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XP (XP)
NASDAQ:XP
XP Stock Chart & Stats
$18.99
-$0.16(-1.42%)
At close: 4:00 PM EST
$18.99
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$12.20 - $20.98
Previous CloseN/A
Volume2.69M
Average Volume (3M)5.72M
Market Cap
$10.01B
Enterprise Value$111.76B
Total Cash (Recent Filing)$78.81B
Total Debt (Recent Filing)$72.51B
Price to Earnings (P/E)11.4
Beta1.13
Next Earnings
Feb 24, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)0.47
Shares Outstanding423,566,440
10 Day Avg. Volume9,417,062
30 Day Avg. Volume5,718,112
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)2.01
Price to Sales (P/S)2.03
P/FCF Ratio3.71
Enterprise Value/Market Cap11.17
Enterprise Value/Revenue6.19
Enterprise Value/Gross Profit53.36
Enterprise Value/Ebitda18.28
Forecast
1Y Price Target
$23.75Price Target Upside25.07% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Alternative Distribution ChannelsExpansion into proprietary advisors, a white-label wealth platform, and scaled private-banking services aims to broaden client reach and create diversified revenue streams beyond traditional intermediary channels.
Capital Return ProgramAn elevated capital distribution program that includes a substantial buyback and meaningful dividends enhances shareholder yield and can support the stock's valuation by returning excess capital to investors.
Service FrameworkRollout of a standardized service framework for independent financial advisors with three continuously monitored KPIs is designed to improve client issue resolution and strengthen culture alignment, supporting higher client retention and cross-selling potential.
Bears Say
Interest-rate And Investment DragSustained high interest rates combined with increased strategic investments are likely to constrain earnings momentum and limit margin expansion.
Retail Revenue And Take-rate PressureWeaker retail revenue yield and a lower take rate, driven by reduced equity contribution and a shift toward short-duration fixed income, will pressure fee income and could slow retail revenue growth.
Rising Operating ExpensesSignificant expansion in SG&A, particularly higher personnel costs from increased bonuses and headcount to support issuer services and B2C growth, may compress margins unless revenue gains offset the cost base.
XP News
XP FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $12.20 and its highest was $20.98 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $10.01B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Feb 24, 2026 which is in 18 days.
How were XP’s earnings last quarter?
XP released its earnings results on Nov 17, 2025. The company reported $0.468 earnings per share for the quarter, beating the consensus estimate of $0.462 by $0.007.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP pays a Annually dividend of $0.18 which represents an annual dividend yield of 1.1%. See more information on XP dividends here
What is XP’s EPS estimate?
XP’s EPS estimate is 0.48.
How many shares outstanding does XP have?
XP has 423,566,440 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $0.468 in its last earnings report, beating expectations of $0.462. Following the earnings report the stock price went up 1.953%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$23.75 (25.07% Upside)
$23.75 (25.07% Upside)
Blogger Sentiment
Neutral
XP Sentiment 60%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 332.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 2.6%
Last 30 Days ▲ 6.7%
Last 30 Days ▲ 6.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.01%
12-Months-Change
Fundamentals
Return on Equity
21.24%
Trailing 12-Months
Asset Growth
29.11%
Trailing 12-Months
Company Description
XP
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers Xpeed, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.
XP Company Deck
XP Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative elements. The company achieved significant growth in client assets, revenue, and net income, demonstrating strong performance despite challenging conditions. However, there were pressures on fixed income revenues and an overall decrease in total advisers. The company is investing heavily in technology and sales force expansion, which slightly impacted the EBT margin.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$23.75
▲(25.07% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
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Piper Sandler
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Stifel Financial
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Freedom Holding
―
Ownership Overview
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Insiders
25.12% Mutual Funds
1.09% Other Institutional Investors
64.48% Public Companies and
Individual Investors