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Xp Incorporation (XP)
:XP
Earnings Data
Report Date
Nov 17, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.45Last Year’s EPS
0.41Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong profitability growth, record net income, and significant advancements in client assets and retail revenue. However, challenges were noted in corporate net new money and investment banking activities, impacting some growth metrics.Company Guidance
Record Net Income
Achieved the highest net income in company history at BRL 1.321 billion, an 18% year-over-year growth.
Growth in Client Assets
Client assets, AUM, and AUA reached BRL 1.9 trillion, marking a 17% growth year-over-year.
Strong Return on Equity (ROE)
ROE for the quarter was 24.4%, a 223 bps expansion compared to the second quarter of 2024.
EPS and Profitability Growth
Diluted EPS grew by 22% year-over-year, driven by the execution of the share buyback program.
Retail Revenue Growth
Retail revenue increased by 9% year-over-year, supported by growth in fixed income and other retail verticals.
Life Insurance and Retirement Plans Expansion
Life insurance written premiums grew 45% year-over-year, and retirement plan client assets increased by 15% year-over-year.
XP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
XP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 18, 2025 | $17.50 | $16.00 | -8.57% |
May 20, 2025 | $18.56 | $18.65 | +0.48% |
Feb 18, 2025 | $15.02 | $14.83 | -1.26% |
Nov 19, 2024 | $15.87 | $14.91 | -6.05% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Xp Incorporation (XP) report earnings?
Xp Incorporation (XP) is schdueled to report earning on Nov 17, 2025, After Close (Confirmed).
What is Xp Incorporation (XP) earnings time?
Xp Incorporation (XP) earnings time is at Nov 17, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is XP EPS forecast?
XP EPS forecast for the fiscal quarter 2025 (Q3) is 0.45.