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XP (XP)
NASDAQ:XP

XP (XP) Stock Statistics & Valuation Metrics

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Total Valuation

XP has a market cap or net worth of $10.01B. The enterprise value is $111.76B.
Market Cap$10.01B
Enterprise Value$111.76B

Share Statistics

XP has 423,566,440 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding423,566,440
Owned by Insiders
Owned by Institutions1.09%

Financial Efficiency

XP’s return on equity (ROE) is 0.23 and return on invested capital (ROIC) is -1.52%.
Return on Equity (ROE)0.23
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-1.52%
Return on Capital Employed (ROCE)-0.03
Revenue Per Employee2.91M
Profits Per Employee729.58K
Employee Count6,834
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of XP is 11.9. XP’s PEG ratio is 0.60.
PE Ratio11.9
PS Ratio2.03
PB Ratio2.01
Price to Fair Value2.01
Price to FCF3.71
Price to Operating Cash Flow2.83
PEG Ratio0.60

Income Statement

In the last 12 months, XP had revenue of 19.87B and earned 4.51B in profits. Earnings per share was 8.23.
Revenue19.87B
Gross Profit1.89B
Operating Income-3.92B
Pretax Income4.99B
Net Income4.51B
EBITDA6.03B
Earnings Per Share (EPS)8.23

Cash Flow

In the last 12 months, operating cash flow was 18.25B and capital expenditures -314.70M, giving a free cash flow of 17.93B billion.
Operating Cash Flow18.25B
Free Cash Flow17.93B
Free Cash Flow per Share42.34

Dividends & Yields

XP pays an annual dividend of $0.18, resulting in a dividend yield of 1.1%
Dividend Per Share$0.18
Dividend Yield1.1%
Payout Ratio10.52%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.14
52-Week Price Change33.05%
50-Day Moving Average17.93
200-Day Moving Average17.82
Relative Strength Index (RSI)53.68
Average Volume (3m)5.72M

Important Dates

XP upcoming earnings date is Feb 24, 2026, After Close (Confirmed).
Last Earnings DateNov 17, 2025
Next Earnings DateFeb 24, 2026
Ex-Dividend Date

Financial Position

XP as a current ratio of 0.81, with Debt / Equity ratio of 306.40%
Current Ratio0.81
Quick Ratio0.81
Debt to Market Cap2.86
Net Debt to EBITDA18.16
Interest Coverage Ratio-5.02

Taxes

In the past 12 months, XP has paid 471.13M in taxes.
Income Tax471.13M
Effective Tax Rate0.09

Enterprise Valuation

XP EV to EBITDA ratio is 24.84, with an EV/FCF ratio of 13.81.
EV to Sales7.54
EV to EBITDA24.84
EV to Free Cash Flow13.81
EV to Operating Cash Flow13.40

Balance Sheet

XP has $78.81B in cash and marketable securities with $72.51B in debt, giving a net cash position of $6.30B billion.
Cash & Marketable Securities$78.81B
Total Debt$72.51B
Net Cash$6.30B
Net Cash Per Share$14.88
Tangible Book Value Per Share$31.76

Margins

Gross margin is 11.60%, with operating margin of -19.71%, and net profit margin of 22.71%.
Gross Margin11.60%
Operating Margin-19.71%
Pretax Margin25.09%
Net Profit Margin22.71%
EBITDA Margin30.35%
EBIT Margin29.02%

Analyst Forecast

The average price target for XP is $23.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$23.75
Price Target Upside25.07% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast-3.47%
EPS Growth Forecast7.48%

Scores

Smart Score9
AI Score