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Xp Incorporation (XP)
NASDAQ:XP
XP Stock Chart & Stats
$17.16
-$0.16(-1.42%)
At close: 4:00 PM EST
$17.16
-$0.16(-1.42%)
Day’s Range― - ―
52-Week Range$10.90 - $20.64
Previous CloseN/A
Volume2.69M
Average Volume (3M)5.73M
Market Cap
$8.87B
Enterprise Value$26.78B
Total Cash (Recent Filing)$78.81B
Total Debt (Recent Filing)$72.51B
Price to Earnings (P/E)10.3
Beta1.16
Next Earnings
Feb 24, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)0.46
Shares Outstanding423,566,440
10 Day Avg. Volume3,384,905
30 Day Avg. Volume5,728,030
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)2.01
Price to Sales (P/S)5.42
P/FCF Ratio3.71
Enterprise Value/Market Cap3.02
Enterprise Value/Revenue1.48
Enterprise Value/Gross Profit12.79
Enterprise Value/Ebitda4.38
Forecast
1Y Price Target
$24.33Price Target Upside41.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.98
Revenue Forecast (FY)$3.84B
Bulls Say, Bears Say
Bulls Say
Capital Distribution ProgramAn elevated capital distribution program, including a new buyback program of R$1bn and dividends of R$500mn, provides a 3% yield on top of 4% YTD.
Private Banking OpportunitiesXP's private bank is scaling from a low base and offers significant long-term opportunities, with a focus on clients with R$10-50 million in assets.
Service Framework EnhancementThe company is rolling out a new service framework for IFAs, the 'XP standard,' which consists of three constantly monitored KPIs to address customer issues and reinforce culture alignment.
Bears Say
Earnings Momentum LimitationEarnings momentum should remain limited in the short to medium-term given a still elevated rate environment and increased investments.
Retail Revenue ChallengesRetail revenue, take rate, and operating expenses fell short of expectations.
Sub-R$300,000 Client Base IssuesThe sub-R$300,000 retail client base has been structurally loss-making due to high service demands, high churn, and low fees.
XP News
XP FAQ
What was Xp Incorporation’s price range in the past 12 months?
Xp Incorporation lowest stock price was $10.90 and its highest was $20.64 in the past 12 months.
What is Xp Incorporation’s market cap?
Xp Incorporation’s market cap is $8.87B.
When is Xp Incorporation’s upcoming earnings report date?
Xp Incorporation’s upcoming earnings report date is Feb 24, 2026 which is in 45 days.
How were Xp Incorporation’s earnings last quarter?
Xp Incorporation released its earnings results on Nov 17, 2025. The company reported $0.458 earnings per share for the quarter, beating the consensus estimate of $0.452 by $0.006.
Is Xp Incorporation overvalued?
According to Wall Street analysts Xp Incorporation’s price is currently Undervalued.
Does Xp Incorporation pay dividends?
Xp Incorporation pays a Annually dividend of $0.18 which represents an annual dividend yield of 1.1%. See more information on Xp Incorporation dividends here
What is Xp Incorporation’s EPS estimate?
Xp Incorporation’s EPS estimate is 0.47.
How many shares outstanding does Xp Incorporation have?
Xp Incorporation has 423,566,440 shares outstanding.
What happened to Xp Incorporation’s price movement after its last earnings report?
Xp Incorporation reported an EPS of $0.458 in its last earnings report, beating expectations of $0.452. Following the earnings report the stock price went up 1.953%.
Which hedge fund is a major shareholder of Xp Incorporation?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$24.33 (41.78% Upside)
$24.33 (41.78% Upside)
Blogger Sentiment
Neutral
XP Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 332.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.5%
Last 30 Days ▼ 8.7%
Last 30 Days ▼ 8.7%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
56.86%
12-Months-Change
Fundamentals
Return on Equity
21.24%
Trailing 12-Months
Asset Growth
29.11%
Trailing 12-Months
Company Description
Xp Incorporation
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers Xpeed, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.
XP Company Deck
XP Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative elements. The company achieved significant growth in client assets, revenue, and net income, demonstrating strong performance despite challenging conditions. However, there were pressures on fixed income revenues and an overall decrease in total advisers. The company is investing heavily in technology and sales force expansion, which slightly impacted the EBT margin.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$24.33
▲(41.78% Upside)
Technical Analysis
Evercore Partners
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Marketaxess Holdings
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Piper Sandler
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Stifel Financial
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Freedom Holding
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Ownership Overview
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Insiders
24.79% Mutual Funds
43.23% Other Institutional Investors
23.75% Public Companies and
Individual Investors