Urbana Corporation (URB) AI Stock Analysis

• Market Cap: C$397.06M
• Dividend Yield: 1.43%
• Average Volume (3M): 4.44K
• Price to Earnings (P/E): 4.5
• Beta (1Y): 0.39
• Revenue Growth: -73.34%
• EPS Growth: 40.59%
• Country: CA
• Employees: 2
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.96
• Shares Outstanding: 10,000,000
• 10 Day Avg. Volume: 2,259
• 30 Day Avg. Volume: 4,438
• PEG Ratio: 0.05
• Price to Book (P/B): 0.51
• Price to Sales (P/S): 2.00
• P/FCF Ratio: 3.63
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 81 Outperform
• Price Target: C$11.00 ▲(13.52% Upside)

The score is driven primarily by strong financial strength (high profitability and very low leverage) and an attractive low P/E valuation. Technicals are supportive due to a clear uptrend, but overbought signals temper the near-term outlook, while positive investee-related events add incremental upside optionality.

Positive Factors

Financial Stability

Urbana's strong balance sheet with no debt and high equity ratio indicates financial stability, providing a solid foundation for long-term growth and resilience against economic fluctuations.

Strategic Investments

The increased stake in Tetra Trust Company enhances Urbana's position in the digital asset custody industry, aligning with growth trends in digital finance and potentially boosting future revenue streams.

Gold Exploration

Advancements in gold exploration in Quebec could diversify Urbana's investment portfolio and capitalize on the gold sector's potential, providing new growth avenues and revenue diversification.

Negative Factors

Operational Inefficiencies

Despite strong revenue, operational inefficiencies leading to a drop in EBIT margin could hinder profitability, requiring management focus on cost controls and operational improvements to sustain long-term growth.

Cash Flow Volatility

Historical cash flow volatility poses a risk to consistent liquidity management, potentially affecting Urbana's ability to fund operations and investments smoothly over time.

Revenue Decline

A significant decline in revenue growth suggests challenges in maintaining market share or investment performance, which could impact Urbana's ability to generate returns and sustain shareholder value.

Urbana Corporation Business Overview & Revenue Model

Company Description

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.

How the Company Makes Money

Urbana Corporation generates revenue primarily through capital gains and dividends from its diverse portfolio of investments. The company invests in both publicly traded securities and private equity opportunities, focusing on financial institutions and exchanges. Urbana's earnings are significantly influenced by the performance of its investment portfolio, which is managed actively to maximize returns. Additionally, Urbana benefits from any appreciation in the value of its investments and may realize gains through the sale of assets. Partnerships with other financial institutions and strategic positioning in the financial services sector also contribute to its income, providing a stable revenue stream from dividends and interest.

Urbana Corporation Financial Statement Overview

Summary

Urbana Corporation demonstrates strong revenue growth and profitability, supported by an excellent balance sheet with no debt and high equity. However, the company faces operational inefficiencies affecting EBIT margins and potential risks due to past cash flow volatility.

Income Statement

Urbana Corporation shows a strong revenue growth with a significant increase from $79.2 million in 2023 to $116.8 million in 2024. The gross profit margin remains excellent at 100%, but there is a substantial drop in EBIT, resulting in a negative EBIT margin, which indicates potential operational inefficiencies. The net profit margin is strong due to the high net income, suggesting good profitability despite the EBIT challenges.

Balance Sheet

The balance sheet is robust with no total debt and a high equity ratio of 91.2% in 2024, indicating financial stability and low leverage. The return on equity is also impressive at 21.6%, showing effective use of shareholders' funds to generate profit. The increase in total assets and equity over the years further highlights a solid financial position.

Cash Flow

Significant improvement in cash flow is noted, with free cash flow turning positive in 2024. The operating cash flow to net income ratio indicates a healthy conversion of income to cash. However, the cash flow statements show historical volatility, with previous years experiencing negative free cash flows, presenting a risk to consistent liquidity management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	112.47M	119.81M	81.91M	24.72M	70.42M	16.56M
Gross Profit	111.49M	116.81M	79.21M	23.44M	69.70M	16.00M
EBITDA	107.33M	114.26M	77.38M	21.48M	67.99M	14.34M
Net Income	95.60M	101.79M	69.52M	18.92M	59.99M	13.08M
Balance Sheet
Total Assets	586.67M	516.76M	450.65M	367.13M	348.10M	288.33M
Cash, Cash Equivalents and Short-Term Investments	372.64K	18.64M	341.42K	268.58K	387.09K	732.46K
Total Debt	18.30M	0.00	42.70M	32.00M	23.70M	22.80M
Total Liabilities	69.29M	45.37M	76.07M	57.52M	46.96M	39.17M
Stockholders Equity	517.38M	471.39M	374.57M	309.60M	301.14M	249.17M
Cash Flow
Free Cash Flow	28.27M	65.97M	-6.07M	2.04M	6.78M	16.40M
Operating Cash Flow	28.27M	65.97M	-6.07M	2.04M	6.78M	16.40M
Investing Cash Flow	-12.40M	0.00	0.00	0.00	0.00	0.00
Financing Cash Flow	-28.28M	-47.67M	6.15M	-2.15M	-7.12M	-16.54M

Urbana Corporation Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.69
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:URB, the sentiment is Positive. The current price of 9.69 is above the 20-day moving average (MA) of 9.38, above the 50-day MA of 8.74, and above the 200-day MA of 7.20, indicating a bullish trend. The MACD of 0.51 indicates Negative momentum. The RSI at 72.05 is Negative, neither overbought nor oversold. The STOCH value of 69.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:URB.

Urbana Corporation Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
URB	81 Outperform	C$397.06M	4.52	20.24%	1.43%	-73.34%	40.59%
AGF.B	78 Outperform	C$1.08B	9.66	9.85%	3.01%	11.23%	30.44%
QRC	73 Outperform	C$612.60M	3.78	36.24%	2.20%	-1.35%	496.34%
GCG	69 Neutral	C$1.66B	8.74	13.82%	2.29%	58.88%	82.03%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
FSZ	62 Neutral	C$652.53M	21.01	11.26%	8.78%	-0.88%	-52.30%
CVG	57 Neutral	C$989.27M	300.63	0.32%	0.14%	-44.78%	-95.84%

Urbana Corporation Corporate Events

Urbana Delivers Seventh Straight Dividend Increase With 7.7% Hike for 2026

Urbana Corporation’s board has declared a 2026 dividend of $0.14 per share on its common and non-voting Class A shares, marking the seventh consecutive annual increase and a 7.7% rise over the 2025 payout. The dividend, designated as an eligible dividend for Canadian income tax purposes, underscores Urbana’s ongoing commitment to returning capital to shareholders and may enhance its appeal to income-focused investors in the Canadian market.

The most recent analyst rating on ($TSE:URB.A) stock is a Buy with a C$10.50 price target. To see the full list of analyst forecasts on Urbana stock, see the TSE:URB.A Stock Forecast page.

Urbana Corporation Releases Q3 2025 Financial Statements

Urbana Corporation has announced the filing of its unaudited interim financial statements and management’s discussion and analysis for the nine-month period ending September 30, 2025. This filing is significant as it provides stakeholders with the latest financial insights and operational performance metrics of the company, potentially impacting its market positioning and investor relations.

Urbana Corporation Applauds CSE Parent’s Acquisition of NSXA

Urbana Corporation announced that CNSX Global Markets Inc., the parent company of the Canadian Securities Exchange (CSE) and one of Urbana’s investee companies, has completed its acquisition of NSX Limited, the parent company of the National Stock Exchange of Australia (NSXA). This strategic move aims to strengthen NSXA’s competitive position in Australia, replicating CSE’s success and providing a robust public market platform for early-stage companies. Urbana, as the largest shareholder in CSE, stands to benefit from this expansion, which is expected to enhance corporate listings and benefit Australia’s investment community.

Urbana Corporation’s Investee Blue Ocean Technologies to Pioneer Tokenized U.S. Equities Trading

Urbana Corporation announced that its investee company, Blue Ocean Technologies, LLC, plans to integrate with a forthcoming tokenized National Market System equities solution, marking a significant step in modernizing the trading of tokenized U.S. equities. This move positions Blue Ocean ATS as a pioneer in supporting tokenized trading, aligning with its mission to enhance global investor access to U.S. equities and innovate in blockchain-enabled market infrastructure. The initiative is expected to impact the trading ecosystem by promoting fairness, transparency, and investor protection, while also advancing BOT’s role in the global trading landscape.