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Sagicor Financial
(TSX:SFC)
Sagicor Financial (SFC) vs. iShares MSCI Canada ETF (EWC)
Sagicor Financial Business Overview & Revenue Model
Sagicor Financial Earnings Call Summary
Sagicor Financial Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.48B | 1.50B | 1.78B | 80.70M | 2.36B | 1.91B |
| Gross Profit | 1.12B | 742.59M | 1.76B | 277.50M | 868.64M | 1.91B |
| EBITDA | 379.92M | 361.61M | 834.01M | -20.17M | 383.44M | -17.07M |
| Net Income | 111.71M | 97.47M | 532.06M | -164.39M | 132.56M | -2.25M |
Balance Sheet | ||||||
| Total Assets | 24.14B | 22.77B | 22.38B | 10.62B | 10.31B | 9.27B |
| Cash, Cash Equivalents and Short-Term Investments | 376.95M | 994.07M | 486.64M | 368.14M | 359.98M | 359.97M |
| Total Debt | 1.05B | 990.09M | 985.81M | 667.57M | 725.25M | 860.77M |
| Total Liabilities | 22.77B | 21.45B | 21.06B | 9.88B | 9.22B | 7.61B |
| Stockholders Equity | 990.28M | 959.69M | 970.93M | 1.08B | 1.13B | 1.11B |
Cash Flow | ||||||
| Free Cash Flow | 413.23M | 196.80M | -67.04M | -176.30M | 109.93M | -117.94M |
| Operating Cash Flow | 429.13M | 214.23M | -39.61M | -154.50M | 124.88M | -99.11M |
| Investing Cash Flow | -11.43M | -14.04M | 6.52M | -26.62M | 36.16M | -24.40M |
| Financing Cash Flow | -23.78M | -64.25M | 239.53M | -65.27M | 140.47M | -98.85M |
Sagicor Financial Technical Analysis
Sagicor Financial Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| ― | $59.22B | 14.67 | 13.25% | 2.96% | 9.25% | 0.34% | |
| ― | C$54.74B | 14.79 | 14.19% | 4.01% | 15.27% | 4.72% | |
| ― | C$15.08B | 15.12 | 13.43% | 2.23% | -4.55% | 42.41% | |
| ― | $48.07B | 15.28 | 13.38% | 4.03% | -0.61% | 6.69% | |
| ― | $76.38B | 14.55 | 11.57% | 3.79% | 9.37% | 32.06% | |
| ― | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | $1.12B | 7.38 | 11.83% | 4.58% | 18.36% | -75.24% |
Sagicor Financial Corporate Events
Sagicor Financial is set to release its third quarter 2025 financial results on November 13, 2025, followed by an earnings call on November 14, 2025. This announcement is part of the company’s ongoing efforts to keep analysts and investors informed about its financial performance, which is crucial for maintaining transparency and stakeholder confidence.
The most recent analyst rating on (TSE:SFC) stock is a Hold with a C$8.50 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial has received an upgrade in its credit ratings from Fitch Ratings, with its Long-Term Issuer Default Rating improved to ‘BBB’ and its senior unsecured debt upgraded to ‘BBB-‘. This upgrade reflects Sagicor’s enhanced core profitability, contributions from ivari, reduced debt financing costs, and robust capitalization. The improved ratings are expected to provide Sagicor with better access to capital, supporting its strategy for stable and profitable growth.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$11.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial has issued a cautionary statement to its investors regarding an unsolicited mini-tender offer from Barbados Stock Trading Company LLC (BSTC) to purchase a small portion of Sagicor’s common shares at a significant discount. The company does not endorse this offer and advises shareholders to carefully evaluate the offer documents and consult with investment advisors. Mini-tender offers often avoid regulatory scrutiny and can pose risks to investors, prompting Sagicor to request that this cautionary news release be included in any related materials.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$11.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial has appointed David Noel as Executive Vice President and Chief Operating Officer for its Caribbean operations. With extensive leadership experience from Scotiabank, Noel is expected to enhance Sagicor’s operational strategy and growth in the Caribbean, leveraging global best practices to transform the company’s regional operations.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$9.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial Company Ltd. announced that its President and CEO, Andre Mousseau, will participate in a fireside chat at the 26th Annual Scotiabank Financials Summit. This participation highlights Sagicor’s active engagement in the financial services industry and its commitment to maintaining a strong presence across Canada, the United States, and the Caribbean. The event provides an opportunity for Sagicor to showcase its strategic initiatives and market positioning to stakeholders and industry peers.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$9.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial Company Ltd. is a prominent financial services provider operating in Canada, the United States, and the Caribbean, offering a broad range of services including insurance, banking, and investment management. In its second quarter of 2025, Sagicor reported strong core earnings of $46 million, despite a net loss to shareholders of $6.4 million due to market volatility and currency impacts. The company achieved a core return on shareholders’ equity of 18.9% and maintained a robust Group LICAT ratio of 141%, reflecting its solid capital position. Sagicor’s segments in Canada, the U.S., and the Caribbean all showed strong performance, contributing to a total comprehensive income of $39.8 million. Looking ahead, Sagicor’s management remains optimistic, projecting core earnings for 2025 to be between $120 million and $130 million, with continued growth expected across its business segments.
Sagicor Financial reported strong operational results for the second quarter of 2025, with core earnings to shareholders reaching $46.0 million, an 82% increase from the previous year. Despite a net loss of $6.4 million due to non-core market volatility, the company achieved a total comprehensive income of $39.8 million. Sagicor’s subsidiaries in Canada, the U.S., and the Caribbean all showed robust performance, with the U.S. subsidiary surpassing $6 billion in total assets. The company’s strategic initiatives are expected to continue enhancing its business operations into 2026 and beyond.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$9.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial reported strong second-quarter results for 2025, with core earnings to shareholders reaching $46.0 million, driven by excellent insurance results across all operating segments. Despite a net loss of $6.4 million due to non-core mark-to-market volatility, the company achieved a total comprehensive income of $39.8 million. The U.S. subsidiary surpassed $6 billion in total assets, while Canadian and Caribbean segments showed strong profitability. Sagicor’s strategic initiatives are expected to continue yielding positive results in the future.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$9.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.
Sagicor Financial is set to announce its second quarter 2025 financial results on August 13, 2025, with an earnings call scheduled for August 14, 2025. This announcement is significant as it provides insights into the company’s financial health and performance, potentially impacting investor decisions and market positioning.
The most recent analyst rating on (TSE:SFC) stock is a Buy with a C$9.00 price target. To see the full list of analyst forecasts on Sagicor Financial stock, see the TSE:SFC Stock Forecast page.