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Xp Incorporation (XP)
NASDAQ:XP
XP Stock Chart & Stats
$18.20
-$0.16(-1.42%)
At close: 4:00 PM EST
$18.20
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$12.20 - $23.13
Previous CloseN/A
Volume2.69M
Average Volume (3M)6.66M
Market Cap
$9.59B
Enterprise Value$125.99B
Total Cash (Recent Filing)$10.35B
Total Debt (Recent Filing)$85.30B
Price to Earnings (P/E)9.3
Beta1.23
Next Earnings
May 19, 2026EPS Estimate
0.49Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)0.48
Shares Outstanding423,566,440
10 Day Avg. Volume6,292,540
30 Day Avg. Volume6,659,112
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market Cap13.14
Enterprise Value/Revenue6.86
Enterprise Value/Gross Profit10.19
Enterprise Value/Ebitda20.01
Forecast
1Y Price Target
$24.00Price Target Upside31.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)10.82
Revenue Forecast (FY)$20.69B
Bulls Say, Bears Say
Bulls Say
Analyst EstimatesAnalyst's modest earnings estimate increase, driven by stronger corporate and issuer services revenue, signals improving fundamental momentum in core businesses.
Margin ImprovementControl of operating expenses is expected to lift profit margins toward target levels, improving earnings quality and cash generation.
Revenue GuidanceManagement reiterated gross revenue guidance, implying an expected acceleration in revenue growth that could support a higher valuation for the stock.
Bears Say
Macroeconomic SensitivityAchieving guidance depends on favorable macroeconomic conditions such as lower interest rates or a more market-friendly political outcome, leaving results vulnerable if those tailwinds do not occur.
Revenue Quality And Accounting RiskPart of projected revenue growth may come from accounting changes tied to offshore fund restructuring, which could mean reported growth is less organic than it appears.
Tax BurdenHigher revenues from corporate and issuer services are being offset by a higher effective tax rate, which can reduce the net benefits of top-line growth.
XP News
XP FAQ
What was Xp Incorporation’s price range in the past 12 months?
Xp Incorporation lowest stock price was $12.20 and its highest was $23.13 in the past 12 months.
What is Xp Incorporation’s market cap?
Xp Incorporation’s market cap is $9.59B.
When is Xp Incorporation’s upcoming earnings report date?
Xp Incorporation’s upcoming earnings report date is May 19, 2026 which is in 57 days.
How were Xp Incorporation’s earnings last quarter?
Xp Incorporation released its earnings results on Feb 12, 2026. The company reported $0.481 earnings per share for the quarter, beating the consensus estimate of $0.474 by $0.007.
Is Xp Incorporation overvalued?
According to Wall Street analysts Xp Incorporation’s price is currently Undervalued.
Does Xp Incorporation pay dividends?
Xp Incorporation pays a Annually dividend of $0.18 which represents an annual dividend yield of 1.1%. See more information on Xp Incorporation dividends here
What is Xp Incorporation’s EPS estimate?
Xp Incorporation’s EPS estimate is 0.49.
How many shares outstanding does Xp Incorporation have?
Xp Incorporation has 423,566,440 shares outstanding.
What happened to Xp Incorporation’s price movement after its last earnings report?
Xp Incorporation reported an EPS of $0.481 in its last earnings report, beating expectations of $0.474. Following the earnings report the stock price went up 0.506%.
Which hedge fund is a major shareholder of Xp Incorporation?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$24.00 (31.87% Upside)
$24.00 (31.87% Upside)
Blogger Sentiment
Neutral
XP Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.1M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.1%
Last 30 Days ▲ 0.7%
Last 30 Days ▲ 0.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.86%
12-Months-Change
Fundamentals
Return on Equity
22.53%
Trailing 12-Months
Asset Growth
28.66%
Trailing 12-Months
Company Description
Xp Incorporation
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers Xpeed, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.
XP Company Deck
XP Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong operating and financial outcomes — AUC crossing BRL 2.1 trillion, revenue and earnings growth, ROE expansion, record corporate/issuer services results, continued product and cross-sell momentum, and disciplined capital returns — reflecting a resilient and maturing franchise. At the same time, management acknowledged tangible near-term headwinds: retail margin pressure and SMB redemptions impacting net new money, a temporary NPS decline tied to isolated events, higher tax expense from revenue mix, and execution risk to meet ambitious 2026 revenue guidance given current market dynamics (foreign-led rallies, retail volumes lagging). Overall, positives in scale, profitability, capital strength and strategic investments dominate, though several operational and market risks warrant monitoring in early 2026.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$24.00
▲(31.87% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
―
Piper Sandler
―
Stifel Financial
―
Freedom Holding
―
Ownership Overview
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Insiders
25.41% Mutual Funds
44.52% Other Institutional Investors
20.25% Public Companies and
Individual Investors