Education
About Us
Working with TipRanks
Follow Us
Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹391.40 - ₹850.45
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹120.21B
Enterprise Value₹181.71B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)14.5
Beta0.56
Next Earnings
May 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)9.40
Shares Outstanding294,566,160
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio0.69
Price to Book (P/B)3.25
Price to Sales (P/S)7.57
P/FCF Ratio-18.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹700.00Price Target Upside31.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)37.78
Revenue Forecast (FY)₹25.13B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthDouble-digit revenue growth (~16.7%) indicates durable expansion of the SME lending franchise and rising demand for the company's financing products. Sustained top-line growth supports scale benefits, richer underwriting data and the ability to reinvest in origination and risk infrastructure over the medium term.
Strong Gross Margin / Pricing PowerA strong gross margin signals persistent pricing power or effective cost control in core lending and factoring activities. This margin resilience helps absorb credit losses, funds investment in growth initiatives, and supports sustainable operating profitability even if funding costs rise moderately.
Growing Equity Base / Capital CushionRising stockholders' equity and a reasonable equity ratio create a durable capital buffer to absorb loan losses and meet regulatory or covenant requirements. A stronger capital base improves funding optionality and reduces the probability of forced deleveraging during cyclical stress.
Bears Say
High Leverage (elevated Debt-to-equity)Elevated leverage increases interest expense sensitivity and refinancing risk, limiting financial flexibility. In a credit-tightening environment or if loan losses rise, high debt levels could force costly funding or constrain lending growth, raising long-term solvency and strategic risk.
Persistent Negative Operating Cash Flow / Negative FCFOngoing negative operating cash flow and free cash flow indicate reliance on external financing to fund loan growth and operations. This structural cash generation shortfall elevates liquidity risk, increases funding costs over time, and can impair the firm's ability to self-fund expansion or absorb shocks.
Slight Decline In EBIT / Margin PressureA declining EBIT despite revenue growth suggests rising operating costs or competitive pressure on margins. If this persists, it will reduce retained earnings, weaken the firm's capacity to rebuild capital buffers, and exacerbate leverage and cash-flow challenges over the medium term.
Five-Star Business Finance Limited News
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹391.40 and its highest was ₹850.45 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹120.21B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is May 06, 2026 which is in 60 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Jan 28, 2026. The company reported ₹9.4 earnings per share for the quarter, missing the consensus estimate of ₹9.6 by -₹0.2.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Undervalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 294,566,160 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.4 in its last earnings report, missing expectations of ₹9.6. Following the earnings report the stock price went down -2.157%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Five-Star Business Finance Limited provides loans for business, home renovation/extension, and other mortgage purposes in India. The company was formerly known as Five Star Business Credits Limited and changed its name to Five-Star Business Finance Limited in July 2016. Five-Star Business Finance Limited was incorporated in 1984 and is based in Chennai, India.
FIVESTAR Stock 12 Month Forecast
Average Price Target
₹700.00
▲(31.50% Upside)
Technical Analysis
Aadhar Housing Finance Ltd
―
CreditAccess Grameen Ltd.
―
IIFL Finance Limited
―
Manappuram Finance Limited
―
Punjab & Sind Bank Ltd.
―