Sunrise Realty Trust, Inc. (SUNS)
NASDAQ:SUNS
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Sunrise Realty Trust Inc
(NASDAQ:SUNS)
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Rating:57Neutral
Price Target:
$8.50
▼(-17.32% Downside)
Action:Reiterated
Date:05/15/26
The score is held back primarily by negative recent operating and free cash flow despite strong reported profitability. Earnings-call fundamentals were generally positive (dividend coverage, performing loans, strong portfolio yield, improved liquidity), but technical signals remain weak and the very high dividend yield implies higher risk even with a moderate P/E.
Positive Factors
Revenue & Profitability
Sustained TTM revenue growth (+20.15%) combined with high reported net margins (~46%) indicates the business produces meaningful earnings from its loan portfolio. Over 2–6 months this supports distributable earnings and operational scalability if originations remain disciplined.
Negative Factors
Negative Cash Flow
Persistently negative operating and free cash flow (TTM and 2025) and a ~-60.6% FCF decline signal earnings are not translating into internal cash. Over months this forces greater reliance on financing or asset sales, raising sustainability risk for dividends and growth without external funding.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & Profitability
Sustained TTM revenue growth (+20.15%) combined with high reported net margins (~46%) indicates the business produces meaningful earnings from its loan portfolio. Over 2–6 months this supports distributable earnings and operational scalability if originations remain disciplined.
Read all positive factors
Sunrise Realty Trust Inc (SUNS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$110.71M
Dividend Yield12.97%
Average Volume (3M)94.05K
Price to Earnings (P/E)6.0
Beta (1Y)0.92
Revenue Growth139.61%
EPS Growth-2.50%
CountryUS
EmployeesN/A
SectorReal Estate
Sector Strength53
IndustryREIT - Residential
Share Statistics
EPS (TTM)0.99
Shares Outstanding13,518,205
10 Day Avg. Volume94,351
30 Day Avg. Volume94,053
Financial Highlights & Ratios
PEG Ratio-1.67
Price to Book (P/B)0.66
Price to Sales (P/S)4.56
P/FCF Ratio-35.03
Enterprise Value/Market Cap2.22
Enterprise Value/Revenue7.76
Enterprise Value/Gross Profit9.81
Enterprise Value/Ebitda13.51
Forecast
1Y Price Target
$10.33Price Target Upside0.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.17
Revenue Forecast (FY)$25.70M
Sunrise Realty Trust Inc Business Overview & Revenue Model
Company Description
Founded in 2017, Sunrise REIT has served the Canadian rental community's growing need for new property and real estate projects through impressive integrity and a commitment to delivering results with the highest quality standards. Our professiona...
How the Company Makes Money
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Sunrise Realty Trust Inc Earnings Call Summary
Earnings Call Date:May 14, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Aug 19, 2026
Earnings Call Sentiment Positive
The call conveyed a largely positive operational and financial picture: distributable earnings covered the dividend, portfolio yields are strong (~12.4%), credit reserves are low (19 bps CECL), liquidity was expanded, originations and repayments were active, and all loans were performing. Notable negatives include an REO hotel position that is not producing income until sold, Q1 benefit from ~$1.6M of one-time fees, and near-term capital markets volatility that paused some pipeline activity. Overall, management presented a constructive outlook and reiterated disciplined, selective deployment into transitional opportunities in core Southern markets.Positive Updates
Distributable Earnings Covered Dividend
Distributable earnings of $0.35 per share for Q1 2026 covered the declared dividend of $0.30 per share (coverage ~116.7%), indicating the dividend was supported by current earnings.
Negative Updates
Foreclosure / REO Carrying Temporary Earnings Drag
Foreclosure of Thompson San Antonio hotel created an REO position that is currently not producing income; management expects no meaningful hotel income until disposition (likely over the next couple of quarters), and proceeds/resolution timing remains uncertain.
Read all updates
Q1-2026 Updates
Positive
Negative
Distributable Earnings Covered Dividend
Distributable earnings of $0.35 per share for Q1 2026 covered the declared dividend of $0.30 per share (coverage ~116.7%), indicating the dividend was supported by current earnings.
Read all positive updates
Company Guidance
Management gave no specific forward distributable-earnings guidance, saying the board underwrites the dividend on medium‑term earnings power rather than one‑offs, but noted Q1 distributable earnings of $4.7M ( $0.35 per share) covered the $0.30 per share dividend (GAAP net income was $4.3M, $0.32/share). They reiterated a disciplined origination posture — a majority senior mix (historically ~75%) focused on Southern U.S. markets — and flagged no other assets on a watch list; all loans were current and performing. Portfolio and balance‑sheet metrics that frame their outlook include $397.1M of commitments (03/31/2026) with $299.3M principal outstanding across 15 loans (subsequent 05/08/2026 totals: $380.2M commitments, $292.1M outstanding across 14 loans), a weighted‑average yield to maturity of ~12.4%, CECL reserve of $550k (19 bps), total assets of $330M, total equity of $182.5M and book value of $13.00/share, and a $165M senior secured revolver after a $25M expansion; the REO (Thompson San Antonio) is being marketed with an expected resolution over the next couple of quarters.Sunrise Realty Trust Inc Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
63
Positive
Cash Flow
28
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|---|
Income Statement | ||||
| Total Revenue | 31.69M | 26.37M | 10.63M | 734.23K |
| Gross Profit | 25.08M | 23.92M | 9.81M | 734.23K |
| EBITDA | 18.21M | 16.94M | 6.87M | 0.00 |
| Net Income | 13.30M | 12.14M | 6.87M | 703.87K |
Balance Sheet | ||||
| Total Assets | 330.03M | 310.23M | 317.54M | 31.24M |
| Cash, Cash Equivalents and Short-Term Investments | 5.66M | 6.45M | 184.63M | 31.24M |
| Total Debt | 139.40M | 122.00M | 198.84M | 0.00 |
| Total Liabilities | 147.50M | 128.27M | 203.40M | 10.00K |
| Stockholders Equity | 182.53M | 181.96M | 114.14M | 31.23M |
Cash Flow | ||||
| Free Cash Flow | -1.35M | -3.43M | 1.64M | 244.62K |
| Operating Cash Flow | -1.35M | -3.43M | 1.64M | 244.62K |
| Investing Cash Flow | -72.42M | -153.06M | -125.18M | 0.00 |
| Financing Cash Flow | 77.79M | -21.69M | 276.92M | 31.00M |
Sunrise Realty Trust Inc Technical Analysis
Positive
10.28
Price Trends
7.79
Positive
8.38
Negative
8.90
Negative
Market Momentum
0.09
Negative
64.96
Neutral
89.99
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SUNS, the sentiment is Positive. The current price of 10.28 is above the 20-day moving average (MA) of 7.72, above the 50-day MA of 7.79, and above the 200-day MA of 8.90, indicating a neutral trend. The MACD of 0.09 indicates Negative momentum. The RSI at 64.96 is Neutral, neither overbought nor oversold. The STOCH value of 89.99 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SUNS.
Sunrise Realty Trust Inc Risk Analysis
Sunrise Realty Trust Inc disclosed 116 risk factors in its most recent earnings report. Sunrise Realty Trust Inc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Sunrise Realty Trust Inc Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
66 Neutral | $1.19B | -18.78 | 1.15% | 4.58% | 33.21% | ― | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
57 Neutral | $110.71M | 6.00 | 7.25% | 12.97% | 139.61% | -2.50% | |
55 Neutral | $755.29M | -23.50 | -10.30% | 7.06% | -1.46% | 0.65% | |
54 Neutral | $274.62M | -22.46 | -6.77% | 6.98% | 1.24% | -34.65% | |
46 Neutral | $49.93M | -7.56 | 37.86% | 11.34% | -0.32% | 20.12% |
* Real Estate Sector Average
SUNS
Sunrise Realty Trust Inc
8.30
-1.03
-11.00%
CSR
Centerspace
68.24
10.10
17.37%
BRT
BRT Apartments
14.53
0.25
1.77%
NXRT
NexPoint Residential
29.74
-1.35
-4.34%
CLPR
Clipper Realty
2.91
-0.64
-18.07%
BHM
Bluerock Homes Trust, Inc. Class A
10.62
0.68
6.84%
Sunrise Realty Trust Inc Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Sunrise Realty Trust Expands Revolving Credit Facility Capacity
Positive
Mar 5, 2026
On February 27, 2026, Sunrise Realty Trust, Inc. amended its Loan and Security Agreement to facilitate the entry of an additional lender, increase the maximum revolving credit facility by $25 million to $165 million, and revise lender consent requ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.