Thomasville Bancshares Inc (THVB)

OTHER OTC:THVB

THVB

Thomasville Bancshares

RESEARCH TOOLSreports

Thomasville Bancshares (THVB) Price & Analysis

5 Followers

THVB Stock Chart & Stats

$92.75

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$92.75

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$72.25 - $105.00

Previous CloseN/A

Volume1.30K

Average Volume (3M)166.00

Market Cap

$579.95M

Enterprise Value$403.64M

Total Cash (Recent Filing)N/A

Total Debt (Recent Filing)N/A

Price to Earnings (P/E)4.3

Beta0.15

Next Earnings

Apr 30, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.1%

Share Statistics

EPS (TTM)N/A

Shares Outstanding6,296,989

10 Day Avg. Volume39

30 Day Avg. Volume166

Financial Highlights & Ratios

PEG Ratio0.31

Price to Book (P/B)3.13

Price to Sales (P/S)4.27

P/FCF Ratio13.71

Enterprise Value/Market Cap0.70

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative LeverageA very conservative leverage profile with debt falling to essentially zero in 2025 materially improves financial flexibility and reduces funding and solvency risk. Over months this supports capacity to absorb loan losses, maintain regulatory capital, and pursue selective growth without urgent external financing.

Consistent Cash GenerationConsistently positive operating and free cash flow, with free cash flow tracking roughly 80%–95% of net income, signals high earnings quality and internal funding ability. That sustained cash generation supports steady capital allocation, dividend coverage, and self-funded loan growth over a multi‑quarter horizon.

Community Banking Business ModelA traditional community-bank model driven by net interest margin plus fee income creates durable, relationship-based revenue. Local deposit bases and commercial/consumer lending relationships tend to produce sticky funding and repeat business, supporting stable core revenues and predictable loan pipelines over time.

Bears Say

Revenue & Profitability VolatilityMarked year-to-year swings—declining revenue in 2024 followed by an outsized profitability jump in 2025—create comparability risk and reduce confidence in trend extrapolation. Such volatility complicates forecasting, capital planning, and raises questions about whether elevated ROE reflects sustainable operations or one-off items.

Uneven Free Cash Flow GrowthIntermittent free cash flow performance—periods of strength interspersed with slight negatives—signals inconsistent cash conversion. That variability can constrain reliable dividend policy, limit predictable internal funding for loan originations, and makes multi‑period capital allocation planning more challenging.

Concentration In Net Interest IncomeA reliance on net interest income as the primary revenue source leaves earnings exposed to interest-rate cycles, deposit-cost swings, and competitive loan pricing. Without materially broader fee income diversification, margins and earnings can be structurally sensitive to funding cost shifts and rate volatility over the medium term.

THVB FAQ

What was Thomasville Bancshares Inc’s price range in the past 12 months?

Thomasville Bancshares Inc lowest stock price was $72.25 and its highest was $105.00 in the past 12 months.

What is Thomasville Bancshares Inc’s market cap?

Thomasville Bancshares Inc’s market cap is $579.95M.

When is Thomasville Bancshares Inc’s upcoming earnings report date?

Thomasville Bancshares Inc’s upcoming earnings report date is Apr 30, 2026 which is in 15 days.

How were Thomasville Bancshares Inc’s earnings last quarter?

Currently, no data Available

Is Thomasville Bancshares Inc overvalued?

According to Wall Street analysts Thomasville Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Thomasville Bancshares Inc pay dividends?

Thomasville Bancshares Inc pays a Semiannually dividend of $1.45 which represents an annual dividend yield of 3.1%. See more information on Thomasville Bancshares Inc dividends here

What is Thomasville Bancshares Inc’s EPS estimate?

Thomasville Bancshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Thomasville Bancshares Inc have?

Thomasville Bancshares Inc has 6,296,989 shares outstanding.

What happened to Thomasville Bancshares Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Thomasville Bancshares Inc?

Currently, no hedge funds are holding shares in THVB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Thomasville Bancshares Stock Smart Score

Neutral

Technicals

Top Smart Score Stocks >

Company Description

Thomasville Bancshares Inc

Thomasville Bancshares, Inc. operates as a bank holding company for Thomasville National Bank that offers various banking products and services. It offers checking and savings account; and loan products comprising mortgages, and consumer and commercial loans. The company also provides wealth management and mobile banking services. In addition, it offers financial planning, investments, trust, brokerage, and other related financial services. The company was founded in 1995 and is based in Thomasville, Georgia.