CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
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CSBBANK Stock Chart & Stats
₹506.10
-₹2.00(-0.65%)
At close: 4:00 PM EST
₹506.10
-₹2.00(-0.65%)
Day’s Range― - ―
52-Week Range₹322.10 - ₹574.70
Previous CloseN/A
Volume495.94K
Average Volume (3M)27.12K
Market Cap
₹66.19B
Enterprise Value₹75.94B
Total Cash (Recent Filing)₹34.29B
Total Debt (Recent Filing)₹43.27B
Price to Earnings (P/E)13.0
Beta0.67
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)35.80
Shares Outstanding173,485,820
10 Day Avg. Volume18,608
30 Day Avg. Volume27,116
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)1.16
Price to Sales (P/S)1.14
P/FCF Ratio-0.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)53.16
Revenue Forecast (FY)₹37.24B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthAn 8.84% revenue increase reflects durable top-line momentum driven by core banking activities. For a regional bank, steady revenue growth supports franchise expansion, funds investments in digital channels, and underpins long‑term profitability even if margins fluctuate.
Strong Gross And Operating MarginsA 53.58% gross margin and healthy operating margins indicate efficient cost control and scalable operations. Sustainable margin profiles allow the bank to absorb higher credit costs or funding pressure while maintaining investments in technology and branch networks over the medium term.
Effective Equity ReturnsROE of 13.20% signals competent use of shareholders' equity to generate profits. This level of return supports reinvestment and capital accumulation, and if maintained, helps the bank finance growth internally and sustain shareholder value over multiple quarters.
Bears Say
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows reduce internal funding for loan growth, technology, and capital buffers. Reliance on external funding or deposit mix shifts may be required, raising funding cost and constraining strategic flexibility over the coming quarters.
Rising LeverageAn increased debt-to-equity ratio of 1.23 indicates higher financial leverage, which raises interest expense sensitivity and solvency risk under stress. Elevated leverage can limit buffer for credit losses and reduce ability to pursue opportunistic growth or large corporate lending.
Declining Net Profit MarginA falling net margin suggests rising operating costs, higher provisions, or compressed spreads. If this trend persists it will erode earnings retention and capital generation, making it harder to sustain ROE and fund balance sheet expansion without raising costs or capital.
CSB Bank Ltd. News
CSBBANK FAQ
What was CSB Bank Ltd.’s price range in the past 12 months?
CSB Bank Ltd. lowest stock price was ₹322.10 and its highest was ₹574.70 in the past 12 months.
What is CSB Bank Ltd.’s market cap?
CSB Bank Ltd.’s market cap is ₹66.19B.
When is CSB Bank Ltd.’s upcoming earnings report date?
CSB Bank Ltd.’s upcoming earnings report date is May 04, 2026 which is today.
How were CSB Bank Ltd.’s earnings last quarter?
Currently, no data Available
Is CSB Bank Ltd. overvalued?
According to Wall Street analysts CSB Bank Ltd.’s price is currently Overvalued.
Does CSB Bank Ltd. pay dividends?
CSB Bank Ltd. does not currently pay dividends.
What is CSB Bank Ltd.’s EPS estimate?
CSB Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CSB Bank Ltd. have?
CSB Bank Ltd. has 173,485,820 shares outstanding.
What happened to CSB Bank Ltd.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of CSB Bank Ltd.?
Currently, no hedge funds are holding shares in IN:CSBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CSB Bank Ltd.
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
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