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Xp Incorporation (XP)
:XP
Earnings Data
Report Date
May 20, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.38Last Year’s EPS
0.32Same Quarter Last Year
Based on 5 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 18, 2025
|% Change Since: 0.20%
|Next Earnings Date:May 20, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in client assets, revenues, and profitability, driven by strong performance in fixed income and corporate segments. However, there were challenges related to the macro-environment, potential lower DCM activity, and increased provisions. Overall, the company showed resilience and confidence in achieving its guidance despite these challenges.Company Guidance
In the earnings call for fiscal year 2024, XP Inc. reported a record-setting performance, highlighting several key financial metrics. The company achieved client assets of BRL1.22 trillion, marking a 9% growth year-over-year, and expanded its advisor network to 18,200, a 5% increase. The client base grew by 3% to 4.7 million. Gross revenues reached BRL18 billion, a solid 15% growth from the previous year, while EBT surged by 26% to BRL5 billion. The highest quarterly adjusted net income since the IPO was recorded at BRL1.2 billion for the fourth quarter, totaling BRL4.5 billion for the year, representing a 17% increase. XP maintained a robust 28.7% ROTE, with a 376 bps expansion over 2023, and achieved a 23% ROE, a growth of 163 bps. The company also achieved an adjusted diluted EPS growth of 16% and anticipates EPS to grow faster than net income due to its share buyback program. Despite a challenging macroeconomic environment, XP anticipates continued growth across its business segments, with a projected CAGR of 12% to 22% to meet its 2026 guidance.Record Client Assets
Achieved BRL1.22 trillion in client assets, marking a 9% growth year-over-year.
Advisor and Client Base Growth
Reached 18,200 advisors (5% growth YoY) and 4.7 million clients (3% growth YoY).
Gross Revenue and EBT Growth
Gross revenues reached BRL18 billion with a 15% growth year-over-year, and EBT grew by 26% YoY to BRL5 billion.
Adjusted Net Income and ROTE
Recorded the highest quarterly adjusted net income since IPO at BRL1.2 billion in Q4 '24, totaling BRL4.5 billion for the year (17% expansion YoY). ROTE achieved 28.7% in 2024 with a 376 bps expansion.
Strong Performance in Fixed Income
Fixed income daily average traded volume reached 40,000 trades in 2024, with XP being a major market maker in Brazil.
Retail Credit Growth
Retail credit NII posted 79% growth YoY, marking BRL81 million in revenues this quarter.
Corporate and SMB Segment Growth
Marked a 45% growth in revenues, with issuer services delivering 46% growth during the year.
Capital Returns
Total payout ratio was 74% with BRL3.6 billion capital return, maintaining a goal to deliver more than 50% payout ratio in the next couple of years.
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XP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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XP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 18, 2025 | $15.02 | $14.83 | -1.26% |
| Nov 19, 2024 | $15.87 | $14.91 | -6.05% |
| Aug 13, 2024 | $17.55 | $18.63 | +6.15% |
| May 21, 2024 | $20.41 | $17.12 | -16.12% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Xp Incorporation (XP) report earnings?
Xp Incorporation (XP) is schdueled to report earning on May 20, 2025, TBA Not Confirmed.
What is Xp Incorporation (XP) earnings time?
Xp Incorporation (XP) earnings time is at May 20, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is XP EPS forecast?
XP EPS forecast for the fiscal quarter 2025 (Q1) is 0.38.
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