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Upstart Holdings (DE:855)
FRANKFURT:855
855 Stock Chart & Stats
Day’s Range― - ―
52-Week Range€18.65 - €92.00
Previous CloseN/A
Volume15.00
Average Volume (3M)352.00
Market Cap
$2.98B
Enterprise Value€6.24B
Total Cash (Recent Filing)$44.39M
Total Debt (Recent Filing)$231.78M
Price to Earnings (P/E)―
Beta3.28
Next Earnings
May 13, 2025EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.35
Shares Outstanding93,711,000
10 Day Avg. Volume377
30 Day Avg. Volume352
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)91.50
Price to Cash Flow (P/CF)-11.00
P/FCF Ratio0.00
Enterprise Value/Market Cap2.10
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit9.92
Enterprise Value/Ebitda-55.77
Forecast
1Y Price Target
€74.84Price Target Upside142.77% Upside
Rating ConsensusHold
Number of Analyst Covering13
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Upstart Holdings News
PremiumCompany Announcements
Upstart Holdings Expands Board, Appoints Peter Bernard
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Bulls Say, Bears Say
Bulls Say
Funding And CapitalThe influx of private credit capital is leading to more efficient funding dynamics for Upstart.
Growth And ProfitabilityUPST is poised to return to profitability in 2025 and deliver 50%+ year-over-year revenue growth.
Product OfferingManagement believes small-dollar loans can enhance the overall UPST offering by bringing new customers into the funnel and building an underwriting model around them.
Bears Say
Market RisksAny macro downturn would cause material estimate revisions for Upstart.
Risk And RewardThe risk/reward skews to the downside due to the current valuation.
Valuation ConcernsThe valuation remains too high with shares up 165% year-over-year and 12% year-to-date.
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Ownership Overview
13.23% Insiders
12.74%
Mutual Funds
12.35% Other Institutional Investors
47.25% Public Companies and
Individual Investors
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
855 FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was €18.65 and its highest was €92.00 in the past 12 months.
What is Upstart Holdings’s market cap?
Upstart Holdings’s market cap is $2.98B.
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is May 13, 2025 which is in 36 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on Feb 11, 2025. The company reported €0.24 earnings per share for the quarter, beating the consensus estimate of -€0.037 by €0.277.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Undervalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is 0.16.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 93,711,000 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of €0.24 in its last earnings report, beating expectations of -€0.037. Following the earnings report the stock price went up 29.685%.
Which hedge fund is a major shareholder of Upstart Holdings?
Currently, no hedge funds are holding shares in DE:855
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Upstart Holdings Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€74.84 (142.77% Upside)
€74.84 (142.77% Upside)
Blogger Sentiment
Bullish
DE:855 Sentiment 66%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth $420.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
38.64%
12-Months-Change
Fundamentals
Return on Equity
-20.27%
Trailing 12-Months
Asset Growth
17.34%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
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855 Company Deck
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855 Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Upstart demonstrated strong growth in revenue and origination volumes with significant product and model innovations. Financial performance showed improvements with positive adjusted EBITDA, although GAAP profitability was not achieved. Funding commitments increased, supporting future growth. However, elevated loan prices and increased stock-based compensation expenses presented challenges.Read More>---
855 Stock 12 Month Forecast
Average Price Target
€74.84
▲(142.77% Upside)
Technical Analysis
LendingClub
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Enova International
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Oportun Financial
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SoFi Technologies
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Affirm Holdings
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Best Analysts Covering 855
1 Year
1 Year Success Rate
7/18 ratings generated profit
1 Year Average Return
-16.56%
reiterated a buy rating last month
Copying Dan Dolev's trades and holding each position for 1 Year would result in 38.89% of your transactions generating a profit, with an average return of -16.56% per trade.
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