Dominion Lending Centres, Inc. (Canada) Class A (TSE:DLCG)
TSX:DLCG
Top Page
Dominion Lending Centres, Inc. (Canada) Class A
(TSX:DLCG)
Select Model
Select Model
Rating:50Neutral
Price Target:
C$8.50
â–¼(-7.00% Downside)
Action:ReiteratedDate:12/11/25
Dominion Lending Centres, Inc. faces significant challenges with profitability and valuation, as indicated by negative net income and a negative P/E ratio. While the balance sheet is stable with low leverage, the company needs to improve its return on equity and cash flow management. Technical indicators show mixed momentum, with potential overbought conditions. The modest dividend yield provides some income but does not offset the valuation concerns.
Positive Factors
Low Leverage
Low leverage enhances financial flexibility, reducing risk and enabling the company to invest in growth opportunities without excessive debt burden.
Negative Factors
Negative Return on Equity
Negative return on equity indicates inefficiencies in generating returns for shareholders, which could affect investor confidence and capital raising ability.
Read all positive and negative factors
Positive Factors
Negative Factors
Low Leverage
Low leverage enhances financial flexibility, reducing risk and enabling the company to invest in growth opportunities without excessive debt burden.
Read all positive factors
Dominion Lending Centres, Inc. (Canada) Class A (DLCG) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$617.58M
Dividend Yield1.51%
Average Volume (3M)87.95K
Price to Earnings (P/E)23.6
Beta (1Y)0.54
Revenue Growth36.52%
EPS Growth-1243.96%
CountryCA
Employees158
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)0.13
Shares Outstanding77,736,890
10 Day Avg. Volume26,802
30 Day Avg. Volume87,954
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.91
Price to Sales (P/S)5.02
P/FCF Ratio12.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$11.50Price Target Upside25.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.48
Revenue Forecast (FY)C$109.27M
Dominion Lending Centres, Inc. (Canada) Class A Business Overview & Revenue Model
Company Description
Dominion Lending Centres Inc. provides mortgage brokerage franchising and data connectivity services in Canada. The company operates in two segments, Core Business Operations and Non-Core Business Asset Management. As of December 31, 2021, it oper...
How the Company Makes Money
Dominion Lending Centres generates revenue primarily through commissions earned from lenders on mortgage transactions facilitated by its network of brokers. The company charges a fee to lenders for each mortgage successfully closed through its pla...
Dominion Lending Centres, Inc. (Canada) Class A Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
55
Neutral
Cash Flow
50
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 91.98M | 76.75M | 62.52M | 70.72M | 78.82M | 52.41M |
| Gross Profit | 80.60M | 65.93M | 52.09M | 60.02M | 68.97M | 45.80M |
| EBITDA | 49.81M | 41.36M | 25.75M | 30.84M | 43.44M | 34.33M |
| Net Income | -116.03M | -126.77M | 64.00K | 12.06M | -5.51M | 20.04M |
Balance Sheet | ||||||
| Total Assets | 222.18M | 218.89M | 218.11M | 223.94M | 253.93M | 260.19M |
| Cash, Cash Equivalents and Short-Term Investments | 3.50M | 4.73M | 5.61M | 9.21M | 20.89M | 10.32M |
| Total Debt | 30.49M | 32.19M | 35.76M | 34.27M | 37.53M | 36.08M |
| Total Liabilities | 84.15M | 85.19M | 192.16M | 191.75M | 220.10M | 209.30M |
| Stockholders Equity | 136.43M | 132.14M | 25.70M | 31.96M | 31.74M | 49.47M |
Cash Flow | ||||||
| Free Cash Flow | 31.59M | 30.40M | 5.18M | 8.63M | 34.03M | 24.45M |
| Operating Cash Flow | 38.14M | 37.20M | 16.99M | 15.87M | 39.06M | 33.19M |
| Investing Cash Flow | -7.79M | -4.20M | -11.41M | 9.10M | -4.76M | -13.78M |
| Financing Cash Flow | -36.73M | -33.89M | -9.18M | -36.64M | -23.75M | -14.46M |
Dominion Lending Centres, Inc. (Canada) Class A Technical Analysis
Negative
9.14
Price Trends
8.82
Negative
9.33
Negative
9.26
Negative
Market Momentum
-0.27
Positive
32.77
Neutral
14.86
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:DLCG, the sentiment is Negative. The current price of 9.14 is above the 20-day moving average (MA) of 8.33, above the 50-day MA of 8.82, and below the 200-day MA of 9.26, indicating a bearish trend. The MACD of -0.27 indicates Positive momentum. The RSI at 32.77 is Neutral, neither overbought nor oversold. The STOCH value of 14.86 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:DLCG.
Dominion Lending Centres, Inc. (Canada) Class A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | C$552.23M | 11.42 | 9.36% | 7.95% | -13.69% | -1.60% | |
69 Neutral | C$906.64M | 11.86 | 11.93% | 7.33% | 7.74% | -31.96% | |
68 Neutral | C$430.57M | 11.49 | 8.81% | 8.38% | -6.64% | 4.43% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | C$605.47M | 15.26 | 5.89% | 0.49% | 3.31% | -39.12% | |
56 Neutral | C$552.79M | 16.44 | 5.09% | 10.00% | -9.00% | -35.22% | |
50 Neutral | C$617.58M | 23.57 | -85.46% | 1.51% | 36.52% | -1243.96% |
* Financial Sector Average
TSE:DLCG
Dominion Lending Centres, Inc. (Canada) Class A
7.97
0.26
3.35%
TSE:AI
Atrium Mortgage Invest
11.50
1.67
16.97%
TSE:FC
Firm Cap Mortgage Invest
11.72
0.72
6.51%
TSE:MKP
MCAN Financial
22.34
5.15
29.92%
TSE:TF
Timbercreek Financial
6.68
0.64
10.67%
TSE:VBNK
Versabank
18.88
4.41
30.47%
Dominion Lending Centres, Inc. (Canada) Class A Corporate Events
Business Operations and StrategyProduct-Related Announcements
Dominion Lending Centres Partners with Sonnet Insurance for Integrated Solutions
Positive
Dec 11, 2025
Dominion Lending Centres Inc. has announced a referral agreement with Sonnet Insurance Company to promote Sonnet’s home and auto insurance products within the DLC Group network. This collaboration aims to integrate Sonnet’s insurance o...
Dividends
Dominion Lending Centres Inc. Declares Quarterly Dividend
Positive
Nov 17, 2025
Dominion Lending Centres Inc. announced a quarterly cash dividend of $0.04 per class ‘A’ common share, payable on December 15, 2025, to shareholders of record as of December 1, 2025. This announcement reflects the company’s ongoi...
Business Operations and StrategyFinancial Disclosures
Dominion Lending Centres Reports Robust Q3 2025 Results with Increased Mortgage Volumes
Positive
Nov 6, 2025
Dominion Lending Centres Inc. reported a strong third quarter in 2025, with a 19% increase in funded mortgage volumes, reaching $23.5 billion. The company also saw a 20% rise in revenue and a 70% increase in net income compared to the same period ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.