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Snap-on (SNA)
NYSE:SNA

Snap-on (SNA) AI Stock Analysis

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SNA

Snap-on

(NYSE:SNA)

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Outperform 78 (OpenAI - 5.2)
Rating:78Outperform
Price Target:
$421.00
▲(10.29% Upside)
Action:ReiteratedDate:02/07/26
SNA scores well primarily on strong, durable financial performance (high margins and conservative leverage). Technicals are supportive with price above key moving averages, while valuation is reasonable with a solid dividend. The latest earnings call was mildly positive but tempered by limited forward guidance and pockets of margin/working-capital pressure.
Positive Factors
Strong Cash Flow Management
Snap-on's strong cash flow management ensures ample liquidity for operational needs and strategic investments, supporting long-term growth.
Negative Factors
Revenue Growth Decline
A decline in revenue growth can signal challenges in market expansion or product demand, potentially impacting future profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Cash Flow Management
Snap-on's strong cash flow management ensures ample liquidity for operational needs and strategic investments, supporting long-term growth.
Read all positive factors

Snap-on (SNA) vs. SPDR S&P 500 ETF (SPY)

Snap-on Business Overview & Revenue Model

Company Description
Snap-on Incorporated manufactures and markets tools, equipment, diagnostics, and repair information and systems solutions for professional users worldwide. It operates through Commercial & Industrial Group, Snap-on Tools Group, Repair Systems & In...
How the Company Makes Money
Snap-on generates revenue primarily through the sale of its tools and equipment, which are sold directly to professional users in various industries. The company employs a unique franchise model that allows independent franchisees to sell its prod...

Snap-on Key Performance Indicators (KPIs)

Any
Any
Operating Margin by Segment
Operating Margin by Segment
Shows the percentage of revenue that remains after operating expenses for each segment, indicating the efficiency and profitability of different parts of the business.
Chart InsightsSnap-on's operating margins reveal contrasting trends across segments. Financial Services and C&I segments face pressure, with declines linked to credit loss provisions and geopolitical uncertainties, respectively. In contrast, the RSNI segment shows resilience, benefiting from strong diagnostics and repair information sales. The Tools Group's strategic pivot to faster payback items supports its margin stability. Despite a challenging macro environment, Snap-on's focus on operational efficiencies and innovative product launches, like the Triton diagnostic unit, positions it well for future growth, although foreign currency and tariff impacts remain concerns.
Data provided by:The Fly

Snap-on Earnings Call Summary

Earnings Call Date:Feb 05, 2026
(Q4-2025)
|
% Change Since: |
Next Earnings Date:Apr 23, 2026
Earnings Call Sentiment Positive
The call portrayed a resilient quarter with modest consolidated top‑line growth, EPS improvement, successful new product rollouts, margin gains in the Tools group, and strong financial services performance, while management continues to invest in brand and software. Offsetting positives were margin pressure in certain operating segments (C&I and RS&I), flat tools volume with some subsegment weakness, build in working capital (receivables/inventory), and regional macro headwinds. Overall the results highlight operational resilience and strategic investments but also show areas where costs and timing impacted margins.
Positive Updates
Consolidated Revenue Growth
Net sales of $1,231.9M in Q4, up 2.8% year‑over‑year (1.4% organic) with $15.6M favorable foreign currency translation.
Negative Updates
Operating Income Margin Pressure at OpCo
Operating income before financial services was $265.2M, unchanged year‑over‑year, with an OpCo margin of 21.5%, down ~60 basis points from prior year due to unfavorable currency and increased investments.
Read all updates
Q4-2025 Updates
Negative
Consolidated Revenue Growth
Net sales of $1,231.9M in Q4, up 2.8% year‑over‑year (1.4% organic) with $15.6M favorable foreign currency translation.
Read all positive updates
Company Guidance
Management's formal FY2026 guidance was limited but specific: corporate costs are expected to approximate $28.0 million, capital expenditures are forecast at about $100.0 million, and the full‑year effective income tax rate is anticipated to be in the 22%–23% range; they also noted remaining share‑repurchase authorization of roughly $260 million (after repurchasing 227,000 shares for $80.4 million in the year) and more than $900 million available under credit facilities with no borrowings outstanding—management did not provide sales or EPS targets on the call.

Snap-on Financial Statement Overview

Summary
High-quality profitability (gross margin ~50%+, net margin ~18–20%) and conservative, improving leverage (debt-to-equity down to ~0.22) support a strong score. Offsetting factors are slower recent growth and choppy free cash flow trends that reduce near-term visibility.
Income Statement
86
Very Positive
Balance Sheet
84
Very Positive
Cash Flow
78
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue5.16B5.11B5.11B4.84B4.60B
Gross Profit2.67B2.65B2.62B2.45B2.38B
EBITDA1.48B1.52B1.48B1.35B1.24B
Net Income1.02B1.04B1.01B911.70M820.50M
Balance Sheet
Total Assets8.41B7.90B7.54B6.97B6.76B
Cash, Cash Equivalents and Short-Term Investments1.62B1.36B1.00B757.20M780.00M
Total Debt1.33B1.29B1.28B1.27B1.25B
Total Liabilities2.46B2.48B2.45B2.47B2.56B
Stockholders Equity5.93B5.39B5.07B4.48B4.18B
Cash Flow
Free Cash Flow1.01B1.13B1.06B591.00M896.50M
Operating Cash Flow1.08B1.22B1.15B675.20M966.60M
Investing Cash Flow-73.10M-204.10M-331.80M-206.20M-290.40M
Financing Cash Flow-749.90M-649.80M-572.90M-485.00M-818.80M

Snap-on Technical Analysis

Technical Analysis Sentiment
Positive
Last Price381.71
Price Trends
50DMA
372.80
Positive
100DMA
360.38
Positive
200DMA
342.94
Positive
Market Momentum
MACD
1.41
Negative
RSI
60.00
Neutral
STOCH
90.39
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNA, the sentiment is Positive. The current price of 381.71 is above the 20-day moving average (MA) of 366.40, above the 50-day MA of 372.80, and above the 200-day MA of 342.94, indicating a bullish trend. The MACD of 1.41 indicates Negative momentum. The RSI at 60.00 is Neutral, neither overbought nor oversold. The STOCH value of 90.39 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SNA.

Snap-on Risk Analysis

Snap-on disclosed 26 risk factors in its most recent earnings report. Snap-on reported the most risks in the "Ability to Sell" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Snap-on Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
$18.92B53.368.53%8.27%19.06%
78
Outperform
$19.77B17.9817.70%2.52%0.24%-1.85%
72
Outperform
$14.04B25.5137.15%1.22%3.27%10.89%
72
Outperform
$7.45B20.359.35%1.61%-1.01%-12.13%
65
Neutral
$2.96B16.158.61%2.74%-2.63%-4.46%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
55
Neutral
$11.21B28.824.47%4.42%-1.40%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SNA
Snap-on
381.71
53.75
16.39%
KMT
Kennametal
39.57
21.09
114.17%
LECO
Lincoln Electric Holdings
260.15
82.57
46.50%
RBC
RBC Bearings
595.74
260.71
77.82%
SWK
Stanley Black & Decker
72.35
15.00
26.16%
TKR
Timken Company
106.90
46.06
75.70%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 07, 2026