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TFSL Stock Chart & Stats
$14.99
-$0.06(-0.48%)
At close: 4:00 PM EST
$14.99
-$0.06(-0.48%)
Day’s Range― - ―
52-Week Range$12.54 - $18.53
Previous CloseN/A
Volume71.21K
Average Volume (3M)864.06K
Market Cap
$5.13B
Enterprise Value$9.04K
Total Cash (Recent Filing)$25.12M
Total Debt (Recent Filing)$5.13B
Price to Earnings (P/E)55.2
Beta0.45
Next Earnings
Jul 23, 2026EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend Yield8.04%
Share Statistics
EPS (TTM)0.34
Shares Outstanding280,432,130
10 Day Avg. Volume648,622
30 Day Avg. Volume864,056
Financial Highlights & Ratios
PEG Ratio2.88
Price to Book (P/B)1.94
Price to Sales (P/S)4.64
P/FCF Ratio51.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$15.50Price Target Upside3.40% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.34
Revenue Forecast (FY)$345.14M
Bulls Say, Bears Say
Bulls Say
Deposit‑funded Residential Mortgage FranchiseTFS operates a classic thrift model focused on first‑lien mortgages, home equity products and retail deposits. That asset/liability structure produces predictable net interest income, benefits from a sticky deposit base and aligns earnings with long‑term housing finance demand.
Sustained Revenue And Net Income GrowthRevenue and net income increases reflect ongoing loan originations, servicing income and investment yield execution. Persistent top‑line growth provides internal funding for operations and supports scale economies, helping sustain margins and capacity for future lending activity over months to years.
Mutual Holder Waiver Mechanism To Support Public DividendsThe MHC waiver creates a repeatable corporate mechanism to make more dividends available to public shareholders while preserving mutual holder capital. If cleared by the Fed, this structural governance tool can improve cash returns to investors without immediately depleting the parent mutual's capital base.
Bears Say
Elevated And Rising LeverageLeverage materially exceeds historical levels, increasing sensitivity to credit losses and funding pressure. Higher debt‑to‑equity constrains capital flexibility, limits capacity to absorb shocks, and raises the cost of maintaining regulatory buffers if credit or interest environments deteriorate.
Weakening Free Cash Flow MomentumAlthough operating cash flow is positive, declining free cash flow growth reduces the company’s ability to fund dividends, buybacks or incremental lending from internally generated cash. Slowing FCF weakens the cushion against rising funding costs or higher provisions over the medium term.
Regulatory Uncertainty Around Dividend WaiversDividend distribution to public holders depends on Fed non‑objection to MHC waivers. This regulatory dependency introduces ongoing capital‑planning risk: a delayed or negative Fed response could reduce expected public payouts and complicate liquidity and capital allocation decisions over the coming months.
TFS Financial News
TFSL FAQ
What was Tfs Financial’s price range in the past 12 months?
Tfs Financial lowest stock price was $12.54 and its highest was $18.52 in the past 12 months.
What is Tfs Financial’s market cap?
Tfs Financial’s market cap is $5.13B.
When is Tfs Financial’s upcoming earnings report date?
Tfs Financial’s upcoming earnings report date is Jul 23, 2026 which is in 3 days.
How were Tfs Financial’s earnings last quarter?
Tfs Financial released its earnings results on Apr 30, 2026. The company reported $0.08 earnings per share for the quarter, the consensus estimate of $0.08 by $0.
Is Tfs Financial overvalued?
According to Wall Street analysts Tfs Financial’s price is currently Undervalued.
Does Tfs Financial pay dividends?
Tfs Financial pays a Quarterly dividend of $0.282 which represents an annual dividend yield of 8.04%. See more information on Tfs Financial dividends here
What is Tfs Financial’s EPS estimate?
Tfs Financial’s EPS estimate is 0.08.
How many shares outstanding does Tfs Financial have?
Tfs Financial has 280,432,130 shares outstanding.
What happened to Tfs Financial’s price movement after its last earnings report?
Tfs Financial reported an EPS of $0.08 in its last earnings report, expectations of $0.08. Following the earnings report the stock price went down -0.068%.
Which hedge fund is a major shareholder of Tfs Financial?
Currently, no hedge funds are holding shares in TFSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TFS Financial Stock Smart Score
Neutral
1
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4
5
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
$15.50 (3.40% Upside)
$15.50 (3.40% Upside)
Blogger Sentiment
Bullish
TFSL Sentiment 100%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 1.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $76.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 8.6%
Last 30 Days ▲ 8.6%
Technicals
SMA
Positive
20 days / 200 days
Momentum
51.66%
12-Months-Change
Fundamentals
Return on Equity
4.89%
Trailing 12-Months
Asset Growth
2.15%
Trailing 12-Months
Company Description
Tfs Financial
TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
TFSL Stock 12 Month Forecast
Average Price Target
$15.50
▲(3.40% Upside)
Technical Analysis
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Ownership Overview
0.50% Insiders
2.65% Mutual Funds
0.10% Other Institutional Investors
91.65% Public Companies and
Individual Investors