Olympia Fin Group (TSE:OLY)
TSX:OLY
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Olympia Financial
(TSX:OLY)
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Rating:70Neutral
Price Target:
C$123.00
▲(3.04% Upside)
Action:DowngradedDate:12/11/25
Olympia Financial's strong financial performance and attractive valuation are key strengths, but bearish technical indicators suggest caution. The lack of earnings call data and corporate events limits further insights.
Positive Factors
Balance Sheet Health
A low debt-to-equity ratio indicates financial stability and low leverage, enhancing the company's ability to withstand economic fluctuations.
Negative Factors
Revenue Growth Challenges
Declining revenue growth may indicate market saturation or increased competition, potentially impacting future earnings expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance Sheet Health
A low debt-to-equity ratio indicates financial stability and low leverage, enhancing the company's ability to withstand economic fluctuations.
Read all positive factors
Olympia Financial (OLY) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$287.24M
Dividend Yield6.44%
Average Volume (3M)3.27K
Price to Earnings (P/E)13.6
Beta (1Y)0.21
Revenue Growth-2.76%
EPS Growth-12.20%
CountryCA
Employees325
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)1.83
Shares Outstanding2,406,336
10 Day Avg. Volume5,447
30 Day Avg. Volume3,275
Financial Highlights & Ratios
PEG Ratio-0.80
Price to Book (P/B)6.08
Price to Sales (P/S)2.73
P/FCF Ratio13.30
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$167.49Price Target Upside40.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)7.63
Revenue Forecast (FY)C$96.94M
Olympia Financial Business Overview & Revenue Model
Company Description
Olympia Financial Group Inc., through its subsidiary, Olympia Trust Company, operates as a non-deposit taking trust company in Canada. The company operates through Investment Account Services, Currency and Global Payments, Private Health Services ...
How the Company Makes Money
Olympia Financial generates revenue through multiple streams, including fees for asset management and investment advisory services, which constitute a significant portion of its income. The company charges management fees based on the assets under...
Olympia Financial Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
70
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 98.86M | 102.31M | 99.82M | 71.38M | 48.35M |
| Gross Profit | 90.08M | 50.78M | 96.15M | 34.83M | 23.03M |
| EBITDA | 32.00M | 33.56M | 32.91M | 21.13M | 11.51M |
| Net Income | 19.86M | 23.92M | 23.96M | 14.15M | 6.51M |
Balance Sheet | |||||
| Total Assets | 52.62M | 49.39M | 47.27M | 37.50M | 36.56M |
| Cash, Cash Equivalents and Short-Term Investments | 10.75M | 12.86M | 10.92M | 8.37M | 15.34M |
| Total Debt | 5.86M | 2.29M | 3.57M | 6.34M | 13.79M |
| Total Liabilities | 8.18M | 7.47M | 11.95M | 12.17M | 17.78M |
| Stockholders Equity | 44.44M | 41.92M | 35.32M | 25.32M | 18.77M |
Cash Flow | |||||
| Free Cash Flow | 20.32M | 20.57M | 18.34M | 7.98M | 11.52M |
| Operating Cash Flow | 20.85M | 20.97M | 18.95M | 8.55M | 11.88M |
| Investing Cash Flow | -3.36M | -400.78K | 376.39K | -29.84K | -7.18M |
| Financing Cash Flow | -19.60M | -18.62M | -16.77M | -15.26M | 12.66K |
Olympia Financial Technical Analysis
Positive
119.37
Price Trends
117.85
Positive
115.17
Positive
116.80
Positive
Market Momentum
0.07
Positive
50.56
Neutral
47.20
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:OLY, the sentiment is Positive. The current price of 119.37 is below the 20-day moving average (MA) of 120.27, above the 50-day MA of 117.85, and above the 200-day MA of 116.80, indicating a neutral trend. The MACD of 0.07 indicates Positive momentum. The RSI at 50.56 is Neutral, neither overbought nor oversold. The STOCH value of 47.20 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:OLY.
Olympia Financial Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | C$241.79M | 4.72 | 22.89% | ― | 550.81% | ― | |
70 Neutral | C$287.24M | 13.61 | 50.74% | 6.44% | -2.76% | -12.20% | |
69 Neutral | C$361.69M | 5.47 | 13.92% | 1.43% | -73.34% | 40.59% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | C$361.69M | 5.47 | 19.86% | 1.47% | -73.34% | 40.59% | |
54 Neutral | C$246.35M | -15.41 | 0.84% | ― | 8.11% | 97.99% | |
54 Neutral | C$559.77M | 17.05 | 14.44% | 8.78% | -0.88% | -52.30% |
* Financial Sector Average
TSE:OLY
Olympia Financial
119.37
20.04
20.17%
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Aimia Inc.
2.76
0.12
4.55%
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Fiera Capital A
5.25
-0.46
-8.04%
TSE:URB
Urbana Corporation
9.42
3.64
63.06%
TSE:STCK
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18.34
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71.40%
Olympia Financial Corporate Events
DividendsFinancial Disclosures
Olympia Financial Group Declares $0.60 January Monthly Dividend
Positive
Jan 9, 2026
Olympia Financial Group Inc. has declared a monthly cash dividend of $0.60 per common share, payable on January 30, 2026, to shareholders of record as of January 21, 2026. The company has designated the distribution as an eligible dividend for Can...
Business Operations and StrategyRegulatory Filings and ComplianceShareholder Meetings
Olympia Financial Wins Shareholder Backing to Move Corporate Home to British Columbia
Neutral
Jan 8, 2026
Olympia Financial Group Inc. has received shareholder approval to change its jurisdiction of incorporation from Alberta to British Columbia, following a special resolution passed at a January 6, 2026 meeting with more than 92% of votes cast in fav...
Business Operations and StrategyShareholder Meetings
Olympia Financial Group Seeks Shareholder Approval for Strategic Continuance to British Columbia
Neutral
Dec 9, 2025
Olympia Financial Group Inc. has announced the filing of its management information circular for a special shareholder meeting scheduled for January 6, 2026, to approve the company’s continuance to British Columbia. This move aims to provide...
Dividends
Olympia Financial Group Declares December Dividend
Positive
Dec 5, 2025
Olympia Financial Group Inc. has announced a monthly cash dividend of $0.60 per common share, payable on December 31, 2025, to shareholders on record as of December 18, 2025. This announcement reflects Olympia’s ongoing commitment to providi...
Financial Disclosures
Olympia Financial Reports Decline in Q3 2025 Earnings
Negative
Nov 13, 2025
Olympia Financial Group Inc. reported a 26% decrease in net earnings and comprehensive income for the third quarter of 2025, with total revenue declining by 6% compared to the same period in 2024. Despite a 5% increase in service revenue driven by...
Dividends
Olympia Financial Group Declares November Dividend
Positive
Nov 6, 2025
Olympia Financial Group Inc. has declared a monthly cash dividend of $0.60 per common share, payable on November 28, 2025, to shareholders of record as of November 19, 2025. This announcement underscores the company’s commitment to providing...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.