Siebert Financial (SIEB) AI Stock Analysis

• Market Cap: $140.71M
• Dividend Yield: N/A
• Average Volume (3M): 41.18K
• Price to Earnings (P/E): 10.5
• Beta (1Y): 1.10
• Revenue Growth: 17.32%
• EPS Growth: 50.52%
• Country: US
• Employees: 146
• Sector: Financial
• Sector Strength: 83
• Industry: Financial - Capital Markets
• EPS (TTM): 0.33
• Shares Outstanding: 40,432,938
• 10 Day Avg. Volume: 73,220
• 30 Day Avg. Volume: 41,180
• PEG Ratio: 0.21
• Price to Book (P/B): N/A
• Price to Sales (P/S): 1.28
• Price to Cash Flow (P/CF): 6.30
• P/FCF Ratio: 8.30
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Siebert Financial's strong financial performance, with solid revenue growth and profitability, is the primary driver of its stock score. The upward price momentum is a positive sign, although technical indicators suggest caution due to overbought conditions. The stock's valuation is attractive, with a low P/E ratio, though the lack of dividends may limit its appeal for some investors.

Siebert Financial Business Overview & Revenue Model

Company Description

Siebert Financial Corp., through its subsidiaries, engages in the retail discount brokerage and investment advisory businesses in the United States and Internationally. It offers discount brokerage services, including self-directed trading, wealth management, financial advice, market making and fixed income investment, stock borrow, equity compensation plans, securities lending, equity stock plan, and market making services; independent retail execution services; and retail customer services. The company also offers self-directed retirement accounts, as well as lends customers a portion of the market value of marginable securities held in the customer's account. In addition, the company provides data technology platform that offers various services, such as email and messaging, market data systems and third party trading systems, business productivity tools, and customer relationship management systems. Further, it offers a Robo-Advisor platform that provides clients with an automated wealth management solution; and various insurance products, such as fixed annuities, personal insurance, property and casualty insurance, natural disaster insurance, and life and disability. The company has 12 branch offices in the United States. Siebert Financial Corp. was incorporated in 1934 and is headquartered in New York, New York.

How the Company Makes Money

Siebert Financial makes money primarily through its brokerage and advisory services. The company generates revenue by charging commissions and fees on securities transactions, including stocks, options, and mutual funds. Additionally, Siebert earns income from providing financial advisory services, where it charges management fees based on the assets under management (AUM). The firm also benefits from interest income on margin lending and cash balances held in customer accounts. Partnerships with financial institutions and other service providers further enhance its revenue streams by expanding its product offerings and client base. By leveraging its expertise and technology-driven platforms, Siebert Financial effectively capitalizes on market opportunities to drive growth and profitability.

Siebert Financial Financial Statement Overview

Summary

Siebert Financial shows strong revenue growth and improving profit margins, with solid leverage management. However, negative operating and free cash flow indicate potential cash flow issues impacting future operations.

Income Statement

The company has shown impressive revenue growth from $71.5M to $82.8M in TTM, a growth rate of approximately 15.9%. Net profit margin is strong at 12.95% for TTM, a significant improvement from previous years. Gross profit margin is high at 69.6%, indicating good control over cost of sales. However, EBIT margin at 24.8% and EBITDA margin at 20.4% show some reduction in operational efficiency.

Balance Sheet

The debt-to-equity ratio has improved to 0.081 in TTM, showing better leverage management. ROE is healthy at 13.03%, indicating strong profitability relative to equity. Equity ratio is stable at 14.2%, though relatively low, suggesting a higher reliance on liabilities to finance assets.

Cash Flow

Operating cash flow is negative at -$26.87M for TTM, signaling potential cash flow management issues. Free cash flow remains negative at -$30.18M, although it has improved from previous periods. The operating cash flow to net income ratio is negative, which may be a concern for sustained profitability.

Breakdown
TTM	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement		Total Revenue
82.85M	71.51M	50.10M	67.51M	54.87M	28.59M
	Gross Profit
57.68M	37.91M	19.23M	26.27M	21.26M	12.85M
	EBIT
20.55M	18.13M	880.00K	9.03M	4.28M	4.82M
	EBITDA
16.93M	13.54M	-2.85M	10.47M	5.85M	5.42M
	Net Income Common Stockholders
10.72M	7.83M	-2.99M	5.06M	2.98M	3.61M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
25.14M	418.48M	363.79M	947.27M	912.04M	3.08M
	Total Assets
43.74M	801.80M	728.05M	1.40B	1.37B	28.47M
	Total Debt
0.00	7.30M	336.63M	949.38M	933.28M	6.11M
	Net Debt
-23.53M	1.56M	312.96M	945.62M	929.65M	3.03M
	Total Liabilities
5.56M	731.09M	678.13M	1.35B	1.34B	7.69M
	Stockholders Equity
38.18M	69.72M	48.95M	49.26M	37.99M	20.78M
Cash Flow		Free Cash Flow
-175.03M	-32.83M	-26.71M	-1.91M	96.31M	3.06M
	Operating Cash Flow
-169.07M	-30.27M	-24.61M	5.54M	96.72M	5.33M
	Investing Cash Flow
-6.53M	-2.56M	-1.84M	-8.37M	-410.00K	-9.37M
	Financing Cash Flow
-84.00K	13.04M	-4.29M	4.85M	2.65M	-2.85M

Siebert Financial Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.48
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SIEB, the sentiment is Positive. The current price of 3.48 is above the 20-day moving average (MA) of 3.08, above the 50-day MA of 2.77, and above the 200-day MA of 2.50, indicating a bullish trend. The MACD of 0.24 indicates Negative momentum. The RSI at 76.46 is Negative, neither overbought nor oversold. The STOCH value of 89.23 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SIEB.

Siebert Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SIEB	76 Outperform	$140.71M	10.46	17.28%	―	17.32%	50.52%
WHG	64 Neutral	$154.20M	64.44	1.84%	3.58%	-0.31%	-79.42%
SRL	63 Neutral	$114.13M	―	-6.15%	3.44%	-14.96%	27.99%
Sector *	63 Neutral	$12.32B	9.52	7.97%	79.23%	12.77%	-4.57%
MFH	46 Neutral	$421.43M	―	-62.80%	―	119.44%	-275.25%
ARBK	37 Underperform	$27.43M	―	242.25%	―	―	―