Clipper Realty (CLPR) AI Stock Analysis

• Market Cap: $71.37M
• Dividend Yield: 8.8%
• Average Volume (3M): 92.80K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.43
• Revenue Growth: 7.69%
• EPS Growth: -251.59%
• Country: US
• Employees: 171
• Sector: Real Estate
• Sector Strength: 49
• Industry: REIT - Residential
• EPS (TTM): -0.07
• Shares Outstanding: 16,146,545
• 10 Day Avg. Volume: 56,520
• 30 Day Avg. Volume: 92,802
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 17.25
• Enterprise Value/Revenue: 7.99
• Enterprise Value/Gross Profit: 12.68
• Enterprise Value/Ebitda: 31.69
• 1Y Price Target: $4.00
• Price Target Upside: -7.41% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 2

• Rating: 52 Neutral
• Price Target: $4.00 ▼(-7.41% Downside)

Clipper Realty's overall stock score reflects a balance of strengths and challenges. The most significant factor is the company's financial performance, which is hindered by high leverage and negative net income. Technical analysis shows moderate strength, while valuation is mixed with a high dividend yield but negative P/E ratio. The earnings call and corporate events provide some positive outlooks, but operational challenges remain.

Positive Factors

Revenue Growth

Consistent revenue growth indicates strong demand for Clipper Realty's properties, supporting long-term financial stability and potential for future expansion.

Leasing Performance

High leasing performance and occupancy rates suggest effective property management and strong market position, enhancing revenue potential.

Strategic Financial Management

Reducing liabilities through strategic debt repayment improves financial health, enhancing cash flow and reducing interest expenses over time.

Negative Factors

High Debt Levels

High debt levels and negative equity indicate financial instability, potentially limiting future investment and growth opportunities.

Negative Free Cash Flow Growth

Declining free cash flow growth raises concerns about liquidity and the ability to fund future operations or investments without external financing.

Increased Operating Expenses

Rising operating expenses can pressure margins and reduce profitability, challenging the company's ability to maintain cost efficiency.

Clipper Realty Business Overview & Revenue Model

Company Description

Clipper Realty Inc. (NYSE: CLPR) is a self-administered and self-managed real estate company that acquires, owns, manages, operates and repositions multifamily residential and commercial properties in the New York metropolitan area, with a portfolio in Manhattan and Brooklyn.

How the Company Makes Money

Clipper Realty generates revenue primarily through rental income from its multifamily properties. The company leases residential apartments to tenants, collecting monthly rent payments that contribute significantly to its overall earnings. Additionally, Clipper Realty may also earn revenue from ancillary services related to property management and leasing activities. The company's revenue model benefits from its strategic focus on value-add properties, allowing it to increase rental rates and occupancy levels through targeted renovations and enhancements. Partnerships with local contractors and service providers can also play a role in optimizing property management efficiency and tenant satisfaction, further supporting its revenue generation.

Clipper Realty Financial Statement Overview

Summary

Clipper Realty faces challenges with profitability and financial leverage. Despite positive revenue growth and strong gross profit margins, the company struggles with negative net income and high debt levels. Cash flow stability is a positive aspect, but declining free cash flow growth raises concerns about future liquidity.

Income Statement

Clipper Realty's income statement shows a mixed performance. The TTM (Trailing-Twelve-Months) gross profit margin is strong at 63%, indicating efficient cost management. However, the net profit margin is negative, reflecting ongoing losses. Revenue growth is positive, but the EBIT and EBITDA margins have significantly declined compared to the previous year, suggesting reduced operational efficiency.

Balance Sheet

The balance sheet reveals significant financial leverage, with a negative equity position and a high debt-to-equity ratio, indicating potential financial instability. The return on equity is positive in the TTM, but this is due to negative equity, which is a concerning sign. The equity ratio is negative, highlighting the company's reliance on debt financing.

Cash Flow

Cash flow analysis shows stability in operating cash flow, but free cash flow has declined significantly in the TTM. The operating cash flow to net income ratio is positive, indicating good cash generation relative to net income. However, the free cash flow growth rate is negative, suggesting challenges in maintaining cash reserves.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	154.10M	148.78M	138.21M	129.75M	122.73M	122.85M
Gross Profit	97.11M	84.84M	75.64M	67.88M	63.28M	64.66M
EBITDA	38.84M	70.42M	58.24M	55.37M	52.71M	54.54M
Net Income	-14.69M	-2.50M	-5.90M	-5.73M	-8.24M	-4.91M
Balance Sheet
Total Assets	1.24B	1.29B	1.25B	1.23B	1.23B	1.21B
Cash, Cash Equivalents and Short-Term Investments	32.03M	19.90M	22.16M	18.15M	34.52M	72.06M
Total Debt	1.27B	1.27B	1.21B	1.16B	1.13B	1.08B
Total Liabilities	1.30B	1.30B	1.24B	1.19B	1.16B	1.10B
Stockholders Equity	-21.94M	-5.41M	2.74M	14.09M	26.51M	39.46M
Cash Flow
Free Cash Flow	31.86M	31.86M	26.18M	-25.31M	-24.71M	-15.82M
Operating Cash Flow	31.86M	31.86M	26.18M	20.14M	10.82M	15.99M
Investing Cash Flow	-8.76M	-68.78M	-41.36M	-51.48M	-77.94M	-31.71M
Financing Cash Flow	995.00K	38.75M	20.73M	9.78M	30.31M	47.82M

Clipper Realty Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 4.32
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CLPR, the sentiment is Positive. The current price of 4.32 is above the 20-day moving average (MA) of 4.21, above the 50-day MA of 3.89, and above the 200-day MA of 3.95, indicating a bullish trend. The MACD of 0.16 indicates Positive momentum. The RSI at 57.61 is Neutral, neither overbought nor oversold. The STOCH value of 51.34 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CLPR.

Clipper Realty Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	63 Neutral	$7.03B	13.25	-0.30%	6.93%	4.01%	-25.47%
CSR	62 Neutral	$1.07B	―	-3.35%	5.02%	-0.63%	-123.59%
NXRT	55 Neutral	$879.13M	866.19	-11.85%	5.95%	-6.02%	-156.44%
CLPR	52 Neutral	$71.37M	―	46.22%	8.80%	7.69%	-251.59%
BRT	48 Neutral	$297.72M	―	-4.52%	6.20%	2.16%	11.18%
BHM	―	$146.27M	―	1.20%	3.91%	―	―
SUNS	52 Neutral	$147.23M	10.40	8.62%	11.15%	―	―

Clipper Realty Corporate Events

Clipper Realty Stockholders Approve Key Proposals at Meeting

On June 18, 2025, Clipper Realty Inc. held its 2024 Annual Meeting of Stockholders where all proposals were approved. These included the election of seven directors, the ratification of PKF O’Connor Davies, LLP as the independent accounting firm for 2025, and the approval of the 2025 Omnibus Incentive Plan and Non-Employee Director Plan. The approval of these proposals signifies a strong endorsement from the stockholders, potentially impacting the company’s governance and strategic direction positively.