CSB Bank Ltd. (IN:CSBBANK)
:CSBBANK
CSBBANK Stock Chart & Stats
₹506.10
-₹2.00(-0.65%)
At close: 4:00 PM EST
₹506.10
-₹2.00(-0.65%)
Day’s Range― - ―
52-Week Range₹320.00 - ₹574.70
Previous CloseN/A
Volume495.94K
Average Volume (3M)27.12K
Market Cap
₹70.22B
Enterprise Value₹79.22B
Total Cash (Recent Filing)₹34.29B
Total Debt (Recent Filing)₹43.27B
Price to Earnings (P/E)13.0
Beta0.62
Next Earnings
May 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.80
Shares Outstanding173,485,820
10 Day Avg. Volume18,608
30 Day Avg. Volume27,116
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)1.16
Price to Sales (P/S)1.14
P/FCF Ratio-0.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹420.00Price Target Upside-17.01% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)52.07
Revenue Forecast (FY)₹37.38B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthConsistent revenue growth—evidenced by the latest period increase and longer-run growth—signals expanding loan and fee businesses that enlarge the interest-earning asset base. Over 2–6 months this strengthens earning capacity, supports reinvestment, and offsets some margin pressure while management addresses costs.
Return On EquityA 13.20% ROE indicates effective use of shareholder capital to generate profits, reflecting profitable lending spreads and operational leverage. Sustained mid-teens ROE supports internal capital generation, reduces need for frequent equity raises, and underpins medium-term growth plans and investor confidence.
High Gross MarginA 53.58% gross margin indicates efficient core banking operations and good cost control at the revenue stage. This structural profitability provides a buffer to absorb higher provisions or fund investments in distribution and digital capability, aiding margin sustainability over the coming months.
Bears Say
Weak Cash FlowNegative operating and free cash flows reduce internal liquidity and force reliance on deposits or wholesale funding to support lending. Over the medium term this constrains the bank’s ability to self-fund growth, raises funding risk, and limits flexibility to build reserves during stress periods.
Rising LeverageAn increased debt-to-equity ratio of 1.23 denotes higher leverage, which amplifies sensitivity to credit losses and interest-rate swings. Persistently elevated leverage narrows capital buffers and management options, potentially raising funding costs and exposure to regulatory or market pressures over time.
Declining Net MarginA shrinking net profit margin indicates rising expenses or squeezed spreads that erode profit conversion of revenue. Continued margin compression will limit retained earnings and capital accumulation, worsening cash-flow dynamics and increasing the need for efficiency or capital measures in the medium term.
CSB Bank Ltd. News
CSBBANK FAQ
What was CSB Bank Ltd.’s price range in the past 12 months?
CSB Bank Ltd. lowest stock price was ₹320.00 and its highest was ₹574.70 in the past 12 months.
What is CSB Bank Ltd.’s market cap?
CSB Bank Ltd.’s market cap is ₹70.22B.
When is CSB Bank Ltd.’s upcoming earnings report date?
CSB Bank Ltd.’s upcoming earnings report date is May 04, 2026 which is in 22 days.
How were CSB Bank Ltd.’s earnings last quarter?
CSB Bank Ltd. released its earnings results on Jan 28, 2026. The company reported ₹8.8 earnings per share for the quarter, the consensus estimate of ₹8.8 by ₹0.
Is CSB Bank Ltd. overvalued?
According to Wall Street analysts CSB Bank Ltd.’s price is currently Overvalued.
Does CSB Bank Ltd. pay dividends?
CSB Bank Ltd. does not currently pay dividends.
What is CSB Bank Ltd.’s EPS estimate?
CSB Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CSB Bank Ltd. have?
CSB Bank Ltd. has 173,485,820 shares outstanding.
What happened to CSB Bank Ltd.’s price movement after its last earnings report?
CSB Bank Ltd. reported an EPS of ₹8.8 in its last earnings report, expectations of ₹8.8. Following the earnings report the stock price went down -16.231%.
Which hedge fund is a major shareholder of CSB Bank Ltd.?
Currently, no hedge funds are holding shares in IN:CSBBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CSB Bank Ltd.
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
CSBBANK Stock 12 Month Forecast
Average Price Target
₹420.00
▼(-17.01% Downside)
Technical Analysis
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