Clipper Realty (CLPR) AI Stock Analysis

• Market Cap: $67.33M
• Dividend Yield: 9.13%
• Average Volume (3M): 60.41K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.45
• Revenue Growth: 7.69%
• EPS Growth: -251.59%
• Country: US
• Employees: 171
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Residential
• EPS (TTM): -0.07
• Shares Outstanding: 16,146,545
• 10 Day Avg. Volume: 53,873
• 30 Day Avg. Volume: 60,414
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 18.28
• Enterprise Value/Revenue: 7.99
• Enterprise Value/Gross Profit: 12.68
• Enterprise Value/Ebitda: 31.69
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 1

• Rating: 51 Neutral
• Price Target: $4.00 ▼(-4.53% Downside)

Clipper Realty's overall stock score reflects a balance of strengths and challenges. The most significant positive factor is the strong performance highlighted in the earnings call, with record revenue and leasing achievements. However, financial performance issues, particularly high leverage and negative net income, weigh heavily on the score. The technical analysis and valuation provide mixed signals, with a high dividend yield offering some appeal despite valuation concerns.

Clipper Realty Business Overview & Revenue Model

Company Description

Clipper Realty Inc. (NYSE: CLPR) is a self-administered and self-managed real estate company that acquires, owns, manages, operates and repositions multifamily residential and commercial properties in the New York metropolitan area, with a portfolio in Manhattan and Brooklyn.

How the Company Makes Money

Clipper Realty generates revenue primarily through rental income from its multifamily properties. The company leases residential apartments to tenants, collecting monthly rent payments that contribute significantly to its overall earnings. Additionally, Clipper Realty may also earn revenue from ancillary services related to property management and leasing activities. The company's revenue model benefits from its strategic focus on value-add properties, allowing it to increase rental rates and occupancy levels through targeted renovations and enhancements. Partnerships with local contractors and service providers can also play a role in optimizing property management efficiency and tenant satisfaction, further supporting its revenue generation.

Clipper Realty Financial Statement Overview

Summary

Clipper Realty faces challenges with profitability and financial leverage. Despite positive revenue growth and strong gross profit margins, the company struggles with negative net income and high debt levels. Cash flow stability is a positive aspect, but declining free cash flow growth raises concerns about future liquidity.

Income Statement

Clipper Realty's income statement shows a mixed performance. The TTM (Trailing-Twelve-Months) gross profit margin is strong at 63%, indicating efficient cost management. However, the net profit margin is negative, reflecting ongoing losses. Revenue growth is positive, but the EBIT and EBITDA margins have significantly declined compared to the previous year, suggesting reduced operational efficiency.

Balance Sheet

The balance sheet reveals significant financial leverage, with a negative equity position and a high debt-to-equity ratio, indicating potential financial instability. The return on equity is positive in the TTM, but this is due to negative equity, which is a concerning sign. The equity ratio is negative, highlighting the company's reliance on debt financing.

Cash Flow

Cash flow analysis shows stability in operating cash flow, but free cash flow has declined significantly in the TTM. The operating cash flow to net income ratio is positive, indicating good cash generation relative to net income. However, the free cash flow growth rate is negative, suggesting challenges in maintaining cash reserves.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	154.10M	148.78M	138.21M	129.75M	122.73M	122.85M
Gross Profit	97.11M	84.84M	75.64M	67.88M	63.28M	64.66M
EBITDA	38.84M	70.42M	58.24M	55.37M	52.71M	54.54M
Net Income	-14.69M	-2.50M	-5.90M	-5.73M	-8.24M	-4.91M
Balance Sheet
Total Assets	1.24B	1.29B	1.25B	1.23B	1.23B	1.21B
Cash, Cash Equivalents and Short-Term Investments	32.03M	19.90M	22.16M	18.15M	34.52M	72.06M
Total Debt	1.27B	1.27B	1.21B	1.16B	1.13B	1.08B
Total Liabilities	1.30B	1.30B	1.24B	1.19B	1.16B	1.10B
Stockholders Equity	-21.94M	-5.41M	2.74M	14.09M	26.51M	39.46M
Cash Flow
Free Cash Flow	31.86M	31.86M	26.18M	-25.31M	-24.71M	-15.82M
Operating Cash Flow	31.86M	31.86M	26.18M	20.14M	10.82M	15.99M
Investing Cash Flow	-8.76M	-68.78M	-41.36M	-51.48M	-77.94M	-31.71M
Financing Cash Flow	995.00K	38.75M	20.73M	9.78M	30.31M	47.82M

Clipper Realty Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 4.19
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CLPR, the sentiment is Positive. The current price of 4.19 is above the 20-day moving average (MA) of 3.96, above the 50-day MA of 4.10, and above the 200-day MA of 3.85, indicating a bullish trend. The MACD of 0.02 indicates Negative momentum. The RSI at 56.31 is Neutral, neither overbought nor oversold. The STOCH value of 72.97 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CLPR.

Clipper Realty Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
CSR	65 Neutral	$1.06B	-33.20	-3.35%	5.11%	-0.63%	-123.59%
NXRT	53 Neutral	$802.47M	-15.89	-11.85%	6.47%	-6.02%	-156.44%
SUNS	52 Neutral	$126.29M	8.92	8.62%	13.51%	―	―
CLPR	51 Neutral	$67.33M	―	―	9.13%	7.69%	-251.59%
BRT	48 Neutral	$283.92M	-29.83	-4.52%	6.66%	2.16%	11.18%

Clipper Realty Corporate Events

Clipper Realty Secures $84.5M Loan for Brooklyn Property

On October 1, 2025, Clipper Realty‘s subsidiary, 1010 Pacific Owner LLC, entered into a new Loan Agreement with Citi Real Estate Funding Inc. and Morgan Stanley Bank, securing an $84.5 million loan for its Brooklyn property. This refinancing allowed 1010 Pacific to repay its previous $80 million mortgage with Valley National Bank, incurring no fees for the termination but approximately $1.7 million in closing costs and prepaid interest. The company received net proceeds of about $2.1 million, enhancing its financial position.

The most recent analyst rating on (CLPR) stock is a Hold with a $4.00 price target. To see the full list of analyst forecasts on Clipper Realty stock, see the CLPR Stock Forecast page.

Clipper Realty’s Earnings Call: Strong Growth Amid Challenges

In the latest earnings call, Clipper Realty Inc. presented a mixed sentiment, showcasing strong financial performances with near-record revenue and record net operating income. The company also celebrated successful developments and strategic refinancing efforts. However, challenges such as the vacancy at 250 Livingston Street and increased operating expenses were also highlighted.

Clipper Realty Reports Strong Q2 Revenue Growth

Clipper Realty Inc. is a self-managed real estate company that focuses on acquiring, owning, and managing multifamily residential and commercial properties in the New York metropolitan area, with a significant presence in Manhattan and Brooklyn.