, limiting capacity to grow organically or withstand downturns without raising costly capital.
Weak Cash GenerationMulti-year negative operating and free cash flow undermines funding resilience, forcing reliance on external borrowings to finance growth. Even with a FY2026 cash flow recovery, the historical volatility raises concerns about the consistency of internal cash conversion and funding self-sufficiency.
Slowing Recent GrowthA deceleration to ~10% revenue growth after faster prior years may signal maturation of near-term opportunity or rising competition. Slower top-line expansion limits operating leverage gains and makes it harder to sustain high return metrics unless margins or funding efficiency improve.
Five-Star Business Finance Limited News
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹338.05 and its highest was ₹827.00 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹146.86B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is Aug 04, 2026 which is in 94 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Apr 28, 2026. The company reported ₹9.1 earnings per share for the quarter, missing the consensus estimate of ₹9.9 by -₹0.8.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Overvalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 294,566,160 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.1 in its last earnings report, missing expectations of ₹9.9. Following the earnings report the stock price went down -2.035%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Five-Star Business Finance Limited provides loans for business, home renovation/extension, and other mortgage purposes in India. The company was formerly known as Five Star Business Credits Limited and changed its name to Five-Star Business Finance Limited in July 2016. Five-Star Business Finance Limited was incorporated in 1984 and is based in Chennai, India.
Technical Analysis
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