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Upstart Holdings (DE:855)
FRANKFURT:855
855 Stock Chart & Stats
€25.50
-€0.82(-1.44%)
At close: 4:00 PM EST
€25.50
-€0.82(-1.44%)
Day’s Range― - ―
52-Week Range€26.17 - €84.75
Previous CloseN/A
Volume15.00
Average Volume (3M)222.00
Market Cap
€2.74B
Enterprise Value€2.36B
Total Cash (Recent Filing)€494.89M
Total Debt (Recent Filing)€1.90B
Price to Earnings (P/E)77.4
Beta2.15
Next Earnings
May 12, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.38
Shares Outstanding98,061,280
10 Day Avg. Volume65
30 Day Avg. Volume222
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)5.26
Price to Sales (P/S)4.02
P/FCF Ratio-28.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€41.04Price Target Upside60.95% Upside
Rating ConsensusHold
Number of Analyst Covering12
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
EarningsAnalyst notes that revenue and profit results beat expectations, driven by stronger loan growth and higher net interest income, which could support upward revisions to estimates.
GuidanceManagement's forward revenue guidance exceeding analyst expectations provides clearer growth direction and could increase investor confidence in the business trajectory.
TransparencyCommitment to publish monthly originations data enhances transparency and may reduce investor uncertainty about lending trends and growth visibility.
Bears Say
Execution RiskAmbitious revenue and margin targets that rely on rapid origination growth introduce execution risk and could prompt investor skepticism if growth does not accelerate as planned.
Funding And Balance SheetNew funding partner arrangements that shrank the balance sheet reduced interest income and weakened reported earnings, raising concerns about profitability resilience.
Product Mix And Take RatesShift toward loan products with lower take rates can reduce revenue per unit of volume, offsetting the benefit of higher origination growth.
Upstart Holdings News
855 FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was €26.17 and its highest was €84.75 in the past 12 months.
What is Upstart Holdings’s market cap?
Upstart Holdings’s market cap is €2.74B.
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is May 12, 2026 which is in 86 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on Feb 10, 2026. The company reported €0.384 earnings per share for the quarter, missing the consensus estimate of €0.388 by -€0.004.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Undervalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is 0.33.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 98,061,280 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of €0.384 in its last earnings report, missing expectations of €0.388. Following the earnings report the stock price went down -11.089%.
Which hedge fund is a major shareholder of Upstart Holdings?
Currently, no hedge funds are holding shares in DE:855
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upstart Holdings Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
€41.04 (60.95% Upside)
€41.04 (60.95% Upside)
Blogger Sentiment
Bullish
DE:855 Sentiment 86%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $3.1M over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 62%
Bearish news 38%
Bearish news 38%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-50.84%
12-Months-Change
Fundamentals
Return on Equity
7.49%
Trailing 12-Months
Asset Growth
25.68%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
855 Company Deck
855 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed optimism about improved unit economics driven by larger loan sizes and lower acquisition costs across diverse partner channels, but this optimism is tempered by uncertainty and a lack of quantitative measurement of channel-level contribution. Overall, the messaging is forward-looking and positive in tone, though reliant on assumptions yet to be validated.View all DE:855 earnings summaries855 Stock 12 Month Forecast
Average Price Target
€41.04
▲(60.95% Upside)
Technical Analysis
Options Prices
Currently, No data available
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