DCB Bank Limited (IN:DCBBANK)
:DCBBANK
DCBBANK Stock Chart & Stats
₹179.90
-₹1.21(-1.04%)
At close: 4:00 PM EST
₹179.90
-₹1.21(-1.04%)
Day’s Range― - ―
52-Week Range₹113.70 - ₹203.55
Previous CloseN/A
Volume331.94K
Average Volume (3M)45.48K
Market Cap
₹58.80B
Enterprise Value₹86.58B
Total Cash (Recent Filing)₹25.00B
Total Debt (Recent Filing)₹59.29B
Price to Earnings (P/E)7.5
Beta1.13
Next Earnings
May 04, 2026EPS Estimate
6.13Next Dividend Ex-DateN/A
Dividend Yield0.76%
Share Statistics
EPS (TTM)5.85
Shares Outstanding321,901,760
10 Day Avg. Volume27,043
30 Day Avg. Volume45,476
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.63
Price to Sales (P/S)0.50
P/FCF Ratio-0.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹222.50Price Target Upside23.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)28.75
Revenue Forecast (FY)₹39.40B
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelDCB Bank’s client mix across retail, SMEs and corporate and its branch plus digital channels supports diversified and recurring revenue sources (interest and fee income). This structural mix reduces reliance on any single segment and supports resilience over multiple quarters.
Consistent Revenue Growth & Strong Gross MarginSustained revenue growth (18%+ recent) with a robust gross margin near 40% signals durable demand and operational efficiency. These trends underpin long-term net interest and fee income generation, improve ability to absorb cyclical shocks, and support medium-term earnings stability.
Reasonable Return On EquityA mid-teens ROE (~10.8%) indicates the bank is generating acceptable returns on shareholder capital. This level of capital efficiency supports internal capital formation and can help fund gradual growth without excessive equity raises, assuming asset quality remains intact.
Bears Say
High Financial LeverageHigh leverage (D/E ~2.87) increases sensitivity to credit stress and interest-rate shifts and can strain capital ratios. Over a multi-month horizon this elevates regulatory and funding risk, limiting flexibility for aggressive loan growth or large provisioning cycles.
Weak Cash Flow GenerationNegative operating and free cash flows indicate recurring liquidity pressure and reliance on external funding or deposit inflows. Persisting cash deficits constrain the bank’s ability to self-fund growth, pay dividends, or buffer credit losses, increasing structural funding risk.
Modest Net Profit MarginA net margin near 8.5% limits the bank’s earnings buffer versus peers and reduces capacity to absorb higher credit costs or invest in growth initiatives. Over several quarters this compresses retained earnings accumulation and can slow deleveraging or capital build-up.
DCB Bank Limited News
DCBBANK FAQ
What was DCB Bank Limited’s price range in the past 12 months?
DCB Bank Limited lowest stock price was ₹113.70 and its highest was ₹203.55 in the past 12 months.
What is DCB Bank Limited’s market cap?
DCB Bank Limited’s market cap is ₹58.80B.
When is DCB Bank Limited’s upcoming earnings report date?
DCB Bank Limited’s upcoming earnings report date is May 04, 2026 which is in 24 days.
How were DCB Bank Limited’s earnings last quarter?
DCB Bank Limited released its earnings results on Jan 23, 2026. The company reported ₹5.85 earnings per share for the quarter, missing the consensus estimate of ₹5.933 by -₹0.083.
Is DCB Bank Limited overvalued?
According to Wall Street analysts DCB Bank Limited’s price is currently Undervalued.
Does DCB Bank Limited pay dividends?
DCB Bank Limited pays a Annually dividend of ₹1.35 which represents an annual dividend yield of 0.76%. See more information on DCB Bank Limited dividends here
What is DCB Bank Limited’s EPS estimate?
DCB Bank Limited’s EPS estimate is 6.13.
How many shares outstanding does DCB Bank Limited have?
DCB Bank Limited has 321,901,760 shares outstanding.
What happened to DCB Bank Limited’s price movement after its last earnings report?
DCB Bank Limited reported an EPS of ₹5.85 in its last earnings report, missing expectations of ₹5.933. Following the earnings report the stock price went down -3.31%.
Which hedge fund is a major shareholder of DCB Bank Limited?
Currently, no hedge funds are holding shares in IN:DCBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
DCB Bank Limited
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury Operations segment engages in various financial markets activities undertaken on behalf of the company's customers, proprietary trading, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions. The Wholesale Banking segment's activities include lending, deposit taking, and other services offered to corporate customers. The Retail Banking segment's activities comprise lending, deposit taking, and other services offered to retail customers. The Other Banking Operations segment provides para banking services, such as third-party product distribution, merchant banking, etc. As of May 07, 2022, it operated through a network of 400 branches in India. The company was formerly known as Development Credit Bank Limited and changed its name to DCB Bank Limited in October 2013. DCB Bank Limited was incorporated in 1995 and is based in Mumbai, India.
DCBBANK Stock 12 Month Forecast
Average Price Target
₹222.50
▲(23.68% Upside)
Technical Analysis
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