TPIF - ETF AI Analysis

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Timothy Plan International ETF (TPIF)

Rating:60Neutral

Price Target:―

TPIF, the Timothy Plan International ETF, has a solid but not top-tier rating, mainly driven by strong, dividend-paying utilities and infrastructure names like Hydro One and CLP Holdings that show healthy financial performance and supportive long-term trends. Other holdings such as Emera, OCBC, and Engie also add value through reasonable valuations and income potential, but issues like bearish or weak momentum, cash flow challenges, and occasional overbought technical signals in several holdings keep the fund’s rating from being higher. The main risk factor is its concentration in a relatively narrow set of defensive, utility-like companies, which can limit growth and expose the fund to sector-specific and regulatory risks.

Positive Factors

Broad Country Diversification

The fund spreads its investments across many countries, which helps reduce the impact if any single market struggles.

Balanced Sector Mix

Holdings are spread across financials, industrials, utilities, and several other sectors, limiting reliance on just one part of the economy.

Recent Performance Momentum

The ETF has shown steady gains over the past month, three months, and year-to-date, indicating recent positive momentum.

Negative Factors

Relatively High Expense Ratio

The fund’s expense ratio is on the higher side for an ETF, which can eat into long-term returns compared with lower-cost options.

Concentration in Financials and Industrials

A large share of the portfolio is in financial and industrial stocks, which could hurt performance if these sectors weaken.

Mixed Performance Among Top Holdings

Some of the largest positions have shown weak or negative performance so far this year, which can drag on overall fund results.

TPIF vs. SPDR S&P 500 ETF (SPY)

AUM213.34M

RegionDeveloped Markets

Expense Ratio0.62%

Beta0.60

IssuerTimothy

Inception DateDec 02, 2019

Dividend Yield2.28%

Asset ClassEquity

Index TrackedVictory International Volatility Weighted BRI

Share Statistics

EPS (TTM)N/A

Shares OutstandingN/A

10 Day Avg. Volume27,723

30 Day Avg. Volume46,020

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)N/A

P/FCF RatioN/A

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

40.57

Price Target Upside― Downside

Rating ConsensusModerate Buy

Number of Analyst Covering329

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

TPIF Summary

TPIF, the Timothy Plan International ETF, follows the Victory International Volatility Weighted BRI index and invests in large, established companies outside the U.S. It spreads money across many countries like Japan, the UK, and Canada, and across sectors such as financials, industrials, and utilities. Well-known holdings include Fortis and National Bank of Canada. Someone might invest in TPIF to diversify beyond the U.S. market while following an ethical, values-based approach. A key risk is that international stocks can be volatile and their prices can go up and down with global markets and currency swings.

How much will it cost me?The Timothy Plan International ETF (TPIF) has an expense ratio of 0.62%, meaning you’ll pay $6.20 per year for every $1,000 invested. This expense ratio is higher than average because the fund is actively managed, focusing on ethical investing and carefully selecting holdings from developed markets outside the U.S.

What would affect this ETF?The Timothy Plan International ETF (TPIF) could benefit from stable growth in developed markets outside the U.S., particularly if large-cap companies in sectors like Financials and Industrials continue to perform well. However, challenges such as rising interest rates or economic slowdowns in these regions could negatively impact its holdings, especially in sectors like Utilities and Consumer Cyclical. Regulatory changes or geopolitical tensions in the ETF's focused markets may also influence its future performance.

TPIF Top 10 Holdings

TPIF leans heavily on steady, dividend-friendly utilities and financials across developed markets outside the U.S., with names like CLP Holdings and Fortis acting as the fund’s defensive backbone despite some recent softness. Singapore’s OCBC and Canada’s Power Corp have been rising over the past few months, helping to pull overall performance higher, while National Bank of Canada has been more mixed and occasionally losing steam. Wilmar International has added a bit of spark lately, but the story here is a globally diversified, income-tilted lineup rather than high-octane growth.

Name	Company Name	Weight %	Market Value	Market Cap	Yearly Gain	Overall Rating
0002	CLP Holdings	0.78%	$1.71M	HK$194.28B	27.17%	71 Outperform
0006	Power Assets Holdings	0.54%	$1.18M	HK$131.17B	15.00%	62 Neutral
FTS	Fortis	0.52%	$1.15M	$28.85B	26.65%	61 Neutral
0003	Hong Kong & China Gas Co	0.52%	$1.14M	HK$142.37B	24.94%	65 Neutral
H	Hydro One	0.51%	$1.12M	C$33.87B	25.57%	73 Outperform
EMA	Emera	0.50%	$1.10M	$15.54B	29.09%	69 Neutral
F34	Wilmar International	0.49%	$1.07M	S$22.16B	24.88%	69 Neutral
SCMN	Swisscom AG	0.48%	$1.06M	CHF36.39B	40.56%	67 Neutral
O39	OCBC	0.47%	$1.03M	S$94.87B	41.64%	71 Outperform
SRG	SNAM S.p.A.	0.46%	$1.01M	€21.04B	41.35%	72 Outperform

TPIF Technical Analysis

Technical Analysis Sentiment

Positive

Last Price―

Price Trends

50DMA

35.59

Positive

100DMA

34.48

Positive

200DMA

33.10

Positive

Market Momentum

MACD

0.69

Negative

RSI

68.94

Neutral

STOCH

85.63

Negative

Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPIF, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 36.84, equal to the 50-day MA of 35.59, and equal to the 200-day MA of 33.10, indicating a bullish trend. The MACD of 0.69 indicates Negative momentum. The RSI at 68.94 is Neutral, neither overbought nor oversold. The STOCH value of 85.63 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPIF.

TPIF Peer Comparison

Comparison Results

Name	Price	Price Target	AUM	Expense Ratio	Overall Rating
TPIF	―	―	$213.34M	0.62%	―
SEIE	―	―	$965.76M	0.50%	―
IDHQ	―	―	$690.28M	0.29%	―
TLTD	―	―	$649.49M	0.39%	―
PTIN	―	―	$170.55M	0.67%	―
TLCI	―	―	$104.96M	0.37%	―

Performance Comparison

TPIF

Timothy Plan International ETF

37.95

10.19

36.71%

SEIE

SEI Select International Equity ETF

―

IDHQ

Invesco S&P International Developed High Quality ETF

―

TLTD

FlexShares Morningstar Developed Markets ex-US Factor Tilt

―

PTIN

Pacer Trendpilot International ETF

―

TLCI

Touchstone International Equity ETF

―

Glossary

BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―

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