tiprankstipranks
Xp Incorporation (XP)
NASDAQ:XP
US Market
XP
XP
RESEARCH TOOLSreports
Want to see XP full AI Analyst Report?

XP (XP) Ratios

805 Followers

XP Ratios

XP's free cash flow for Q1 2026 was R$0.66. For the 2026 fiscal year, XP's free cash flow was decreased by R$ and operating cash flow was R$0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.49 0.56 0.81 0.96 0.72
Quick Ratio
 0.49 0.56 0.81 0.96 0.72
Cash Ratio
 0.10 0.13 0.03 0.03 0.03
Solvency Ratio
 0.01 0.01 0.02 0.02 0.02
Operating Cash Flow Ratio
 0.18 0.15 0.06 0.07 0.02
Short-Term Operating Cash Flow Coverage
 0.18 0.15 0.14 0.20 0.05
Net Current Asset Value
R$ -342.53BR$ -326.70BR$ -169.35BR$ -110.08BR$ -98.87B
Leverage Ratios
Debt-to-Assets Ratio
 0.22 0.22 0.33 0.28 0.18
Debt-to-Equity Ratio
 3.67 3.62 5.74 3.53 2.09
Debt-to-Capital Ratio
 0.79 0.78 0.85 0.78 0.68
Long-Term Debt-to-Capital Ratio
 0.10 0.12 0.62 0.59 0.10
Financial Leverage Ratio
 16.76 16.84 17.34 12.80 11.27
Debt Service Coverage Ratio
 0.07 0.07 0.08 0.12 0.12
Interest Coverage Ratio
 10.95 9.65 7.38 -6.26 -8.86
Debt to Market Cap
 2.03 1.80 2.86 1.00 0.79
Interest Debt Per Share
 173.63 162.93 211.61 127.11 64.68
Net Debt to EBITDA
 12.81 11.99 15.83 13.44 7.89
Profitability Margins
Gross Profit Margin
66.96%67.36%67.71%10.90%7.77%
EBIT Margin
32.16%32.65%33.28%30.73%27.13%
EBITDA Margin
33.81%34.28%34.82%32.44%28.58%
Operating Profit Margin
31.84%32.42%33.19%-26.08%-25.13%
Pretax Profit Margin
29.25%29.29%28.78%26.57%24.29%
Net Profit Margin
27.70%27.79%26.06%26.31%25.24%
Continuous Operations Profit Margin
27.74%27.79%26.06%26.32%25.25%
Net Income Per EBT
94.72%94.88%90.52%99.04%103.90%
EBT Per EBIT
91.87%90.33%86.72%-101.85%-96.67%
Return on Assets (ROA)
1.26%1.28%1.49%1.57%1.86%
Return on Equity (ROE)
22.01%21.52%25.83%20.05%21.01%
Return on Capital Employed (ROCE)
1.84%1.88%4.36%-3.09%-4.11%
Return on Invested Capital (ROIC)
1.38%1.42%2.56%-2.31%-2.96%
Return on Tangible Assets
1.27%1.29%1.50%1.58%1.87%
Earnings Yield
11.85%10.72%12.85%5.66%7.95%
Efficiency Ratios
Receivables Turnover
 0.56 0.51 0.56 0.46 0.62
Payables Turnover
 0.00 0.00 8.40 5.19 7.84
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 23.17 22.68 26.04 22.62 24.90
Asset Turnover
 0.05 0.05 0.06 0.06 0.07
Working Capital Turnover Ratio
 -0.47 -0.49 -0.93 -0.88 -0.68
Cash Conversion Cycle
 657.35 719.14 603.19 715.19 544.72
Days of Sales Outstanding
 657.35 719.14 646.62 785.58 591.30
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 43.43 70.39 46.58
Operating Cycle
 657.35 719.14 646.62 785.58 591.30
Cash Flow Ratios
Operating Cash Flow Per Share
 29.75 22.84 20.39 14.93 3.25
Free Cash Flow Per Share
 29.02 22.44 19.79 14.57 3.02
CapEx Per Share
 0.73 0.40 0.60 0.36 0.23
Free Cash Flow to Operating Cash Flow
 0.98 0.98 0.97 0.98 0.93
Dividend Paid and CapEx Coverage Ratio
 17.72 17.11 4.72 2.17 14.21
Capital Expenditure Coverage Ratio
 41.02 57.55 33.85 41.42 14.21
Operating Cash Flow Coverage Ratio
 0.17 0.14 0.10 0.12 0.05
Operating Cash Flow to Sales Ratio
 0.83 0.66 0.56 0.55 0.13
Free Cash Flow Yield
34.22%25.03%26.94%11.52%3.72%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 8.44 9.33 7.78 17.66 12.58
Price-to-Sales (P/S) Ratio
 2.36 2.59 2.03 4.65 3.17
Price-to-Book (P/B) Ratio
 1.79 2.01 2.01 3.54 2.64
Price-to-Free Cash Flow (P/FCF) Ratio
 2.92 3.99 3.71 8.68 26.85
Price-to-Operating Cash Flow Ratio
 2.83 3.93 3.60 8.47 24.96
Price-to-Earnings Growth (PEG) Ratio
 0.57 0.49 0.52 1.58 40.38
Price-to-Fair Value
 1.79 2.01 2.01 3.54 2.64
Enterprise Value Multiple
 19.79 19.55 21.65 27.77 19.00
Enterprise Value
 124.79B 122.22B 149.80B 133.46B 76.99B
EV to EBITDA
 19.79 19.55 21.65 27.77 19.00
EV to Sales
 6.69 6.70 7.54 9.01 5.43
EV to Free Cash Flow
 8.29 10.33 13.81 16.83 45.91
EV to Operating Cash Flow
 8.09 10.15 13.40 16.42 42.68
Tangible Book Value Per Share
 41.56 39.42 31.76 31.14 29.16
Shareholders’ Equity Per Share
 47.08 44.65 36.55 35.74 30.67
Tax and Other Ratios
Effective Tax Rate
 0.05 0.05 0.09 <0.01 -0.04
Revenue Per Share
 35.97 34.59 36.24 27.23 25.53
Net Income Per Share
 9.96 9.61 9.44 7.16 6.44
Tax Burden
 0.95 0.95 0.91 0.99 1.04
Interest Burden
 0.91 0.90 0.86 0.86 0.90
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.00 0.00 0.26 0.27
Stock-Based Compensation to Revenue
 0.01 0.02 0.02 0.02 0.04
Income Quality
 2.95 2.33 2.24 2.06 0.52
Currency in BRL