Sunrise Realty Trust Inc (SUNS)
NASDAQ:SUNS
Top Page
Sunrise Realty Trust Inc
(NASDAQ:SUNS)
Select Model
Select Model
Rating:50Neutral
Price Target:
$9.00
▼(-12.45% Downside)
Action:ReiteratedDate:03/13/26
The score is held back primarily by inconsistent financial reporting signals and weakening cash flow (including negative operating/free cash flow in 2025), reinforced by bearish technical trend and momentum. These are partly offset by attractive valuation (low P/E and high dividend yield) and an earnings call that showed improved liquidity and solid portfolio yield, though tempered by the Thompson Hotel credit event and reduced pipeline.
Positive Factors
High portfolio yield & floating-rate exposure
A ~12% portfolio yield with 97% floating-rate exposure and ~3.9% floors provides durable interest income upside as rates rise and cushions margin compression. This structure supports persistent net interest income and risk-adjusted returns over the next several quarters, improving cash earnings resilience.
Negative Factors
Weak cash generation
Negative operating (and free) cash flow in 2025 signals deteriorating cash conversion of income and raises sustainability concerns for dividends and operations. Over a 2-6 month horizon this increases reliance on revolver capacity and external financing, constraining strategic flexibility and raising liquidity risk.
Read all positive and negative factors
Positive Factors
Negative Factors
High portfolio yield & floating-rate exposure
A ~12% portfolio yield with 97% floating-rate exposure and ~3.9% floors provides durable interest income upside as rates rise and cushions margin compression. This structure supports persistent net interest income and risk-adjusted returns over the next several quarters, improving cash earnings resilience.
Read all positive factors
Sunrise Realty Trust Inc (SUNS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$108.02M
Dividend Yield12.97%
Average Volume (3M)70.72K
Price to Earnings (P/E)9.9
Beta (1Y)1.02
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
EmployeesN/A
SectorReal Estate
Sector Strength53
IndustryREIT - Residential
Share Statistics
EPS (TTM)0.12
Shares Outstanding13,519,655
10 Day Avg. Volume75,820
30 Day Avg. Volume70,717
Financial Highlights & Ratios
PEG Ratio-1.67
Price to Book (P/B)0.66
Price to Sales (P/S)4.56
P/FCF Ratio-35.03
Enterprise Value/Market Cap2.07
Enterprise Value/Revenue8.48
Enterprise Value/Gross Profit10.62
Enterprise Value/Ebitda14.40
Forecast
1Y Price Target
$10.58Price Target Upside2.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.12
Revenue Forecast (FY)$26.39M
Sunrise Realty Trust Inc Business Overview & Revenue Model
Company Description
Sunrise Realty Trust Inc (SUNS) is a real estate investment trust (REIT) that specializes in acquiring, managing, and developing a diversified portfolio of commercial real estate properties. Operating primarily in the United States, SUNS focuses o...
How the Company Makes Money
null...
Sunrise Realty Trust Inc Earnings Call Summary
Earnings Call Date:Mar 12, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:May 13, 2026
Earnings Call Sentiment Neutral
The call presented a mix of constructive financial and operational metrics—solid FY2025 distributable earnings, a high ~12% portfolio yield, increased revolver capacity, active commitments and post-quarter investments—while highlighting a material, but contained, credit event (Thompson Hotel foreclosure) that reduced near-term distributable earnings and constrained borrowing capacity. Management emphasized that the troubled asset is isolated, that the portfolio remains largely floating-rate (97%) with attractive floors, and that they remain selective amid market volatility. The reduced pipeline and rate-driven uncertainty temper near-term deployment visibility but the company retains liquidity and a strategy to market and resolve the hotel asset quickly.Positive Updates
Strong FY2025 Distributable and GAAP Results
For fiscal year ended 12/31/2025, distributable earnings were $15.2 million, or $1.19 per basic weighted average common share; GAAP net income was $12.1 million, or $0.93 per basic weighted average common share.
Negative Updates
Foreclosure of Thompson Hotel (San Antonio)
Sunrise foreclosed on the 162-key Thompson Hotel on 03/03/2026 due to slower-than-expected ramp and sponsor inability to continue servicing the loan; loan was placed on nonaccrual in Q4 which reduced distributable earnings by ~ $0.03 per share (would have been ~$0.30 per share on an accrual basis).
Read all updates
Q4-2025 Updates
Positive
Negative
Strong FY2025 Distributable and GAAP Results
For fiscal year ended 12/31/2025, distributable earnings were $15.2 million, or $1.19 per basic weighted average common share; GAAP net income was $12.1 million, or $0.93 per basic weighted average common share.
Read all positive updates
Company Guidance
Management guided that the Board has declared a $0.30 quarterly dividend for the period ended 03/31/2026 (record 03/31/2026; payable 04/15/2026) that it expects to cover from the business’s medium‑term earnings; they noted Q4 distributable earnings of $0.27 per share (would have been ~ $0.30 if the Thompson Hotel loan had remained on accrual), full‑year distributable earnings of $1.19 per share, Q4 net interest income of $5.2M and FY net interest income of $21.6M (GAAP net income Q4 $0.12/share, FY $0.93/share). They reiterated portfolio and capital metrics: $420.7M of current commitments and $305.5M principal outstanding at 12/31/2025 (excluding Thompson as of 02/27/2026: $442.1M commitments and $337.0M outstanding across 16 loans), a weighted‑average yield to maturity of ~12%, 97% floating‑rate exposure with weighted‑average floors of 3.9%, a CECL reserve of ~$2.1M (68 bps), total assets of $310.2M, shareholders’ equity of $182.0M and book value of $13.56/share. On liquidity, they increased the revolving credit facility to $165M (Customers Bank +$25M), expandable to $200M, priced at 275 bps over SOFR with a ~2.63% floor (credit line floor ~2.6%), and noted the TCG platform closed $368M of loans in 2025 (Sunrise committed $247M and funded $224M, with $52M of repayments) while the company trimmed its pipeline to $652M (from $1.7B) to focus on highly actionable, transitional opportunities.Sunrise Realty Trust Inc Financial Statement Overview
Summary
Income Statement
42
Neutral
Balance Sheet
54
Neutral
Cash Flow
28
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
Income Statement | |||
| Total Revenue | 26.37M | 10.63M | 734.23K |
| Gross Profit | 23.92M | 9.81M | 734.23K |
| EBITDA | 16.94M | 6.87M | 0.00 |
| Net Income | 12.14M | 6.87M | 703.87K |
Balance Sheet | |||
| Total Assets | 310.23M | 317.54M | 31.24M |
| Cash, Cash Equivalents and Short-Term Investments | 6.45M | 184.63M | 31.24M |
| Total Debt | 122.00M | 198.84M | 0.00 |
| Total Liabilities | 128.27M | 203.40M | 10.00K |
| Stockholders Equity | 181.96M | 114.14M | 31.23M |
Cash Flow | |||
| Free Cash Flow | -3.43M | 1.64M | 244.62K |
| Operating Cash Flow | -3.43M | 1.64M | 244.62K |
| Investing Cash Flow | -153.06M | -125.18M | 0.00 |
| Financing Cash Flow | -21.69M | 276.92M | 31.00M |
Sunrise Realty Trust Inc Technical Analysis
Negative
10.28
Price Trends
9.09
Negative
9.40
Negative
9.85
Negative
Market Momentum
-0.33
Positive
27.17
Positive
13.88
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SUNS, the sentiment is Negative. The current price of 10.28 is above the 20-day moving average (MA) of 8.76, above the 50-day MA of 9.09, and above the 200-day MA of 9.85, indicating a bearish trend. The MACD of -0.33 indicates Positive momentum. The RSI at 27.17 is Positive, neither overbought nor oversold. The STOCH value of 13.88 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SUNS.
Sunrise Realty Trust Inc Risk Analysis
Sunrise Realty Trust Inc disclosed 116 risk factors in its most recent earnings report. Sunrise Realty Trust Inc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Sunrise Realty Trust Inc Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
55 Neutral | $1.02B | 63.46 | -4.93% | 4.58% | 36.82% | ― | |
52 Neutral | $250.77M | -22.16 | -6.33% | 6.98% | 1.62% | 11.38% | |
50 Neutral | $108.02M | 9.90 | 6.60% | 12.97% | ― | ― | |
47 Neutral | $627.65M | -23.86 | -12.63% | 7.06% | -4.46% | -206.19% | |
46 Neutral | $47.31M | -8.15 | 81.43% | 11.34% | 5.90% | -322.37% |
* Real Estate Sector Average
SUNS
Sunrise Realty Trust Inc
7.99
-2.49
-23.76%
CSR
Centerspace
57.77
-4.61
-7.39%
BRT
BRT Apartments
13.21
-2.69
-16.94%
NXRT
NexPoint Residential
24.60
-12.31
-33.35%
CLPR
Clipper Realty
2.93
-0.53
-15.37%
BHM
Bluerock Homes Trust, Inc. Class A
11.80
0.92
8.49%
Sunrise Realty Trust Inc Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Sunrise Realty Trust Expands Revolving Credit Facility Capacity
Positive
Mar 5, 2026
On February 27, 2026, Sunrise Realty Trust, Inc. amended its Loan and Security Agreement to facilitate the entry of an additional lender, increase the maximum revolving credit facility by $25 million to $165 million, and revise lender consent requ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.