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Upbound Group, Inc. (UPBD)
NASDAQ:UPBD
US Market

Upbound Group (UPBD) Ratios

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Upbound Group Ratios

UPBD's free cash flow for Q4 2025 was $0.35. For the 2025 fiscal year, UPBD's free cash flow was decreased by $ and operating cash flow was $0.05. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
2.52 2.52 2.91 2.46 2.43
Quick Ratio
0.67 0.67 2.91 0.42 0.51
Cash Ratio
0.17 0.17 0.12 0.15 0.24
Solvency Ratio
0.33 0.05 0.09 0.06 0.07
Operating Cash Flow Ratio
0.43 0.43 0.20 0.33 0.79
Short-Term Operating Cash Flow Coverage
3.05 3.05 1.03 1.87 4.13
Net Current Asset Value
$ -781.60M$ -781.60M$ -505.57M$ -665.63M$ -804.58M
Leverage Ratios
Debt-to-Assets Ratio
0.57 0.57 0.60 0.59 0.61
Debt-to-Equity Ratio
2.67 2.67 2.52 2.86 3.19
Debt-to-Capital Ratio
0.73 0.73 0.72 0.74 0.76
Long-Term Debt-to-Capital Ratio
0.69 0.69 0.68 0.70 0.72
Financial Leverage Ratio
4.71 4.71 4.21 4.86 5.26
Debt Service Coverage Ratio
4.56 1.12 1.34 1.05 1.16
Interest Coverage Ratio
1.98 1.98 2.64 1.44 1.69
Debt to Market Cap
1.57 1.68 0.89 0.76 1.21
Interest Debt Per Share
34.72 34.87 30.98 31.17 32.72
Net Debt to EBITDA
1.72 6.36 4.49 5.18 5.41
Profitability Margins
Gross Profit Margin
44.85%34.45%48.15%50.65%48.98%
EBIT Margin
4.71%4.71%6.67%4.17%3.51%
EBITDA Margin
21.44%5.82%7.85%7.28%6.67%
Operating Profit Margin
4.76%4.76%6.75%4.08%3.50%
Pretax Profit Margin
2.30%2.30%4.11%1.32%1.45%
Net Profit Margin
1.56%1.56%2.86%-0.13%0.29%
Continuous Operations Profit Margin
1.56%1.56%2.86%-0.13%0.29%
Net Income Per EBT
67.76%67.76%69.55%-9.80%20.10%
EBT Per EBIT
48.40%48.40%60.88%32.46%41.38%
Return on Assets (ROA)
2.24%2.24%4.66%-0.19%0.45%
Return on Equity (ROE)
10.66%10.53%19.63%-0.92%2.35%
Return on Capital Employed (ROCE)
8.72%8.72%13.70%7.70%6.83%
Return on Invested Capital (ROIC)
5.69%5.69%9.10%-0.72%1.31%
Return on Tangible Assets
3.00%3.00%5.87%-0.24%0.58%
Earnings Yield
7.05%7.38%7.75%-0.28%1.02%
Efficiency Ratios
Receivables Turnover
23.11 23.11 27.62 35.97 37.95
Payables Turnover
16.81 19.98 19.40 11.12 13.93
Inventory Turnover
1.96 2.33 0.00 1.59 1.91
Fixed Asset Turnover
8.06 8.06 8.31 7.09 7.10
Asset Turnover
1.43 1.43 1.63 1.47 1.54
Working Capital Turnover Ratio
9.21 4.52 4.59 4.61 13.18
Cash Conversion Cycle
180.43 154.32 -5.60 207.12 174.16
Days of Sales Outstanding
15.80 15.80 13.22 10.15 9.62
Days of Inventory Outstanding
186.34 156.79 0.00 229.81 190.74
Days of Payables Outstanding
21.71 18.27 18.82 32.84 26.20
Operating Cycle
202.14 172.59 13.22 239.96 200.36
Cash Flow Ratios
Operating Cash Flow Per Share
5.39 5.41 1.92 3.64 8.70
Free Cash Flow Per Share
5.39 4.23 0.89 2.67 7.56
CapEx Per Share
0.00 1.18 1.03 0.97 1.14
Free Cash Flow to Operating Cash Flow
1.00 0.78 0.46 0.73 0.87
Dividend Paid and CapEx Coverage Ratio
3.48 1.97 0.76 1.47 3.33
Capital Expenditure Coverage Ratio
0.00 4.57 1.86 3.75 7.63
Operating Cash Flow Coverage Ratio
0.16 0.16 0.07 0.13 0.28
Operating Cash Flow to Sales Ratio
0.07 0.07 0.02 0.05 0.11
Free Cash Flow Yield
28.73%24.07%3.04%7.87%33.52%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.18 13.54 12.91 -360.61 98.27
Price-to-Sales (P/S) Ratio
0.23 0.21 0.37 0.47 0.29
Price-to-Book (P/B) Ratio
1.49 1.43 2.53 3.33 2.31
Price-to-Free Cash Flow (P/FCF) Ratio
3.48 4.15 32.91 12.71 2.98
Price-to-Operating Cash Flow Ratio
3.40 3.25 15.22 9.32 2.59
Price-to-Earnings Growth (PEG) Ratio
-0.97 -0.32 >-0.01 2.56 -1.09
Price-to-Fair Value
1.49 1.43 2.53 3.33 2.31
Enterprise Value Multiple
2.78 9.99 9.19 11.61 9.70
Enterprise Value
2.80B 2.73B 3.12B 3.37B 2.74B
EV to EBITDA
2.78 9.99 9.19 11.61 9.70
EV to Sales
0.60 0.58 0.72 0.85 0.65
EV to Free Cash Flow
9.16 11.43 64.32 22.97 6.74
EV to Operating Cash Flow
9.16 8.93 29.76 16.85 5.86
Tangible Book Value Per Share
-2.50 -2.51 1.53 -0.56 -2.30
Shareholders’ Equity Per Share
12.26 12.32 11.51 10.19 9.75
Tax and Other Ratios
Effective Tax Rate
0.32 0.32 0.30 1.10 0.80
Revenue Per Share
82.75 83.13 79.05 72.62 78.84
Net Income Per Share
1.29 1.30 2.26 -0.09 0.23
Tax Burden
0.68 0.68 0.70 -0.10 0.20
Interest Burden
0.49 0.49 0.62 0.32 0.41
Research & Development to Revenue
0.00 0.00 0.00 <0.01 0.00
SG&A to Revenue
0.10 0.00 0.19 0.20 0.19
Stock-Based Compensation to Revenue
<0.01 <0.01 0.00 0.04 0.04
Income Quality
4.17 4.17 0.85 -38.67 37.91
Currency in USD