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TFS Financial Corp (TFSL)
NASDAQ:TFSL

TFS Financial (TFSL) Stock Statistics & Valuation Metrics

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Total Valuation

TFS Financial has a market cap or net worth of $4.25B. The enterprise value is $9.07B.
Market Cap$4.25B
Enterprise Value$9.07B

Share Statistics

TFS Financial has 280,570,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding280,570,800
Owned by Insiders0.48%
Owned by Institutions0.13%

Financial Efficiency

TFS Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 1.30%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.30%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee861.76K
Profits Per Employee98.98K
Employee Count919
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of TFS Financial is 46.9. TFS Financial’s PEG ratio is 2.83.
PE Ratio46.9
PS Ratio4.64
PB Ratio1.94
Price to Fair Value1.94
Price to FCF51.76
Price to Operating Cash Flow43.23
PEG Ratio2.83

Income Statement

In the last 12 months, TFS Financial had revenue of 791.96M and earned 90.96M in profits. Earnings per share was 0.32.
Revenue791.96M
Gross Profit318.97M
Operating Income114.72M
Pretax Income114.72M
Net Income90.96M
EBITDA137.76M
Earnings Per Share (EPS)0.32

Cash Flow

In the last 12 months, operating cash flow was 95.62M and capital expenditures -10.82M, giving a free cash flow of 84.81M billion.
Operating Cash Flow95.62M
Free Cash Flow84.81M
Free Cash Flow per Share0.30

Dividends & Yields

TFS Financial pays an annual dividend of $0.282, resulting in a dividend yield of 8.04%
Dividend Per Share$0.282
Dividend Yield8.04%
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.45
52-Week Price Change19.99%
50-Day Moving Average14.12
200-Day Moving Average13.14
Relative Strength Index (RSI)60.66
Average Volume (3m)662.39K

Important Dates

TFS Financial upcoming earnings date is May 6, 2026, After Close (Confirmed).
Last Earnings DateJan 29, 2026
Next Earnings DateMay 6, 2026
Ex-Dividend Date

Financial Position

TFS Financial as a current ratio of 0.05, with Debt / Equity ratio of 259.86%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap1.33
Net Debt to EBITDA32.46
Interest Coverage Ratio0.24

Taxes

In the past 12 months, TFS Financial has paid 23.76M in taxes.
Income Tax23.76M
Effective Tax Rate0.21

Enterprise Valuation

TFS Financial EV to EBITDA ratio is 59.12, with an EV/FCF ratio of 114.77.
EV to Sales10.28
EV to EBITDA59.12
EV to Free Cash Flow114.77
EV to Operating Cash Flow98.82

Balance Sheet

TFS Financial has $481.21M in cash and marketable securities with $4.94B in debt, giving a net cash position of -$4.46B billion.
Cash & Marketable Securities$481.21M
Total Debt$4.94B
Net Cash-$4.46B
Net Cash Per Share-$15.89
Tangible Book Value Per Share$6.73

Margins

Gross margin is 40.69%, with operating margin of 14.48%, and net profit margin of 11.49%.
Gross Margin40.69%
Operating Margin14.48%
Pretax Margin14.48%
Net Profit Margin11.49%
EBITDA Margin17.40%
EBIT Margin14.48%

Analyst Forecast

The average price target for TFS Financial is $14.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$14.50
Price Target Upside-3.14% Downside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast4.45%
EPS Growth Forecast14.27%

Scores

Smart Score3
AI Score