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Upstart Holdings (DE:855)
FRANKFURT:855
Earnings Data
Report Date
May 12, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.33Last Year’s EPS
0.28Same Quarter Last Year
Moderate Buy
Based on 12 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed optimism about improved unit economics driven by larger loan sizes and lower acquisition costs across diverse partner channels, but this optimism is tempered by uncertainty and a lack of quantitative measurement of channel-level contribution. Overall, the messaging is forward-looking and positive in tone, though reliant on assumptions yet to be validated.Company Guidance
Diverse Partner Channels
Management noted a diverse mix of partner channels for the business, comparable to the company's personal loan partner channels, indicating broad distribution and potential reach. No specific channel mix percentages were provided in the transcript.
Lower Acquisition Costs
Executives indicated that acquisition costs for these partner channels tend to be lower versus other channels, suggesting improved unit economics and more efficient customer acquisition. The transcript did not provide numeric cost or percentage reductions.
Larger Loan Sizes Drive Higher Dollar Margins
The company expects larger average loan sizes to produce more dollars of margin even at moderate take rates, implying higher absolute contribution per loan. No specific loan size or margin percentage figures were disclosed.
Positive Net Upfront Economic Impact Expected
Management expressed an expectation of a positive net upfront economic impact from the new mix and larger loan sizes, signaling anticipated improvement in near-term economics. The statement is forward-looking and qualitative; no quantified impact was shared.
DE:855 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:855 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 10, 2026 | €32.02 | €28.46 | -11.09% |
Nov 04, 2025 | €39.10 | €35.32 | -9.68% |
Aug 05, 2025 | €70.59 | €58.60 | -16.99% |
May 06, 2025 | €45.20 | €40.78 | -9.77% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Upstart Holdings (DE:855) report earnings?
Upstart Holdings (DE:855) is schdueled to report earning on May 12, 2026, After Close (Confirmed).
What is Upstart Holdings (DE:855) earnings time?
Upstart Holdings (DE:855) earnings time is at May 12, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Upstart Holdings stock?
The P/E ratio of Upstart Holdings is N/A.
What is DE:855 EPS forecast?
DE:855 EPS forecast for the fiscal quarter 2026 (Q1) is 0.33.
