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XP Stock Chart & Stats
$21.10
-$0.16(-1.42%)
At close: 4:00 PM EST
$21.10
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$14.80 - $23.13
Previous CloseN/A
Volume2.69M
Average Volume (3M)6.16M
Market Cap
$8.62B
Enterprise Value$25.67K
Total Cash (Recent Filing)$8.68B
Total Debt (Recent Filing)$89.50B
Price to Earnings (P/E)8.5
Beta1.25
Next Earnings
Aug 18, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)9.98
Shares Outstanding415,263,060
10 Day Avg. Volume6,922,118
30 Day Avg. Volume6,155,534
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$24.00Price Target Upside13.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)10.35
Revenue Forecast (FY)$20.15B
Bulls Say, Bears Say
Bulls Say
Cash ConversionXP converts nearly all reported earnings into free cash flow (FCF ~97% of net income TTM), providing durable internal funding for buybacks, dividends and platform investments. Strong cash conversion improves resilience to trading volatility and supports discretionary capital allocation over time.
High ProfitabilityConsistently high operating and net margins indicate durable earnings power across XP’s platform business. Elevated margins support strong ROE, fund ongoing product development and client service, and provide a buffer to absorb market-driven revenue swings while maintaining capacity for capital returns.
Scale & Fee Mix ShiftLarge and growing client assets plus a strategic shift toward fee-based AUC (25% today, targeted ~50% in 3–5 years) increase recurring revenue potential and reduce reliance on transaction-driven income. Scale strengthens distribution, cross-sell and competitive moat in Brazil’s retail wealth market.
Bears Say
Elevated LeverageXP’s high leverage magnifies sensitivity to funding conditions and market stress; operating cash flow relative to debt is modest (OCF/debt low), so continued strong cash generation is required to service liabilities. Elevated leverage constrains flexibility for growth or defensive actions in downturns.
Revenue VolatilityTop-line swings reflect XP’s exposure to market levels, trading volumes and capital markets activity, making revenue less predictable. This uneven growth complicates planning, pressures efficiency metrics when markets soften, and lengthens the transition timeline to a stable, fee-dominated revenue mix.
Cost & Capital Markets PressureRising SG&A and a wider efficiency ratio reduce operating leverage and compress margins if revenue growth falters. Coupled with weak DCM and fixed-income issuance—an important wholesale revenue source—these trends could delay margin recovery and make targeted efficiency improvements harder to achieve.
XP News
XP FAQ
What was Xp Incorporation’s price range in the past 12 months?
Xp Incorporation lowest stock price was $14.80 and its highest was $23.13 in the past 12 months.
What is Xp Incorporation’s market cap?
Xp Incorporation’s market cap is $8.62B.
When is Xp Incorporation’s upcoming earnings report date?
Xp Incorporation’s upcoming earnings report date is Aug 18, 2026 which is in 31 days.
How were Xp Incorporation’s earnings last quarter?
Xp Incorporation released its earnings results on May 18, 2026. The company reported $0.487 earnings per share for the quarter, missing the consensus estimate of $0.496 by -$0.009.
Is Xp Incorporation overvalued?
According to Wall Street analysts Xp Incorporation’s price is currently Undervalued.
Does Xp Incorporation pay dividends?
Xp Incorporation pays a Annually dividend of $0.2 which represents an annual dividend yield of 1.1%. See more information on Xp Incorporation dividends here
What is Xp Incorporation’s EPS estimate?
Xp Incorporation’s EPS estimate is 0.51.
How many shares outstanding does Xp Incorporation have?
Xp Incorporation has 415,263,060 shares outstanding.
What happened to Xp Incorporation’s price movement after its last earnings report?
Xp Incorporation reported an EPS of $0.487 in its last earnings report, missing expectations of $0.496. Following the earnings report the stock price went down -3.867%.
Which hedge fund is a major shareholder of Xp Incorporation?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Underperform
1
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5
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$24.00 (13.74% Upside)
$24.00 (13.74% Upside)
Blogger Sentiment
Bullish
XP Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 1.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 36.1%
Last 30 Days ▲ 36.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.63%
12-Months-Change
Fundamentals
Return on Equity
22.01%
Trailing 12-Months
Asset Growth
29.85%
Trailing 12-Months
Company Description
Xp Incorporation
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XP Stock 12 Month Forecast
Average Price Target
$24.00
▲(13.74% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
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Piper Sandler
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Stifel Financial
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Freedom Holding
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Ownership Overview
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Insiders
22.87% Mutual Funds
0.25% Other Institutional Investors
66.55% Public Companies and
Individual Investors