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United Overseas Bank (UOVEY)
OTHER OTC:UOVEY
UOVEY Stock Chart & Stats
$52.30
$1.61(2.96%)
At close: 4:00 PM EST
$52.30
$1.61(2.96%)
Day’s Range― - ―
52-Week Range$46.02 - $62.62
Previous CloseN/A
Volume7.91K
Average Volume (3M)19.95K
Market Cap
$48.66B
Enterprise Value$33.33B
Total Cash (Recent Filing)$63.05B
Total Debt (Recent Filing)$35.35B
Price to Earnings (P/E)13.9
Beta0.35
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.44%
Share Statistics
EPS (TTM)1.28
Shares Outstanding833,416,100
10 Day Avg. Volume31,318
30 Day Avg. Volume19,950
Financial Highlights & Ratios
PEG Ratio1.48
Price to Book (P/B)1.24
Price to Sales (P/S)4.33
P/FCF Ratio-3.93
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue2.34
Enterprise Value/Gross Profit4.99
Enterprise Value/Ebitda-952.23
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.4
Revenue Forecast (FY)$11.26B
Bulls Say, Bears Say
Bulls Say
Regional Franchise And Diversified Business ModelA deep, multi-segment Southeast Asian franchise provides durable deposit and fee pools across retail, SME and corporate channels. This geographic and customer diversification supports steady loan demand, cross-sell of wealth and transaction services, and resilience to single-market shocks.
Improving Leverage And Stable ROEMeaningful de-leveraging and steady returns on equity increase balance-sheet resilience and capital flexibility. Lower leverage reduces funding and solvency risk, supporting sustainable lending growth and capacity to absorb credit cycles while preserving shareholder distributions over the medium term.
Consistent Revenue And Net Income GrowthSustained top-line and net income expansion with consistently healthy net margins signal a competitive lending and fee-generating franchise. This trend points to durable earnings power from interest spreads, transaction volumes and fees, supporting reinvestment and shareholder returns across business cycles.
Bears Say
Volatile And Negative Cash Flow HistoryRepeated swings to negative operating and free cash flow reduce confidence in earnings quality and internal funding. Over time this can limit capital allocation flexibility, constrain dividends or buybacks, and increase reliance on external funding precisely when markets tighten, raising structural risk.
Income Statement Data InconsistenciesAccounting or classification noise undermines visibility into underlying profitability and trend reliability. For investors and management, inconsistent margin metrics complicate forecasting, risk calibration and capital planning, increasing the chance of mispriced credit or strategic missteps over the medium term.
Sizable Absolute Debt Despite ImprovementAlthough leverage has declined, a large absolute debt stock leaves the bank exposed to funding-cost shifts and cyclical credit stress. In adverse macro or liquidity scenarios this can constrain lending, force costly refinancing, or pressure capital ratios, limiting strategic maneuverability over several quarters.
United Overseas Bank News
UOVEY FAQ
What was United Overseas Bank’s price range in the past 12 months?
United Overseas Bank lowest stock price was $46.02 and its highest was $62.62 in the past 12 months.
What is United Overseas Bank’s market cap?
United Overseas Bank’s market cap is $48.66B.
When is United Overseas Bank’s upcoming earnings report date?
United Overseas Bank’s upcoming earnings report date is Aug 06, 2026 which is in 160 days.
How were United Overseas Bank’s earnings last quarter?
United Overseas Bank released its earnings results on Feb 23, 2026. The company reported $1.278 earnings per share for the quarter, beating the consensus estimate of $1.237 by $0.041.
Is United Overseas Bank overvalued?
According to Wall Street analysts United Overseas Bank’s price is currently Overvalued.
Does United Overseas Bank pay dividends?
United Overseas Bank pays a Quarterly dividend of $1.711 which represents an annual dividend yield of 6.44%. See more information on United Overseas Bank dividends here
What is United Overseas Bank’s EPS estimate?
United Overseas Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does United Overseas Bank have?
United Overseas Bank has 833,416,100 shares outstanding.
What happened to United Overseas Bank’s price movement after its last earnings report?
United Overseas Bank reported an EPS of $1.278 in its last earnings report, beating expectations of $1.237. Following the earnings report the stock price went down -4.217%.
Which hedge fund is a major shareholder of United Overseas Bank?
Currently, no hedge funds are holding shares in UOVEY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
United Overseas Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
UOVEY Sentiment 70%
Sector Average 70%
Sector Average 70%
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.4%
Last 30 Days ▲ 6.1%
Last 30 Days ▲ 6.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.46%
12-Months-Change
Fundamentals
Return on Equity
12.80%
Trailing 12-Months
Asset Growth
10.75%
Trailing 12-Months
Company Description
United Overseas Bank
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers loan products, including overdraft, cash credit, short term, and long-term loans. It also provides buyers credit, structured trade finance, SGD bonds, loan syndication, and M&A services. In addition, the company offers forex, documentary collection, credit, bank guarantee, export and import finance services. Further, the company provides inward and outward remittances, FX spot and forward, current account, and time deposit services. Additionally, the company offers letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, and documents against acceptance and payment. Furthermore, the company provides private, commercial, corporate, and investment banking services. It also offers corporate finance, treasury, future broking, asset management, venture capital management, insurance, and stockbroking services; engages in capital market, credit card, and private residential home loan businesses; and loans to small and medium enterprises. The company operates approximately 500 branches and offices in Singapore, Malaysia, Indonesia, Thailand, China, and internationally. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.
UOVEY Company Deck
UOVEY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a broadly positive but cautious picture: the bank delivered resilient earnings with several clear strengths — record fee income (+10% YoY), strong wealth and digital momentum (AUM $201bn, digital sales +144%), robust trade and global markets growth (+23%/+23%) and strong capital/liquidity metrics (CET1 15.1%, LCR 147%). Management proactively increased provisions for identified hotspots (Greater China and U.S.), which supported asset-quality buffers and allowed NPLs to fall to 1.5% and Q4 credit cost to normalize at 19 bps. Offsetting these positives are pressure on net interest income and margins (NII ~-3% YoY; NIM in the low 1.8% area), elevated credit cost in hotspot markets and a more conservative 2026 growth/fee guidance. On balance, achievements, defenses and capital returns materially outweigh the challenges, though the tone is cautious given macro and sector-specific risks.View all UOVEY earnings summariesTechnical Analysis
Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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