Urbana (URB.A) AI Stock Analysis

• Market Cap: $258.05M
• Dividend Yield: 2.05%
• Average Volume (3M): 8.80K
• Price to Earnings (P/E): 4.7
• Beta (1Y): 0.41
• Revenue Growth: 387.51%
• EPS Growth: 46.41%
• Country: CA
• Employees: 2
• Sector: Financial
• Sector Strength: 85
• Industry: Asset Management
• EPS (TTM): -0.16
• Shares Outstanding: 31,395,100
• 10 Day Avg. Volume: 14,875
• 30 Day Avg. Volume: 8,802
• PEG Ratio: 0.05
• Price to Book (P/B): 0.49
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 3.96
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 69 Neutral
• Price Target: ―

Urbana's overall stock score reflects a balance of strong financial stability and attractive valuation against operational challenges and mixed technical signals. The company's strong cash flow and debt-free balance sheet highlight financial resilience, while the low P/E ratio suggests undervaluation. However, declining revenues and negative EBIT margins raise concerns, and technical indicators do not show strong momentum.

Urbana Business Overview & Revenue Model

Company Description

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.

How the Company Makes Money

Urbana makes money primarily through the appreciation of its investment portfolio and the income generated from its equity holdings. The company invests in a combination of public and private equity securities, which include financial exchanges, asset management firms, and other investment vehicles. Urbana's revenue model relies on capital gains from the sale of these investments and dividends received from its equity holdings. The company's performance is influenced by market conditions, the performance of its portfolio companies, and strategic investment decisions. Urbana may also engage in partnerships or joint ventures to enhance its investment capabilities and revenue potential.

Urbana Financial Statement Overview

Summary

Urbana demonstrates a mixed financial performance with strong cash flows and a solid balance sheet, characterized by zero debt in the TTM period. However, declining revenue and negative EBIT margins pose challenges. Despite this, the company's high equity ratio and improved net income reflect a potential for recovery and stability in the asset management sector.

Income Statement

The company showed strong net income growth in the TTM period, with a net profit margin of 14.1%. However, total revenue fell compared to the previous year, and the negative EBIT margin (-161.2%) indicates operational challenges. The sharp decline in gross revenue and EBIT between the annual and TTM periods is a concern.

Balance Sheet

Urbana exhibits a strong equity base, with a total debt-free balance sheet in the TTM period, enhancing its financial stability. The equity ratio is high at 91.3%, reflecting a robust capital structure. The return on equity for the TTM is commendable at 21.6%, indicating efficient use of shareholder funds.

Cash Flow

The company shows a positive trend in free cash flow, with significant growth in the TTM period. The operating cash flow to net income ratio is strong at 0.59, supporting financial resilience despite prior negative cash flows. The free cash flow to net income ratio stands robust at 0.61.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
116.81M	79.21M	23.44M	69.70M	16.00M
	Gross Profit
116.81M	70.61M	15.59M	62.71M	10.17M
	EBIT
114.26M	68.78M	21.48M	67.99M	14.34M
	EBITDA
117.26M	80.08M	0.00	0.00	14.90M
	Net Income Common Stockholders
101.79M	69.52M	18.92M	59.99M	13.08M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
18.64M	341.42K	268.58K	387.09K	732.46K
	Total Assets
516.76M	450.65M	367.13M	348.10M	288.33M
	Total Debt
0.00	42.70M	32.00M	23.70M	22.80M
	Net Debt
-18.64M	-341.42K	31.73M	23.31M	22.07M
	Total Liabilities
45.37M	76.07M	57.52M	46.96M	39.17M
	Stockholders Equity
471.39M	374.57M	309.60M	301.14M	249.17M
Cash Flow		Free Cash Flow
65.97M	-6.07M	2.04M	6.78M	16.40M
	Operating Cash Flow
65.97M	-6.07M	2.04M	6.78M	16.40M
	Investing Cash Flow
0.00	-2.52M	10.96M	11.81M	21.17M
	Financing Cash Flow
-47.67M	6.15M	-2.15M	-7.12M	-16.54M

Urbana Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 6.20
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:URB.A, the sentiment is Positive. The current price of 6.2 is above the 20-day moving average (MA) of 5.91, above the 50-day MA of 5.74, and above the 200-day MA of 5.53, indicating a bullish trend. The MACD of 0.14 indicates Negative momentum. The RSI at 64.78 is Neutral, neither overbought nor oversold. The STOCH value of 67.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:URB.A.

Urbana Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
URB.A	69 Neutral	$258.05M	4.72	12.62%	2.05%	387.51%	46.41%
Sector *	64 Neutral	$12.79B	9.72	7.54%	16971.00%	12.07%	-7.53%
GMPXF		$84.97M	―	-0.71%	―	―	―
OLY	81 Outperform	C$269.00M	11.41	59.15%	6.54%	1.49%	-3.65%
STCK	61 Neutral	C$128.78M	10.31	10.47%	―	-19.24%	―
AIM	58 Neutral	C$261.12M	―	0.37%	―	67.83%	68.03%
QRC	56 Neutral	C$324.62M	4.36	-15.54%	3.23%	-33.31%	-157.56%