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XP (XP)
NASDAQ:XP
XP Stock Chart & Stats
$15.75
-$0.16(-1.42%)
At close: 4:00 PM EST
$15.75
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$10.82 - $20.64
Previous CloseN/A
Volume2.69M
Average Volume (3M)7.86M
Market Cap
$8.73B
Enterprise Value$26.78B
Total Cash (Recent Filing)$78.81B
Total Debt (Recent Filing)$72.51B
Price to Earnings (P/E)9.9
Beta1.16
Next Earnings
Feb 24, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield1.14%
Share Statistics
EPS (TTM)0.46
Shares Outstanding423,566,440
10 Day Avg. Volume8,925,734
30 Day Avg. Volume7,862,705
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)2.01
Price to Sales (P/S)5.42
P/FCF Ratio3.71
Enterprise Value/Market Cap3.07
Enterprise Value/Revenue1.48
Enterprise Value/Gross Profit12.79
Enterprise Value/Ebitda4.38
Forecast
1Y Price Target
$24.00Price Target Upside52.38% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.77
Revenue Forecast (FY)$3.34B
Bulls Say, Bears Say
Bulls Say
Capital DistributionAn elevated capital distribution program, including a new buyback program of R$1bn and dividends of R$500mn, provides a 3% yield on top of 4% YTD.
Revenue GrowthTotal Gross Revenue: R$4,942 million, up 6% q/q and 9% y/y, coming in 1% above consensus.
Service ExpansionThe company is rolling out a new service framework for IFAs, the 'XP standard', which consists of three constantly monitored KPIs to address customer issues and reinforce culture alignment.
Bears Say
Rate Environment ImpactEarnings growth should remain challenged by a high-rate environment and continued investments in the B2C segment.
Retail Revenue ChallengesRetail revenue, take rate, and operating expenses fell short of expectations.
Structural Losses In Retail SegmentThe sub-R$300,000 retail client base has been structurally loss-making due to high service demands, high churn, and low fees.
XP News
XP FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $10.82 and its highest was $20.64 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $8.73B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Feb 24, 2026 which is in 67 days.
How were XP’s earnings last quarter?
XP released its earnings results on Nov 17, 2025. The company reported $0.456 earnings per share for the quarter, beating the consensus estimate of $0.45 by $0.006.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP pays a Annually dividend of $0.18 which represents an annual dividend yield of 1.14%. See more information on XP dividends here
What is XP’s EPS estimate?
XP’s EPS estimate is 0.47.
How many shares outstanding does XP have?
XP has 423,566,440 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $0.456 in its last earnings report, beating expectations of $0.45. Following the earnings report the stock price went up 1.953%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$24.00 (52.38% Upside)
$24.00 (52.38% Upside)
Blogger Sentiment
Neutral
XP Sentiment 60%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 332.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 3.0%
Last 30 Days ▲ 10.4%
Last 30 Days ▲ 10.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.47%
12-Months-Change
Fundamentals
Return on Equity
21.24%
Trailing 12-Months
Asset Growth
29.11%
Trailing 12-Months
Company Description
XP
XP Inc. is a leading financial services company based in Brazil, primarily focused on providing a range of investment products and services to individual and institutional investors. Founded in 2009, XP operates in the fintech sector and is known for its innovative digital platform that offers brokerage services, asset management, and financial advisory. The company aims to democratize investments and enhance financial literacy among Brazilians, offering tools for trading, investment education, and access to various financial products including stocks, mutual funds, and fixed-income securities.
XP Company Deck
XP Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative elements. The company achieved significant growth in client assets, revenue, and net income, demonstrating strong performance despite challenging conditions. However, there were pressures on fixed income revenues and an overall decrease in total advisers. The company is investing heavily in technology and sales force expansion, which slightly impacted the EBT margin.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$24.00
▲(52.38% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
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Piper Sandler
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Stifel Financial
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Freedom Holding
―
Ownership Overview
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Insiders
24.79% Mutual Funds
43.23% Other Institutional Investors
23.75% Public Companies and
Individual Investors