Sunrise Realty Trust, Inc. (SUNS)
NASDAQ:SUNS
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Sunrise Realty Trust Inc
(NASDAQ:SUNS)
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Rating:69Neutral
Price Target:
$9.00
▼(-12.45% Downside)
Action:Reiterated
Date:05/27/26
SUNS scores best on valuation (low P/E and high dividend yield) and has supportive near-term technical momentum, but the overall score is capped by financial quality concerns—especially negative recent operating and free cash flow—despite strong reported profitability and improved leverage. The latest earnings call was broadly positive (dividend coverage, strong portfolio yield, low reserves), though one-time fee benefits and an REO earnings drag temper confidence.
Positive Factors
Improved Leverage
A materially lower debt-to-equity (~0.67 from ~1.74) indicates strengthened capital structure and reduced financial risk versus 2024. This durable improvement enhances borrowing flexibility, lowers refinancing strain and supports disciplined origination over the next several quarters.
Negative Factors
Weak Cash Generation
Negative operating and free cash flow and a sharp TTM free cash flow decline signal poor earnings quality and reliance on financing or asset activity. Over months this raises funding risk for dividends, originations and debt service unless cash conversion reverses sustainably.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Leverage
A materially lower debt-to-equity (~0.67 from ~1.74) indicates strengthened capital structure and reduced financial risk versus 2024. This durable improvement enhances borrowing flexibility, lowers refinancing strain and supports disciplined origination over the next several quarters.
Read all positive factors
Sunrise Realty Trust Inc (SUNS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$115.45M
Dividend Yield12.97%
Average Volume (3M)80.51K
Price to Earnings (P/E)8.6
Beta (1Y)0.95
Revenue Growth139.61%
EPS Growth-2.50%
CountryUS
EmployeesN/A
SectorReal Estate
Sector Strength53
IndustryREIT - Residential
Share Statistics
EPS (TTM)0.99
Shares Outstanding13,518,205
10 Day Avg. Volume69,620
30 Day Avg. Volume80,512
Financial Highlights & Ratios
PEG Ratio-1.67
Price to Book (P/B)0.66
Price to Sales (P/S)4.56
P/FCF Ratio-35.03
Enterprise Value/Market Cap2.20
Enterprise Value/Revenue8.02
Enterprise Value/Gross Profit10.13
Enterprise Value/Ebitda12.99
Forecast
1Y Price Target
$10.33Price Target Upside0.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.18
Revenue Forecast (FY)$28.32M
Sunrise Realty Trust Inc Business Overview & Revenue Model
Company Description
Established in 2017, Sunrise Realty Trust has consistently addressed the increasing demand for new properties and development projects within Canada's rental sector. The company distinguishes itself through unwavering integrity and a steadfast com...
How the Company Makes Money
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Sunrise Realty Trust Inc Earnings Call Summary
Earnings Call Date:May 14, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Aug 19, 2026
Earnings Call Sentiment Positive
The call conveyed a largely positive operational and financial picture: distributable earnings covered the dividend, portfolio yields are strong (~12.4%), credit reserves are low (19 bps CECL), liquidity was expanded, originations and repayments were active, and all loans were performing. Notable negatives include an REO hotel position that is not producing income until sold, Q1 benefit from ~$1.6M of one-time fees, and near-term capital markets volatility that paused some pipeline activity. Overall, management presented a constructive outlook and reiterated disciplined, selective deployment into transitional opportunities in core Southern markets.Positive Updates
Distributable Earnings Covered Dividend
Distributable earnings of $0.35 per share for Q1 2026 covered the declared dividend of $0.30 per share (coverage ~116.7%), indicating the dividend was supported by current earnings.
Negative Updates
Foreclosure / REO Carrying Temporary Earnings Drag
Foreclosure of Thompson San Antonio hotel created an REO position that is currently not producing income; management expects no meaningful hotel income until disposition (likely over the next couple of quarters), and proceeds/resolution timing remains uncertain.
Read all updates
Q1-2026 Updates
Positive
Negative
Distributable Earnings Covered Dividend
Distributable earnings of $0.35 per share for Q1 2026 covered the declared dividend of $0.30 per share (coverage ~116.7%), indicating the dividend was supported by current earnings.
Read all positive updates
Company Guidance
Management gave no specific forward distributable-earnings guidance, saying the board underwrites the dividend on medium‑term earnings power rather than one‑offs, but noted Q1 distributable earnings of $4.7M ( $0.35 per share) covered the $0.30 per share dividend (GAAP net income was $4.3M, $0.32/share). They reiterated a disciplined origination posture — a majority senior mix (historically ~75%) focused on Southern U.S. markets — and flagged no other assets on a watch list; all loans were current and performing. Portfolio and balance‑sheet metrics that frame their outlook include $397.1M of commitments (03/31/2026) with $299.3M principal outstanding across 15 loans (subsequent 05/08/2026 totals: $380.2M commitments, $292.1M outstanding across 14 loans), a weighted‑average yield to maturity of ~12.4%, CECL reserve of $550k (19 bps), total assets of $330M, total equity of $182.5M and book value of $13.00/share, and a $165M senior secured revolver after a $25M expansion; the REO (Thompson San Antonio) is being marketed with an expected resolution over the next couple of quarters.Sunrise Realty Trust Inc Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
63
Positive
Cash Flow
28
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|---|
Income Statement | ||||
| Total Revenue | 31.69M | 26.37M | 10.63M | 734.23K |
| Gross Profit | 25.08M | 23.92M | 9.81M | 734.23K |
| EBITDA | 19.55M | 16.94M | 6.65M | 0.00 |
| Net Income | 13.30M | 12.14M | 6.87M | 703.87K |
Balance Sheet | ||||
| Total Assets | 330.03M | 310.23M | 317.54M | 31.24M |
| Cash, Cash Equivalents and Short-Term Investments | 5.66M | 6.45M | 184.63M | 31.24M |
| Total Debt | 139.40M | 122.00M | 198.84M | 0.00 |
| Total Liabilities | 147.50M | 128.27M | 203.40M | 10.00K |
| Stockholders Equity | 182.53M | 181.96M | 114.14M | 31.23M |
Cash Flow | ||||
| Free Cash Flow | -1.35M | -3.43M | 1.64M | 244.62K |
| Operating Cash Flow | -1.35M | -3.43M | 1.64M | 244.62K |
| Investing Cash Flow | -72.42M | -153.06M | -125.18M | 0.00 |
| Financing Cash Flow | 77.79M | -21.69M | 276.92M | 31.00M |
Sunrise Realty Trust Inc Technical Analysis
Positive
10.28
Price Trends
7.97
Positive
8.32
Positive
8.83
Negative
Market Momentum
0.16
Positive
57.15
Neutral
24.86
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SUNS, the sentiment is Positive. The current price of 10.28 is above the 20-day moving average (MA) of 8.43, above the 50-day MA of 7.97, and above the 200-day MA of 8.83, indicating a neutral trend. The MACD of 0.16 indicates Positive momentum. The RSI at 57.15 is Neutral, neither overbought nor oversold. The STOCH value of 24.86 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SUNS.
Sunrise Realty Trust Inc Risk Analysis
Sunrise Realty Trust Inc disclosed 116 risk factors in its most recent earnings report. Sunrise Realty Trust Inc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Sunrise Realty Trust Inc Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | $115.45M | 8.56 | 7.25% | 12.97% | 139.61% | -2.50% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
58 Neutral | $1.03B | 113.71 | 1.15% | 4.58% | 33.21% | ― | |
54 Neutral | $735.07M | -21.84 | -10.30% | 7.06% | -1.46% | 0.65% | |
53 Neutral | $284.22M | -21.88 | -6.77% | 6.98% | 1.24% | -34.65% | |
46 Neutral | $53.32M | -12.40 | 37.86% | 11.34% | -0.32% | 20.12% |
* Real Estate Sector Average
SUNS
Sunrise Realty Trust Inc
8.55
-1.12
-11.56%
CSR
Centerspace
56.46
-3.02
-5.08%
BRT
BRT Apartments
14.87
>-0.01
-0.03%
NXRT
NexPoint Residential
27.42
-3.52
-11.39%
CLPR
Clipper Realty
3.15
-0.43
-11.89%
BHM
Bluerock Homes Trust, Inc. Class A
9.25
-2.50
-21.26%
Sunrise Realty Trust Inc Corporate Events
Executive/Board ChangesShareholder Meetings
Sunrise Realty Trust Shareholders Reelect Directors, Ratify Auditor
Positive
May 26, 2026
On May 26, 2026, Sunrise Realty Trust, Inc. shareholders reelected Class II directors Brian Sedrish and James Fagan for terms expiring at the 2029 annual meeting, reinforcing continuity in the company’s board leadership and governance struct...
Business Operations and StrategyPrivate Placements and Financing
Sunrise Realty Trust Expands Revolving Credit Facility Capacity
Positive
Mar 5, 2026
On February 27, 2026, Sunrise Realty Trust, Inc. amended its Loan and Security Agreement to facilitate the entry of an additional lender, increase the maximum revolving credit facility by $25 million to $165 million, and revise lender consent requ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.