Thomasville Bancshares Inc (THVB)

OTHER OTC:THVB

THVB

Thomasville Bancshares

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Thomasville Bancshares (THVB) Price & Analysis

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THVB Stock Chart & Stats

$92.75

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$92.75

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$77.50 - $112.21

Previous CloseN/A

Volume1.30K

Average Volume (3M)166.00

Market Cap

$642.29M

Enterprise Value$708.67M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)15.1

Beta0.21

Next Earnings

Jul 21, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.1%

Share Statistics

EPS (TTM)N/A

Shares Outstanding6,296,989

10 Day Avg. Volume39

30 Day Avg. Volume166

Financial Highlights & Ratios

PEG Ratio1.07

Price to Book (P/B)3.13

Price to Sales (P/S)4.27

P/FCF Ratio13.71

Enterprise Value/Market Cap1.10

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative LeverageThomasville’s materially reduced debt profile and very low leverage enhance financial flexibility over the medium term. Low debt lowers interest expense risk, supports lending capacity and regulatory capital ratios, and gives room to absorb credit losses or pursue opportunistic growth without immediate external funding.

Reliable Cash GenerationConsistent positive operating and free cash flow indicate high earnings quality for a regional bank. Persistent cash generation supports internal loan growth, routine dividends or buybacks, and provisioning needs, reducing reliance on external capital and strengthening long-term solvency.

Core Bank Franchise & Equity GrowthSteady equity accumulation with healthy ROE reflects a profitable, retained-earnings-driven growth model typical of stable community banks. A durable commercial-deposit funding base plus improving capital supports sustainable lending margins and credit intermediation capabilities over multiple economic cycles.

Bears Say

Revenue And Profitability VolatilityLarge year-to-year swings in revenue and a sharp 2025 profitability step-change reduce confidence in trend extrapolation. Volatility complicates provisioning and capital planning, weakens predictability of lending capacity and returns, and raises the risk that recent margins may not persist absent structural drivers.

Uneven Cash Flow MomentumIntermittent free cash flow growth limits consistent reinvestment or reserve-building. Periods of negative FCF increase pressure on capital allocation choices and may force tougher trade-offs between loan growth, dividend payments, and provisions if the weaker years recur.

Comparability Risk And Small ScaleThe firm’s small scale (employees ~62) and noted comparability risk mean single-year swings have outsized effects on metrics and capital ratios. Limited geographic/product diversification and thin operational scale make sustaining the exceptional 2025 ROE and profitability more uncertain over the medium term.

THVB FAQ

What was Thomasville Bancshares Inc’s price range in the past 12 months?

Thomasville Bancshares Inc lowest stock price was $77.50 and its highest was $112.21 in the past 12 months.

What is Thomasville Bancshares Inc’s market cap?

Thomasville Bancshares Inc’s market cap is $642.29M.

When is Thomasville Bancshares Inc’s upcoming earnings report date?

Thomasville Bancshares Inc’s upcoming earnings report date is Jul 21, 2026 which is in 26 days.

How were Thomasville Bancshares Inc’s earnings last quarter?

Currently, no data Available

Is Thomasville Bancshares Inc overvalued?

According to Wall Street analysts Thomasville Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Thomasville Bancshares Inc pay dividends?

Thomasville Bancshares Inc pays a Semiannually dividend of $1.5 which represents an annual dividend yield of 3.1%. See more information on Thomasville Bancshares Inc dividends here

What is Thomasville Bancshares Inc’s EPS estimate?

Thomasville Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Thomasville Bancshares Inc have?

Thomasville Bancshares Inc has 6,296,989 shares outstanding.

What happened to Thomasville Bancshares Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Thomasville Bancshares Inc?

Currently, no hedge funds are holding shares in THVB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Thomasville Bancshares Stock Smart Score

Neutral

Technicals

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Company Description

Thomasville Bancshares Inc

Thomasville Bancshares, Inc. serves as the holding company for Thomasville National Bank, which provides a comprehensive suite of banking and financial services. Customers can access essential deposit solutions, including checking and savings accounts, as well as diverse lending options such as mortgages, personal consumer loans, and commercial financing. Beyond traditional banking, the company also delivers wealth management and mobile banking conveniences. Its broader financial offerings encompass financial planning, investment opportunities, trust services, and brokerage, among other related solutions. Established in 1995, the company maintains its headquarters in Thomasville, Georgia.