Urbana Corporation (URB) AI Stock Analysis

• Market Cap: C$285.53M
• Dividend Yield: 1.89%
• Average Volume (3M): 2.66K
• Price to Earnings (P/E): 5.2
• Beta (1Y): 0.30
• Revenue Growth: 387.51%
• EPS Growth: 46.41%
• Country: CA
• Employees: 2
• Sector: Financial
• Sector Strength: 75
• Industry: Asset Management
• EPS (TTM): -0.16
• Shares Outstanding: 10,000,000
• 10 Day Avg. Volume: 1,954
• 30 Day Avg. Volume: 2,658
• PEG Ratio: -0.11
• Price to Book (P/B): 0.59
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 6.34
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 71 Outperform
• Price Target: ―

Urbana Corporation showcases strong financial stability and potential undervaluation, making it an attractive stock. However, operational inefficiencies and past cash flow volatility present risks. Positive corporate events related to strategic investments and gold exploration add potential growth opportunities. The technical indicators suggest caution with current market momentum.

Urbana Corporation Business Overview & Revenue Model

Company Description

Urbana Corporation (URB) is a publicly traded investment company primarily focused on the financial services sector. The company invests in both private and public entities, with a diversified portfolio that includes a range of financial institutions, exchanges, and other related sectors. Urbana aims to create value through strategic investments and active management of its portfolio, leveraging its expertise in the financial markets to optimize returns for its shareholders.

How the Company Makes Money

Urbana Corporation generates revenue primarily through capital gains and dividends from its diverse portfolio of investments. The company invests in both publicly traded securities and private equity opportunities, focusing on financial institutions and exchanges. Urbana's earnings are significantly influenced by the performance of its investment portfolio, which is managed actively to maximize returns. Additionally, Urbana benefits from any appreciation in the value of its investments and may realize gains through the sale of assets. Partnerships with other financial institutions and strategic positioning in the financial services sector also contribute to its income, providing a stable revenue stream from dividends and interest.

Urbana Corporation Financial Statement Overview

Summary

Urbana Corporation demonstrates strong revenue growth and profitability, supported by an excellent balance sheet with no debt and high equity. However, the company faces operational inefficiencies affecting EBIT margins and potential risks due to past cash flow volatility.

Income Statement

Urbana Corporation shows a strong revenue growth with a significant increase from $79.2 million in 2023 to $116.8 million in 2024. The gross profit margin remains excellent at 100%, but there is a substantial drop in EBIT, resulting in a negative EBIT margin, which indicates potential operational inefficiencies. The net profit margin is strong due to the high net income, suggesting good profitability despite the EBIT challenges.

Balance Sheet

The balance sheet is robust with no total debt and a high equity ratio of 91.2% in 2024, indicating financial stability and low leverage. The return on equity is also impressive at 21.6%, showing effective use of shareholders' funds to generate profit. The increase in total assets and equity over the years further highlights a solid financial position.

Cash Flow

Significant improvement in cash flow is noted, with free cash flow turning positive in 2024. The operating cash flow to net income ratio indicates a healthy conversion of income to cash. However, the cash flow statements show historical volatility, with previous years experiencing negative free cash flows, presenting a risk to consistent liquidity management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	63.76M	119.81M	79.21M	23.44M	69.70M	16.00M
Gross Profit	63.03M	116.81M	70.61M	15.59M	62.71M	10.17M
EBITDA	61.62M	117.26M	80.08M	0.00	0.00	14.90M
Net Income	54.34M	101.79M	69.52M	18.92M	59.99M	13.08M
Balance Sheet
Total Assets	503.81M	516.76M	450.65M	367.13M	348.10M	288.33M
Cash, Cash Equivalents and Short-Term Investments	827.59K	18.64M	341.42K	268.58K	387.09K	732.46K
Total Debt	1.00M	0.00	42.70M	32.00M	23.70M	22.80M
Total Liabilities	44.36M	45.37M	76.07M	57.52M	46.96M	39.17M
Stockholders Equity	459.45M	471.39M	374.57M	309.60M	301.14M	249.17M
Cash Flow
Free Cash Flow	45.36M	65.97M	-6.07M	2.04M	6.78M	16.40M
Operating Cash Flow	43.34M	65.97M	-6.07M	2.04M	6.78M	16.40M
Investing Cash Flow	0.00	0.00	-2.52M	10.96M	11.81M	21.17M
Financing Cash Flow	-49.78M	-47.67M	6.15M	-2.15M	-7.12M	-16.54M

Urbana Corporation Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 6.89
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:URB, the sentiment is Positive. The current price of 6.89 is above the 20-day moving average (MA) of 6.70, above the 50-day MA of 6.46, and above the 200-day MA of 5.93, indicating a bullish trend. The MACD of 0.13 indicates Negative momentum. The RSI at 61.32 is Neutral, neither overbought nor oversold. The STOCH value of 94.82 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:URB.

Urbana Corporation Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IAG	81 Outperform	C$13.40B	15.24	12.54%	2.44%	-7.31%	28.65%
FFH	80 Outperform	C$59.09B	9.57	17.21%	<0.01%	17.40%	11.85%
ONEX	72 Outperform	C$7.83B	13.12	5.40%	<0.01%	-10.83%	-34.83%
URB	71 Outperform	C$285.53M	5.25	12.49%	1.89%	387.51%	46.41%
BAM	70 Neutral	C$139.29B	44.32	18.95%	2.63%	283.20%	33.30%
FSZ	65 Neutral	C$717.96M	18.44	13.09%	11.27%	3.59%	-43.99%
Sector *	61 Neutral	C$15.19B	6.82	23.28%	5.39%	33.61%	-23.38%

Urbana Corporation Corporate Events

Urbana Corporation Expands Stake in Tetra Trust Company

Urbana Corporation has increased its equity stake in Tetra Trust Company from 19.5% to 55.6%, marking a significant investment in Canada’s leading trust company for digital asset custody. This move underscores Urbana’s confidence in Tetra’s strategy and growth potential, with plans to propose a nominee for an independent board member. The acquisition highlights Urbana’s commitment to supporting Tetra’s product innovation and market expansion, reinforcing its position in the digital asset custody industry.

Spark’s Take on TSE:URB Stock

According to Spark, TipRanks’ AI Analyst, TSE:URB is a Outperform.

Urbana Corporation shows strong financial stability and potential undervaluation, making it an attractive stock. However, operational inefficiencies and past cash flow volatility present risks. Positive corporate events related to gold exploration add potential growth opportunities. Overall, the stock is positioned well, but technical indicators suggest caution.

To see Spark’s full report on TSE:URB stock, click here.

Urbana Corporation Advances Gold Exploration in Quebec

Urbana Corporation has announced progress in its ongoing drill program at the Urban Township Project in Quebec, an emerging major gold mining camp. The company completed five drill holes totaling 1,503 meters, intersecting significant volcanic lithologies and mineralization, including visible gold. The program targets the Bank-Mazeres fault, associated with nearby gold deposits, and is on track for completion by mid-March, potentially enhancing Urbana’s position in the gold mining sector.