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XP (XP)
NASDAQ:XP
XP Stock Chart & Stats
$18.64
-$0.16(-1.42%)
At close: 4:00 PM EST
$18.64
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$10.82 - $20.64
Previous CloseN/A
Volume2.69M
Average Volume (3M)6.37M
Market Cap
$9.54B
Enterprise Value$25.75B
Total Cash (Recent Filing)$76.45B
Total Debt (Recent Filing)$74.16B
Price to Earnings (P/E)11.2
Beta1.10
Next Earnings
Nov 17, 2025EPS Estimate
0.45Last Dividend Ex-Date
Dec 10, 2024Dividend Yield3.49%
Share Statistics
EPS (TTM)0.46
Shares Outstanding423,566,440
10 Day Avg. Volume4,809,120
30 Day Avg. Volume6,374,479
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap2.70
Enterprise Value/Revenue3.53
Enterprise Value/Gross Profit13.71
Enterprise Value/Ebitda4.26
Forecast
1Y Price Target
$23.50Price Target Upside26.07% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.8
Revenue Forecast (FY)$3.45B
Bulls Say, Bears Say
Bulls Say
Earnings GrowthEarnings are expected to increase by 13% this year and by 8% in 2026.
Long-term OpportunitiesXP's private bank is scaling from a low base and offers significant long-term opportunities, with a focus on clients with R$10-50 million in assets.
Profit GrowthXP's focus on profitable growth involves scaling affluent and private banking, investing in automation, and normalizing IFA costs, which sets the stage for outsized growth.
Bears Say
Interest Rates ImpactA Negative Catalyst Watch is being opened ahead of 3Q results, as fragile momentum is expected due to persistent high interest rates.
Revenue Growth ChallengesXP is expected to miss its gross revenue growth guidance this year and in 2026.
Weak Performance ExpectationsA weak overall performance is anticipated in the near term, leading to a Negative Catalyst Watch ahead of results.
XP News
XP FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $10.82 and its highest was $20.64 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $9.54B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Nov 17, 2025 which is in 9 days.
How were XP’s earnings last quarter?
XP released its earnings results on Aug 18, 2025. The company reported $0.459 earnings per share for the quarter, beating the consensus estimate of $0.436 by $0.023.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP pays a Annually dividend of $0.65 which represents an annual dividend yield of 3.49%. See more information on XP dividends here
What is XP’s EPS estimate?
XP’s EPS estimate is 0.45.
How many shares outstanding does XP have?
XP has 423,566,440 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $0.459 in its last earnings report, beating expectations of $0.436. Following the earnings report the stock price went down -8.571%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in XP
XP Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$23.50 (26.07% Upside)
$23.50 (26.07% Upside)
Blogger Sentiment
Neutral
XP Sentiment 75%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Decreased
By 5.7M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 8.3%
Last 30 Days ▲ 8.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.73%
12-Months-Change
Fundamentals
Return on Equity
22.42%
Trailing 12-Months
Asset Growth
28.04%
Trailing 12-Months
Company Description
XP
XP Inc. is a leading financial services company based in Brazil, primarily focused on providing a range of investment products and services to individual and institutional investors. Founded in 2009, XP operates in the fintech sector and is known for its innovative digital platform that offers brokerage services, asset management, and financial advisory. The company aims to democratize investments and enhance financial literacy among Brazilians, offering tools for trading, investment education, and access to various financial products including stocks, mutual funds, and fixed-income securities.
XP Company Deck
XP Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong profitability growth, record net income, and significant advancements in client assets and retail revenue. However, challenges were noted in corporate net new money and investment banking activities, impacting some growth metrics.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$23.50
▲(26.07% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
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Piper Sandler
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Stifel Financial
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Freedom Holding
―
Ownership Overview
―
Insiders
23.00% Mutual Funds
0.13% Other Institutional Investors
69.67% Public Companies and
Individual Investors