Sagicor Financial (TSE:SFC)
TSX:SFC
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SFC Stock Chart & Stats
C$9.81
C$0.00(0.00%)
At close: 4:00 PM EST
C$9.81
C$0.00(0.00%)
Day’s Range― - ―
52-Week RangeC$7.21 - C$10.53
Previous CloseN/A
Volume4.50K
Average Volume (3M)21.24K
Market Cap
C$1.16B
Enterprise ValueC$1.41B
Total Cash (Recent Filing)C$496.81M
Total Debt (Recent Filing)C$1.07B
Price to Earnings (P/E)―
Beta0.01
Next Earnings
Aug 12, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield4.03%
Share Statistics
EPS (TTM)0.19
Shares Outstanding136,165,860
10 Day Avg. Volume17,397
30 Day Avg. Volume21,241
Financial Highlights & Ratios
PEG Ratio-0.48
Price to Book (P/B)0.91
Price to Sales (P/S)0.31
P/FCF Ratio0.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$12.19Price Target Upside24.24% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.96
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained high operating and free cash flow provides durable internal funding for claims, reserve builds, capital expenditures and strategic initiatives. Strong FCF growth increases flexibility to support dividends, absorb underwriting losses, or reduce leverage without relying on market financing.
Recurring Insurance Revenue StreamsA business model driven by recurring premiums and investment income creates predictable long-term cash inflows. Diversified revenue pillars (premiums, investment returns, fees, reinsurance) reduce single-source risk and support steady earnings generation across insurance cycles.
Distribution Network & Market PositionEstablished agent, broker and institutional channels in core Caribbean markets are a durable competitive advantage: they support customer acquisition, cross-sell of life/health/retirement products and retention, helping sustain premium growth and pricing leverage over time.
Bears Say
Thin & Volatile ProfitabilityVery slim net margins and historical earnings swings reduce the company's ability to absorb underwriting or investment shocks and constrain retained earnings for growth. Volatility undermines predictability of dividends and capital planning over the medium term.
Moderate-to-Elevated LeverageElevated leverage increases fixed servicing obligations and reduces financial flexibility, making capital management harder when margins are thin. Past higher leverage highlights sensitivity to funding mixes and raises refinancing and rating risk in stressed market conditions.
Variable Cash Conversion HistoryPrior periods of negative operating and free cash flow show cash conversion can swing materially. That variability implies reliance on favorable underwriting and investment conditions to sustain liquidity, complicating long-term planning despite recent strong FCF.
Sagicor Financial News
SFC FAQ
What was Sagicor Financial’s price range in the past 12 months?
Sagicor Financial lowest stock price was C$7.21 and its highest was C$10.53 in the past 12 months.
What is Sagicor Financial’s market cap?
Sagicor Financial’s market cap is C$1.16B.
When is Sagicor Financial’s upcoming earnings report date?
Sagicor Financial’s upcoming earnings report date is Aug 12, 2026 which is in 84 days.
How were Sagicor Financial’s earnings last quarter?
Sagicor Financial released its earnings results on May 13, 2026. The company reported C$0.253 earnings per share for the quarter, missing the consensus estimate of C$0.33 by -C$0.077.
Is Sagicor Financial overvalued?
According to Wall Street analysts Sagicor Financial’s price is currently Undervalued.
Does Sagicor Financial pay dividends?
Sagicor Financial pays a Quarterly dividend of C$0.095 which represents an annual dividend yield of 4.03%. See more information on Sagicor Financial dividends here
What is Sagicor Financial’s EPS estimate?
Sagicor Financial’s EPS estimate is 0.34.
How many shares outstanding does Sagicor Financial have?
Sagicor Financial has 136,165,860 shares outstanding.
What happened to Sagicor Financial’s price movement after its last earnings report?
Sagicor Financial reported an EPS of C$0.253 in its last earnings report, missing expectations of C$0.33. Following the earnings report the stock price went down -7.611%.
Which hedge fund is a major shareholder of Sagicor Financial?
Currently, no hedge funds are holding shares in TSE:SFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Sagicor Financial
Sagicor Financial Company Ltd., together with its subsidiaries, provides insurance products and related financial services in the Caribbean and the United States. It operates through three segments: Sagicor Jamaica, Sagicor Life, and Sagicor USA. The company offers life and health insurance, employee benefits, including group health and group life benefits; and annuities, asset management, and property and casualty insurance. It also provides banking products and services, such as deposits, secured loans, and debit and credit cards. In addition, the company offers pension administration services; commercial banking services, including lending, accepting deposits, trading foreign exchange, and corporate secretarial services. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St. Michael, Barbados.
SFC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of strong revenue growth and net income, driven by positive market experience and strategic actions like share buybacks. However, there were notable challenges, including volatility due to IFRS 17, issues in Sagicor Jamaica, and market losses in the U.S. segment. While the highlights provide a positive outlook, the presence of significant lowlights suggests a balanced view.View all TSE:SFC earnings summariesSFC Stock 12 Month Forecast
Average Price Target
C$12.19
▲(24.24% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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